Skip to content

Amtrak extends points expiration, continues to pause its waiver of change fees

July 03, 2021
4 min read
amtrak-empire-builder-KGenter-portland-boarding-3-2
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.

Maintaining elite status has been on frequent travelers' minds since the coronavirus pandemic started ravaging the travel industry in early 2020. Amtrak -- the national rail service of the U.S. -- started waiving change fees and extended the validity of points, coupons and elite status early in 2020. Some of these extensions were initially set to expire in late 2020. But, Amtrak has extended some of its temporary measures several times now.

Yesterday, TPG senior reporter Victoria M. Walker noticed Amtrak is now waiving all change fees for reservations made by Sept. 6, 2021. So, today I'll discuss this extension and other ways the train operator is currently responding to the coronavirus pandemic to help Amtrak loyalists.

Amtrak elite status extended until February 2022

Amtrak is extending elite status for all Select, Select Plus and Select Executive members through Feb. 28, 2022. This extension applies to all Amtrak Guest Rewards members that currently hold Amtrak elite status, and there is no need to enroll or contact Amtrak to take advantage of the extension.

Amtrak extended all elite status benefits through this date. This includes annual upgrade certificates, companion passes and lounge passes. In addition, elite members are eligible to receive their status tier's annual allotment in 2021, regardless of how many tier-qualifying points they earned in 2020.

Related: Why I'm (temporarily) switching my loyalty to Amtrak

Points won't expire until September 15, 2021

(Photo by Melanie Lieberman/The Points Guy)

In April, Amtrak announced that all Amtrak Guest Rewards points, upgrade coupons and companion coupons will have their expiration paused until Sept. 25, 2020. Then, Amtrak extended this pause through Dec. 31, 2020. These extensions applied to all points and certificates regardless of how you earned them.

Amtrak allowed upgrade and companion coupons to begin expiring on Feb 28, 2021. So, if you had upgrade or companion coupons in your account, they may now be expired.

However, Amtrak has continued to pause points expiration through September 15, 2021. But, if you hold an Amtrak credit card, your points will not expire as long as your account is open. And you can extend your points expiration by 24 months when you earn at least one Amtrak point. The easiest way to earn a few Amtrak points is to make a purchase through the Amtrak shopping portal.

Related: You can now book an overnight private room on Amtrak's Northeast Regional

Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts

Change fees waived for tickets purchased by Sept. 6, 2021

Further, all Amtrak tickets purchased by Sept. 6, 2021, can be changed free of charge. This includes both cash fares and tickets booked with points. Just keep in mind that — despite Amtrak waiving change fees — you're still responsible for paying a fare difference if your new ticket is more expensive.

These fees are waived for all new and existing Amtrak tickets so long as you purchase your tickets by Sept. 6, 2021. Amtrak customers can change their travel online, through the Amtrak app or by calling Amtrak at 800-872-7245. We recommend changing your itinerary online or through the app to avoid long hold times.

Related: The summer of train travel: Amtrak to restore daily service on 12 long-distance routes

Bottom line

This is all-around great news for Amtrak travelers. In particular, it's comforting to know that travelers can change any ticket purchased by Sept. 6, 2021, with no fee. Although fare differences may cause you to pay more to take a trip if you need to change, it's nice to have this flexibility during these uncertain travel times.

Additional reporting by Ashley Onadele and Katie Genter.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

4 / 5
Go to review
Rewards rate
1XChoose to earn up to 1X points on rent and mortgage payments with no transaction fee
2XEarn 2X points + the option to earn 4% back in Bilt Cash on everyday purchases
Intro offer
Open Intro bonus
50,000 Bilt Points + Gold Status + $300 of Bilt Cash
Annual fee
$495
Regular APR
26.74 - 34.74% variable
Recommended credit
Open Credit score description
Good Credit, Excellent Credit

Pros

  • Choice to earn up to 1 Bilt Point per dollar spent on rent and mortgage payments
  • Elevated everyday earnings with both Bilt Points and the option to earn Bilt Cash
  • $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
  • $200 Bilt Cash annually
  • Priority Pass membership
  • No foreign transaction fees

Cons

  • Moderate annual fee
  • Designed primarily for members seeking a premium, all-in-one card
  • Earn points on housing with no transaction fee
  • Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
  • 2X points on everyday spend
  • $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
  • $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
  • Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
  • Priority Pass ($469/year value). See Guide to Benefits.
  • Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.