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Earn American miles and Loyalty Points with the SimplyMiles program

Dec. 21, 2024
6 min read
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Within the American Airlines AAdvantage program, travelers often look for ways to earn American miles to redeem for award flights. But many travelers are also seeking ways to earn Loyalty Points toward a specific American Airlines elite status tier or Loyalty Point Rewards milestone.

Luckily, U.S. residents with a Mastercard can earn American miles and Loyalty Points on many everyday purchases through the SimplyMiles program. Here’s what you need to know.

What is SimplyMiles?

The SimplyMiles program is similar to Amex Offers, Chase Offers and Citi Merchant Offers in that you enroll in offers and get rewards. But while you enroll a specific card for credit card merchant offers, SimplyMiles offers let you pay with any linked Mastercard once you enroll in an offer.

Man using a laptop and holding a credit card
PIXELSEFFECT/GETTY IMAGES

To enroll in SimplyMiles, head to the SimplyMiles website and click the “Join” link in the upper right-hand corner. Log into your American AAdvantage account and add at least one Mastercard to your SimplyMiles account to get started. However, I recommend adding all your Mastercards to your SimplyMiles account so you don't miss out on earning opportunities.

Related: Best uses of American Airlines AAdvantage miles

Using American Airlines SimplyMiles

Once enrolled, occasionally head to the SimplyMiles website to check your offers. Some offers provide miles based on your spending, while others award a set amount when you spend a specific amount with a merchant.

SimplyMiles offers
SIMPLYMILES.COM

While looking through your offers, add any you want to use to your account by clicking “Activate offer.” However, some offers can only be redeemed online or in-store, while other offers require you to click through a specific link or are only valid for specific purchases. So be sure to read the terms of each offer before making a purchase.

I usually have various offers ranging from meal delivery services to wine services and technology companies. You’ll see all the offers you’ve already activated near the bottom of the screen.

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SimplyMiles offers
SIMPLYMILES.COM

You’ll usually earn AAdvantage miles and Loyalty Points when you make an eligible purchase with a card you’ve added to your SimplyMiles account; some offers may only offer bonus miles or Loyalty Points, though. Then, each time you make an eligible purchase, you’ll receive an email with “Thank you for using your SimplyMiles offer” in the title.

SimplyMiles email for earnings
EMAIL FROM SIMPLYMILES

You can also check your earnings by clicking “My activity” near the top of the webpage. Once the page loads, scroll down to the "Activity details" section and expand the "SimplyMiles transaction history" to see your recent earnings.

SimplyMiles account history page
SIMPLYMILES.COM

Miles will usually appear in your account within 10 to 15 business days of your purchase. However, it can sometimes take up to 30 business days for your earnings to post.

Related: AAdvantage Dining program: Earn American miles and Loyalty Points at local restaurants

Stack your earnings

Earning American Airlines miles and Loyalty Points through the SimplyMiles program is great. The terms and conditions state: “Offers cannot be combined or stacked with offers from other programs." However, the offers are sometimes still stackable.

Woman booking a flight
XAVIER LORENZO/GETTY IMAGES

For example, you might be able to stack all the following earning methods on one purchase made with a Mastercard you've enrolled in SimplyMiles:

  • SimplyMiles
  • Shopping portal rewards
  • Credit card rewards

Of course, for this triple stack to potentially work, the merchant needs to participate in SimplyMiles (without a requirement to use a specific link) and a shopping portal. For example, let’s assume I wanted to buy some accessories from Dell Technologies.

Currently, the SimplyMiles portal would give me 2 miles and 2 Loyalty Points per dollar on up to three purchases with Dell Technologies using a linked Mastercard. However, you can't earn more than 3,485 miles and 3,485 Loyalty Points through this SimplyMiles offer.

SimplyMiles offer for Dell
SIMPLYMILES.COM

I could use an enrolled Citi AAdvantage card to earn 1 mile per dollar on my Dell Technologies purchase. And the AAdvantage eShopping portal would give me 3.5 miles per dollar on Dell Technologies accessories.

AAdvantage EShopping deal for Dell
AADVANTAGEESHOPPING.COM

You might also try to stack a Citi Merchant Offers deal. However, you can no longer stack most SimplyMiles offers with most Citi Merchant Offers. For example, you’ll usually see the merchant disappear from SimplyMiles when you enroll in a Citi Merchant Offer. And if you add a SimplyMiles offer to your account before enrolling in a Citi Merchant Offer, your SimplyMiles offer for the merchant will usually be removed. So you may want to avoid enrolling in conflicting Citi Merchant Offers if you’d rather earn via SimplyMiles.

Related: Why (and how) I'm earning AAdvantage Platinum Pro elite status and not going for AAdvantage Executive Platinum

Bottom line

There is no shortage of ways to earn AAdvantage miles and Loyalty Points. From the AAdvantage eShopping portal to American Airlines credit cards, you don’t have to fly frequently to earn American Airlines miles and status.

The SimplyMiles program is a great tool if you’re looking to earn more miles and Loyalty Points when shopping. From gas stations to clothing and luggage delivery services, you’ll find various merchants on the SimplyMiles website. However, offers are frequently added, so you’ll want to check for new offers every week to maximize your earnings.

Featured image by WESTEND61/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Rewards Rate

4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
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2XEarn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Intro Offer

    As High As 100,000 points. Find Out Your Offer.
  • Annual Fee

    $325
  • Recommended Credit

    Excellent to Good

Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

Pros

  • 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.