Should you buy Marriott points with a 45% discount?

Nov 6, 2021

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Editor’s note: This post has been updated with new information.

If you’re looking to plan travel for the holidays or even into the new year, Marriott is currently offering a bonus when buying Marriott Bonvoy points. From now through Dec. 8, 2021, you’ll get a 45% discount when you purchase 2,000 or more Marriott Bonvoy points, dropping the cost to just 0.86 cents per point. This is a decent discount when compared to the usual price of 1.25 cents per point.

Let’s take a closer look at the promotion and discuss times when it makes sense to purchase Marriott points.

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Marriott buy-points promotion details

You can take advantage of this promotion by heading to Marriott’s buy points page and purchasing a minimum of 2,000 points.

If you’re new to Marriott Bonvoy, note that the terms say you may purchase points 30 days after enrollment if your Marriott Bonvoy account has other mileage earning activity from hotel stays or credit card spend. You’re eligible to purchase points regardless of your account activity after your account is open for at least one year.

Additionally, you can only buy up to 100,000 points per year, though the bonus points are not part of this maximum. For instance, you could purchase 100,000 points and get 45,000 bonus ones.

Related: Current buy points and miles promotions

Who should buy Marriott Bonvoy points?

St. Regis Bal Harbour (Photo by Nick Ellis / The Points Guy)
(Photo by Nick Ellis/The Points Guy.)

If you’ve already earned the bonuses on the best Marriott credit cards, buying points with this discount could be enticing, but only under the right circumstances.

TPG’s monthly valuations estimate Marriott points to be worth 0.8 cents each. So, under this promotion, you’re paying just a tad more than that. This can make the promotion a decent deal, but only if you have an immediate plan to use the points to book expensive stays at a discount. Otherwise, you’ll probably want to avoid speculatively buying points.

While Marriott is eliminating its award charts in favor of dynamic pricing in March 2022, you still have a few more months to book stays before these changes take place. For example, you can book Marriott Category 8 hotels for 70,000 points on off-peak dates. You’ll pay more than $1,000 per night at many of these hotels, like the St. Regis Maldives. But with this deal, you can purchase 70,000 points for about $600 and receive an effective discount of $400+ per night compared to paying cash.

You’ll receive an even better value when you book five or more consecutive award nights, thanks to Marriott’s fifth-night free perk. Specifically in this case, you may want to buy Marriott Bonvoy points with this bonus to top up your account for a five-night redemption if you don’t have quite enough for that type of booking at the moment, especially while Marriott’s award charts are still in effect.

Related: Maximizing redemptions with Marriott Bonvoy

How to earn Marriott Bonvoy points

(Photo by The Points Guy)

Purchasing Marriott Bonvoy points isn’t the only way to earn Marriott Bonvoy points. In fact, one of the easiest ways to accrue these points quickly and inexpensively is with Marriott’s cobranded credit cards.

Currently, Chase offers two cobranded credit cards — both with elevated sign-up bonuses. The Marriott Bonvoy Boundless Credit Card earns three free nights (each night valued up to 50,000 points) after spending $3,000 on purchases in your first three months from account opening. The Marriott Bonvoy Bold Credit Card earns 30,000 bonus points after you spend $1,000 on purchases in the first three months from account opening.

On the other hand, American Express offers the more premium Marriott Bonvoy Brilliant™ American Express® Card. This card has a higher $450 annual fee (see rates and fees) and is currently offering 75,000 bonus points after you spend $3,000 in purchases within the first three months of card membership. Plus, earn up to $200 in statement credits for eligible purchases made on your new card at U.S. restaurants within the first six months of card membership.

Further, it also includes an annual up to $300 statement credit on eligible purchases at hotels participating in the Marriott Bonvoy program and annual free night certificate (worth up to 50,000 points).

Related: Which Marriott Bonvoy credit card is right for you?

Use the right credit card to buy points

The terms of this promotion state that purchasing points with a Marriott Bonvoy cobranded credit card will earn points as an everyday purchase, so you won’t earn bonus points like you would on a Marriott stay. Instead, to maximize your spending when buying Marriott points, look at cards like The Blue Business® Plus Credit Card from American Express, which offers 2 Membership Rewards points per dollar spent (on the first $50,000 per calendar year; then 1 point per dollar thereafter, terms apply), or the Chase Freedom Unlimited, with 1.5% cash-back (1.5 Chase Ultimate Rewards points per dollar).

Additional reporting by Stella Shon, Andrew Kunesh, Joseph Hostetler and JT Genter.

For rates and fees of the Marriott Bonvoy Brilliant card, click here.

Featured photo by Benji Stawski/The Points Guy.

Delta SkyMiles® Platinum American Express Card

Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new card in the first three months of card membership. Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants in the first three months of card membership.

With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. Earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants and at U.S. supermarkets and earn 1X Mile on all other eligible purchases. Terms Apply.

Apply Now
More Things to Know
  • Earn 50,000 Bonus Miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $100 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Regular APR
15.74%-24.74% Variable
Annual Fee
Balance Transfer Fee
Recommended Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.