The 7 best limited-time credit card offers to sign up for in November

5d ago

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

It’s no secret that credit card welcome bonuses are the quickest and easiest way to rake in lots of points and miles. We regularly update our roundup of our favorite current welcome offers in our Top Travel Rewards Cards guide, which includes both limited-time credit card offers and ones that are more permanent. But what if you’re looking to prioritize your credit card sign-ups?

To help you in that situation, we’ve rounded up the best limited-time offers currently available — the ones that are worth an extra look right now before they disappear. This month, we’re seeing some especially enticing offers for cobranded airline and hotel credit cards, as well as small business credit cards. Boosted welcome bonuses typically don’t stick around for long, so if you’re considering one of these offers, you’ll want to hop on it soon.

The best limited-time credit card offers in November

Hilton Honors American Express Surpass® Card

Current offer: Exclusive for TPG readers, for a limited time earn 150,000 Hilton Honors bonus points after you spend $3,000 in eligible purchases within the first 3 months, plus a $100 statement credit after you make your first purchase in the first 3 months. (Offer ends Dec. 31, 2019. Terms Apply.)

Bonus offer value*: $1,000

Annual fee: $95 (see rates and fees)

Benefits: Earn 12 points per dollar spent at participating Hilton properties, 6 points per dollar spent at US supermarkets, US restaurants and US gas stations and 3 points per dollar everywhere else. Get 10 Priority Pass lounge access passes each year, complimentary Hilton Gold elite status and a pathway to earning Diamond status.

APPLY HERE: Hilton Honors American Express Surpass Card (TPG exclusive welcome offer)

United Explorer Card

(Photo by Isabelle Raphael / The Points Guy)
(Photo by Isabelle Raphael / The Points Guy)

Current offer: For a limited time, earn 40,000 United MileagePlus bonus miles after you spend $2,000 in the first three months and another 25,000 miles after you spend $10,000 total in the first six months.

Bonus offer value*: $845

Annual fee: $95 (waived the first year)

Benefits: Earn 2 miles per dollar on United, dining and hotel spending and 1 mile per dollar on everything else. Get your first bag checked free (you must include your MileagePlus number in your reservation and pay for the flight with the Explorer Card to receive this benefit), priority boarding and 25% inflight savings on United flights. You’ll also get two, one-time United Club passes deposited into your MileagePlus account each year of card membership, expanded award availability and an up to $100 Global Entry/TSA PreCheck application fee credit.

APPLY HERE: United Explorer Card

Capital One Spark Miles for Business

Current offer: For a limited time, earn up to 200,000 Capital One bonus miles: 50,000 bonus miles after spending $5,000 in the first three months and another 150,000 miles after spending $50,000 in the first six months.

Bonus offer value*: $2,800

Annual fee: $95 (waived the first year)

Benefits: Earn 5 miles per dollar on hotel and rental car purchases made through Capital One Travel and charged to the Spark Miles card and 2 miles per dollar on everything else. Get up to a $100 Global Entry/TSA PreCheck application fee credit, as well as various travel and purchase protections such as travel accident insurance, lost luggage reimbursement, auto rental collision damage waiver, extended warranty and price protection.

APPLY HERE: Capital One Spark Miles for Business

Capital One Spark Cash for Business

Current offer: For a limited time, earn up to $2,000 cash-back: $500 after spending $5,000 in the first three months of account opening and another $1,500 after spending $50,000 on purchases in the first six months.

Bonus offer value: $2,000

Annual fee: $95 (waived the first year)

Benefits: Earn 2% cash back on all purchases. You’ll also get the same travel and purchase protections as the Capital One Spark Miles, including travel accident insurance, lost luggage reimbursement, auto rental collision damage waiver, extended warranty and price protection. This card has no foreign transaction fees.

