Today’s your last chance to earn a 130,000-point welcome bonus with no annual fee on the Hilton Honors Surpass card

Aug 25, 2021

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Welcome bonuses come and go, and today’s the last day you can apply for the Hilton Honors American Express Surpass® Card to snag the welcome bonus of 130,000 bonus points with the $0 introductory annual fee for the first year (then $95, see rates and fees).

Based on TPG’s valuations of Hilton Honors points, these bonus points are worth $780. This is also one of the most effortless welcome offers to obtain, as you’ll need to spend just $2,000 in the first three months of card membership.

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With the intro annual fee, it’s a perfect time to apply for the Hilton Honors American Express Surpass Card if you don’t want to fork over an annual fee but want to test the waters with this Hilton Amex co-branded credit card.

Is the Hilton Honors Surpass worth it?

Redeem your points for a stay at the Hilton Playa Del Carmen. (Photo by Madison Blancaflor/The Points Guy)

Sitting squarely in the middle of Hilton’s other consumer cards, the Hilton Surpass comes with a $0 intro annual fee for the first year (then $95) as well as the following benefits:

If you’re able to meet the spend threshold of $15,000 in a calendar year, the free weekend night reward can easily exceed the $95 annual fee, among other benefits you’ll receive from automatic Gold status.

Bottom line

If you’ve been thinking about applying for a new hotel card, this is your last chance to jump on an elevated welcome offer that’s rare for a card with $0 intro annual fee for the first year; then $95. Plus, you can open the card now to test-drive it, see how you like the earning rates and perks and then decide later if it’s worth paying the $95 annual fee after the first year.

Ready to get the card? Here’s your last chance to apply for the Hilton Honors American Express Surpass® Card with a generous 130,000-point welcome bonus.

For rates and fees of the Hilton Honors Surpass card, click here.

Featured photo by John Gribben for The Points Guy.

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points


CARD HIGHLIGHTS: 3X points on dining and 2x points on travel, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Regular APR
16.24% - 23.24% Variable
Annual Fee
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.