Latest data shows which US airlines have been the stingiest about refunds
When the coronavirus came stateside, many travelers scrambled to cancel or postpone upcoming trips.
Some people took future travel credit under relaxed change-fee waivers, but others wanted their money back instead. Fortunately, the U.S. Department of Transportation (DOT) has a clear-cut policy: you are entitled to a refund when an airline cancels your flight. And when demand for travel plummeted in March, airlines began slashing their schedules and canceling flights.
If you waited until a few days before departure, odds are that your flight would be canceled and you'd be eligible for a refund according to the DOT rules. However, some airlines came up with creative excuses to keep your money.
Savvy travelers know that if an airline denies a refund request, the next move is to consider a credit card chargeback, as well as filing a consumer complaint with the DOT.
Each month the DOT aggregates the complaints and publishes an Air Travel Consumer Report. May's report includes complaint data from March, so let's take a look at which airlines followed the rules — and which didn't.
For more travel tips and news, sign up for our daily newsletter.
The majority of flyers complained about refunds
Before diving into each airline's performance, it shouldn't come as a surprise that most of the complaints that the DOT received in March were about refunds. Of the complaints, refund-related issues comprised 54% of the total. If you look at complaints strictly related to U.S. airlines, that proportion jumps to 64%.

Relative to March 2019, the number of refund complaints filed in March 2020 jumped by a whopping 1,561%!
None of this should come as much of a surprise. Travel came to a standstill in mid-March, and that's when most customers started complaining about airlines not giving them refunds. I wouldn't be surprised to see these percentages jump even higher in later months.
Related: You can get your money back if an airline changed its refund policy
American and Delta were great about granting refunds
Ever since taking over the change and cancellation beat for TPG, I've received countless emails and Instagram messages from frustrated readers who've had trouble getting refunds from a slew of carriers. Of the U.S. airlines, I've received the least number of inquiries regarding American Airlines and Delta.
In fact, in our research, these two carriers have also been the fastest and most communicative about refunds. Neither carrier changed their policy mid-pandemic, nor did they proactively give travel credits instead of refunds.
Indeed, the DOT complaint data from March aligns with our experience. The DOT received 71 refund complaints about Delta and 138 about American Airlines. When normalizing these numbers, that's just about 1 complaint per 100,000 enplanements for Delta and 2 complaints per 100,000 enplanements for American.
United was the stingiest of the major U.S. carriers
If you're a United flyer, odds are that you've had trouble getting a refund from the Chicago-based carrier. That's because UA made countless adjustments to its schedule change policy throughout the pandemic. Before the coronavirus hit, you could get a refund when your flight was changed by more than two hours.
Throughout March and into April, United kept adjusting what time change qualifies for a refund. It went up to 25 hours, then went to an undefined "significant" change and then finally went down to six hours. UA applied these changes retroactively as well, rankling many customers.
Looking at the data, United received 14x (!) more complaints regarding refunds than Delta. In absolute terms, the DOT got 640 refund-related complaints about United, which translates to just over 14 complaints per 100,000 enplanements.
I'm sure that this number will skyrocket in the April complaint data, especially since the DOT has stated that they've received an "unprecedented" spike in refund complaints.

Fortunately, United finally relented on Saturday, June 6, and is back to issuing refunds for flights changed by two or more hours.
Related: Why you should wait to change or cancel your flight if you want your money back
Low-cost carriers weren't as bad as United
You might think that Frontier or Sprit — two of the nation's largest ultra-low-cost carriers — would be stingier than United. Turns out, that's not the case based on the DOT data.
Frontier and Spirit received 94 and 80 refund-related complaints, respectively. Normalizing for passengers flown, that's 8 and 4 complaints per 100,000 enplanements.
This is noticeably more than American or Delta, but significantly less than United. In fact, TPG's Summer Hull was even able to get a refund from Spirit via text message.
Bottom line
When your flight is canceled, you're entitled to a refund. But just because you are eligible to get your money back doesn't mean the airlines are making it easy.
According to the DOT data, United's been the stingiest about providing refunds, which aligns with our experience. What else do you expect when the carrier made five changes to its schedule change policy over the course of a month?
Of the major U.S. carriers, American and Delta have been quite easy to deal with, and none of the low-cost carriers have been as bad as United.
For more about refunds, see:
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

