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For those who favor the simplicity of earning cash back rather than points or miles that can be used to book award travel, the Capital One Savor Cash Rewards Card is a great pick. This is especially true if you like eating out, as the card earns 4% cash back on dining (and entertainment) with no cap. The card’s just added a new perk for those of us who like to order in: a monthly statement credit to cover the cost of Postmates Unlimited, now through December 2019.
Postmates is a service that, like Grubhub and Seamless, connects you with restaurants, letting you place an order online for delivery or pickup. The Unlimited plan costs $9.99 a month and gets you free delivery on all orders of $15 or more, while those without Unlimited need to pay a delivery fee of $1.99 to $3.99 for partner merchants, or $5.99 to $9.99 for other merchants — so even with one delivery, the Postmates Unlimited membership could pay for itself.
To use this benefit, you just need to charge the $9.99 fee for Postmates Unlimited to your Savor card, and you’ll receive a statement credit reimbursing you. You’ll earn 4% back on the Postmates Unlimited subscription even though Capital One will reimburse you for it, and you’ll of course earn 4% back on any orders you make through Postmates. Not a bad deal if you frequently order in and want to rack up some serious cash back.
The Savor Card has a $95 annual fee that’s waived the first year, and no foreign transaction fees. In addition to offering 4% back on dining and entertainment, it earns 2% back at grocery stores and 1% back on all other purchases. New card holders can currently earn $500 back after they spend $3,000 on the card in the first 3 months.
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This cash back card has a focus on dining and entertainment where you can earn unlimited 4% cash back in those spending categories. You can also earn 2% cash back at grocery stores and 1% cash back on all other purchases.
- Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
- Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
- Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- No foreign transaction fees
- Capital One cardholders get access to premium experiences in dining, entertainment and more
- $0 intro annual fee for the first year, $95 after that