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Check the CardMatch Tool to see if you’re targeted for a 100,000-point Platinum Card offer or a 50,000-point Amex Gold offer. These offers are subject to change at anytime.

While there are some excellent credit card bonuses available right now, there are sometimes targeted credit card welcome bonus offers that are even higher than what’s available to the public on the same card. And, one of the best places to look for these offers is the CardMatch Tool.

If you haven’t visited recently, now is an excellent time to check your CardMatch offers, because in the past few days we’ve seen the return of the incredible 100,000-point offer on The Platinum Card® from American Express. The particular offer that we’re seeing requires $5,000 spending within the first three months of account opening to earn the 100,000-point welcome bonus:

Offer retrieved on Feb. 25, 2019.
Offer retrieved on Feb. 25, 2019.

Using the CardMatch tool, you could also score a 50,000-point welcome offer for the American Express® Gold Card — after spending $2,000 in the first 3 months. 50,000-point welcome bonuses for the Amex Gold have been available, both through referral links and through targeted offers for select card holders, for the last several months. But that elevated offer is newly available through CardMatch. The current publicly available offer for the Amex Gold is 35,000 points after you spend $2,000 in the first 3 months. So, this is a solid 15,000 extra bonus point welcome offer.

Offer retrieved on Feb. 25, 2019.
Offer retrieved on Feb. 25, 2019.

Note that American Express welcome bonuses are “not available to applicants who have or have had this product,” and that limitation is found on this offer as well. While there are some reports of being able to get a welcome bonus for the same card many years after closing the account, this “once per lifetime” welcome bonus limitation is an important restriction to keep in mind.

How To Use CardMatch

CardMatch is straightforward to use, but those who haven’t used the tool before might be curious about the process. Here are the easy steps to check your offers:

  1. Go to the CardMatch homepage.
  2. Enter your first name, last name, home address and last four digits of your social security number.
  3. If you want to be contacted by CardMatch, enter your email address. Otherwise, uncheck the contact box.
  4. Click “Get Matches.”
  5. Check the box to accept the terms & conditions.
  6. After a 60-second or less search, your pre-approved offers will appear.

Note that this process creates a “soft” credit inquiry on your credit report. This means that the inquiry will show up on your credit report, but it’ll have no impact on your credit score — similar to if you checked your own credit report through a free annual check or a paid service.

Is The Platinum Card Worth It?

The headline is certainly the spectacular 100,000 Membership Rewards-point welcome bonus. Based on TPG’s most recent valuation at 2 cents per Membership Rewards point, the welcome bonus alone is worth $2,000. Once you learn to maximize the value of your Membership Rewards points, you can get even more value than that.

The Platinum Card is one of the best cards available for frequent travelers. On the spending side, you’ll earn 5x points on airfare purchased directly through the airline or through American Express Travel, as well as 5x earnings on prepaid hotels booked through Amex Travel. The card also rewards frequent Uber users with up to $200 per year in Uber credits, and $100 in credits for Saks purchases each year.

And then there are the lounges. Cardmembers are granted access to nine spectacular Centurion Lounges — seven of which we pitted against each other, plus lounges in Philadelphia (PHL) and Hong Kong (HKG). Three more Centurion Lounges are coming soon to New York’s Kennedy (JFK)Denver (DEN) and Los Angeles (LAX), while the new larger Dallas (DFW) lounge re-opened at the end of September. Cardholders also get access to more than 1,200 lounges — including 30 airport restaurants in the US — through a Priority Pass membership and access to Delta Sky Clubs when traveling with Delta.

Public Offer for The Platinum Card

If you aren’t targeted for this excellent offer, the current welcome bonus offer for The Platinum Card® from American Express is a 60,000-point welcome bonus for spending $5,000 in the first three months. Considering the incredible value that this card offers frequent travelers, this isn’t a bad offer. But, obviously, 60,000 points isn’t nearly as lucrative as 100,000 points.

Other CardMatch Increased Offers

The Platinum Card isn’t the only card with an elevated pre-qualified welcome bonus through CardMatch. We are also seeing elevated offer on the Blue Cash Preferred® Card from American Express. Instead of the standard offer of $200 cashback after spending $1,000, you’ll get an extra $50 back — for a total of $250 — if you’re targeted and apply through the CardMatch tool:

Offer retrieved on Feb. 25, 2019.
Offer retrieved on Feb. 25, 2019.

Be sure to check the tool today to see what offers are available for you.


This is The Points Guy’s permanent page on CardMatch bonus offers. Keep in mind you’ll see some reader comments referring to previous offers below.

Know before you go.

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CardMatch Tool

The CardMatch Tool will match you with offers from our participating partners in less than 60 seconds. Check today to see if you are eligible for a better offer on premium cards like The Platinum Card from American Express or Premier Rewards Gold card.

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More Things to Know
  • Find card offers you are more likely to qualify for without impacting your credit score.
  • Save time by comparing matched offers from multiple partner banks.
  • You may be matched to special offers based on your credit profile.
  • See your matched offers in less than 60 seconds.
  • Get matched to the card feature that's right for you. Find cards with Low Interest, Cash Back, Balance Transfers, and Travel Rewards.
  • Users may not be matched with all offers or banks. Matches are based on a user's credit profile. See the CardMatch Terms and Conditions for more details.
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Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.