I checked out Bilt's new Home Away from Home hotel collection — here's what you need to know
Editor's Note
Many credit card issuers have their own luxury hotel program — think American Express' Fine Hotels + Resorts and The Edit by Chase Travel℠. These programs are available to only the most premium cardholders and come with benefits such as free breakfast and complimentary room upgrades.
Bilt shook things up in July when it announced its new Home Away from Home hotel collection, which is available to members with Gold status and above — whether or not they have the Bilt Mastercard®.
I booked a stay at the Ritz-Carlton in Portland, Oregon, through Home Away from Home to test out the benefits.
The information for the Bilt Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Booking through Bilt Home Away from Home
Before I booked my stay, I compared the prices and benefits among four booking platforms: Bilt Home Away from Home, Amex Fine Hotels + Resorts, Chase's The Edit and directly with Marriott.
| Program | Cash price | Points price | Benefits |
|---|---|---|---|
Bilt Home Away from Home | $667 | Not available for this booking, but would be 53,300 for this price if available |
|
Amex Fine Hotels + Resorts | $667 | 66,700 |
|
Chase's The Edit | $667 | 33,350 (thanks to a Points Boost deal at time of booking) |
|
Marriott | $654 | 110,500 |
|
*If available
The cash price through the three issuer collections was the same at $667 per night. Even though this is $13 more than booking directly with Marriott, each collection includes more than $100 in added value, so booking through one of these programs was a no-brainer.
It is worth noting that not all properties in Bilt Home Away from Home are available to book with points. Bilt has told us that it's working to increase the number of properties available to book with points, but be sure to check the property you want to book if you're hoping to use points.
To book, simply search in Bilt's travel portal (either through bilt.com or the Bilt app) for hotels in a given destination and date range. If you have Gold status or above, Home Away from Home properties will be flagged within your search. You can also add a filter in your search so that only Home Away from Home properties show up.

Related: A comparison of luxury hotel programs from credit card issuers
Bilt Home Away from Home benefits
Early check-in
Home Away from Home stays include early check-in and late checkout when available. My flight got in early, so I alerted my travel concierge (more on that below) that I was hoping to score an early check-in. I was thrilled to learn that my room was ready for me as soon as I arrived — no leaving my bags behind and needing to kill time before check-in.
Daily breakfast
Home Away from Home stays include a daily breakfast credit for up to two people, but the amount of the credit and ways it can be used vary among properties.
The daily breakfast for two at this property came in the form of an $80 breakfast credit to use either in the hotel restaurant or for a room service order, but did not apply to tax, tip, alcohol purchases or service fees.

$100 property credit
As with other hotel programs, you'll receive a $100 property credit as part of your booking. Once again, the exact things covered by the credit will vary among properties.
I was able to use mine toward food and drinks at the hotel bar or restaurant, which was perfect for grabbing appetizers and drinks before heading out for the evening.

Room upgrade
I booked a deluxe king room, but I was upgraded to a room on a high floor with a mountain view. While not necessarily a huge monetary difference, the higher floor made for some great views, making the experience even better.
Bonus points
You'll earn 2 Bilt Points per dollar spent when booking any travel through Bilt's portal, plus the 2 Bilt points per dollar spent on a travel purchase if you book with your Bilt Mastercard, for a total of 4 Bilt points per dollar spent if you book with your Bilt card. You must use your card five times each statement period to earn points.
Even better — I also earned Marriott Bonvoy points for my stay, which isn't always a given when booking through a third party.
Related: What you need to know about direct vs. third-party travel bookings
Dedicated Bilt travel concierge
After booking my stay through Home Away from Home, I was given a dedicated travel concierge through Virtuoso to help with anything I needed. Right away, she gave me some general recommendations for things to do during my stay.

She also made sure my room was ready for early check-in, recommended a restaurant for dinner that was part of Bilt Dining (so I earned even more Bilt points!) and made dinner reservations for me. Even better, messaging her was easy — I had a chat feature as a part of my travel details in my Bilt app and on the homepage of my Bilt account.
Bilt has also announced that personalized neighborhood guides will be available later this year. These guides will include local recommendations to help you make even better decisions about where to go and what to do while you're traveling.
Bottom line
Bilt's Home Away from Home collection is an excellent addition to the Bilt Rewards program, especially for anyone who wants access to a premium property collection without being tied to one premium credit card. The benefits of the property credit, daily breakfast and dedicated concierge made it an easy decision to book through the collection — with the added benefit of earning bonus Bilt points on my stay. Home Away from Home is certainly a collection to keep on your radar, especially as Bilt continues to make it even better.
Related reading:
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 5X | New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App. |
| 3X | Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines. |
| 2X | Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Pros
- Valuable dining and food-related credits
- Flexible rewards with airline and hotel transfer partners
- Multiple travel and purchase protections
- No foreign transaction fees
- Access to Amex Offers for additional savings (enrollment required)
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
- Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
- Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
- $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
- New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
- Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.








