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Not all travel expenses can be covered by traditional credit card points or airline miles. You need to bolster your loyalty portfolio with cash back rewards or a cash equivalent currency that can cover the other types of expenses a traveling family will incur.

Enter the Discover it® Miles credit card that earns unlimited 1.5x miles on all purchases. As an added bonus, Discover will match all the miles you earn in the first year after the end of your first 12 months, meaning you’ll earn 3x miles on all purchases. These miles are worth 1 cent each and the card carries no annual fee.

The process to redeem Discover it Miles is as simple as it is to earn them. After you log in to your Discover account, you’ll see your rewards total on the right side of the dashboard.

After selecting “Ways to Redeem,” you’ll see the three options for your Discover it® Miles:

  • Redeem against travel purchases
  • Redeem as cash back
  • Redeem toward your Amazon purchases

Because the miles are worth 1 cent no matter how you redeem them, my recommendation would be to take the cash and use it as needed. If you want to be more budget minded or have a travel goal in mind, you could redeem them against the recognized travel purchases. The cash back redemption option is straightforward, with no minimum amount required for redemption.

For travel redemptions, Discover automatically selects eligible travel charges made to your card. In a few simple clicks, you can use the miles to “erase” the cost of those purchases.

If you want to redeem your miles toward Amazon purchases (for all that necessary travel gear, clothing and accessories), you can link your Discover card directly to your Amazon account and use miles on the checkout page at the same rate of 1 cent each.

Bottom Line

You’re not going to find a more straightforward path to earning cash back and making hassle-free redemptions than with the Discover it® Miles card. Earning 3x miles on all purchases in the first year, once your miles are matched at the end of the first year, equates to 3% cash back. That’s the best cash rewards earning rate from any credit card out there at the end of that first year. And, the Discover it Miles card offers some other valuable benefits, too. If your family isn’t considering this no annual fee card, I highly recommend you look at your upcoming travel to see where Discover it® Miles could save you money.

Featured image by jacoblund/Getty Images

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Discover it® Miles

Set your own sign-up bonus with the Discover it Miles card. Any rewards you earn in the first year will automatically be matched at the end of the year and you'll earn an unlimited 1.5 miles on all purchases with no annual fee.

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More Things to Know
  • Unlimited Bonus: Discover will match all the Miles you've earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That's $700 towards travel! The more you earn, the more you get.
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
  • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
  • Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Rates & Fees
Intro APR on Purchases
0% for 14 months
Regular APR
13.99% - 24.99% Variable
Annual Fee
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Recommended Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.