APPLY HERE: Capital One Spark Cash for Business

The Business Platinum Card from American Express

(Photo by Eric Helgas/The Points Guy)
(Photo by Eric Helgas/The Points Guy)

Current offer: For a limited time, earn up to 100,000 Membership Rewards bonus points: 50,000 points after you spend $10,000 in the first three months and another 50,000 points after you spend an additional $15,000 on qualifying purchases in the first three months. (Offer ends 12/4/2019. Terms Apply.)

Bonus offer value*: $2,000

Annual fee: $595 (see rates & fees)

Benefits: Earn 5 points per dollar on airfare and prepaid hotels booked through American Express Travel, 1.5 points per dollar on purchases of $5,000 or more (up to 1 million extra points per year) and 1 point per dollar on everything else. Get access to Centurion and Priority Pass lounges, plus Delta Sky Clubs when you’re flying Delta, a $200 annual airline fee credit, up to $200 in statement credits each year for any Dell technology purchases and an up to $100 Global Entry/TSA PreCheck application fee credit. You’ll also get a 35% points rebate when you redeem points directly for first or business class, or for any seat on the airline of your choice.

APPLY HERE: American Express Business Platinum Card

American Express Green Card

(Photo by Josh Gribben for The Points Guy)
(Photo by Josh Gribben for The Points Guy)

Current offer: For a limited time, earn 30,000 American Express Membership Rewards bonus points after you spend $2,000 in purchases within the first three months, plus up to $100 in statement credits for eligible purchases made directly with Away within the first three. (Offer ends Jan. 15, 2020. Terms Apply.)

Bonus offer value*: $700

Annual fee: $150 (see rates and fees)

Benefits: Earn 3 points per dollar for all travel and dining and 1 point per dollar on everything else. Get up to a $100 annual credit for your CLEAR membership and up to $100 in credits for lounge access purchased with LoungeBuddy.

APPLY HERE: American Express Green Card

Virgin Atlantic World Elite Mastercard

Current offer: Up to 80,000 Virgin Atlantic bonus miles: 60,000 miles after you spend $2,000 in purchases within the first 90 days of account opening, plus 5,000 miles when you add additional authorized users, and 15,000 miles at your card anniversary after you spend $25,000 in purchases in 12 months.

Bonus offer value*: $900

Annual fee: $90

Benefits: Earn 3 miles per dollar on direct Virgin Atlantic purchases and 1.5 miles per dollar on all other purchases. Spend $25,000 in purchases annually to qualify for a companion award in the same cabin class when you redeem Flying Club miles for a Virgin Atlantic award ticket. Also earn 25 tier points toward Virgin Atlantic elite status for every $2,500 in purchases (maximum 50 tier points per month). No foreign transaction fees.

APPLY HERE: Virgin Atlantic World Elite Mastercard

*Bonus offer values are based on TPG’s valuations.

For rates and fees of the Hilton Surpass card, please click here.
For rates and fees of the Business Platinum Card, please click here.
For rates and fees of the Amex Green Card, please click here.

Featured photo by Nick Ellis/The Points Guy.


This is The Points Guy’s permanent page with limited-time welcome offers to consider each month, so you can bookmark it and check back regularly for updates. Keep in mind you may see some reader comments referring to older offers below.

Capital One® Spark® Miles for Business

LIMITED TIME OFFER: Earn up to 200,000 bonus miles with this business card, plus 5x miles on hotels and car rental booking through Capital One Travel, and 2x miles on all other purchases.

Apply Now
More Things to Know
  • Limited Time Offer: Earn up to 200,000 bonus miles worth up to $2,000 to spend on travel—flights, hotels and more
  • Earn 50,000 bonus miles when you spend $5,000 in the first 3 months and earn 150,000 bonus miles when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles card
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Fly through security with one statement credit for either the $85 TSA Pre✓® application fee or the $100 Global Entry application fee
  • $0 intro annual fee for the first year; $95 after that
Intro APR on Purchases
N/A
Regular APR
18.74% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Balance Transfer Fee
N/A
Recommended Credit
Excellent, Good

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.