Skip to content

Forget the ocean: 8 amazing lake vacations to take in the US this summer

July 16, 2020
9 min read
Lake Erie sunset
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.

Minnesota is known as the Land of 10,000 Lakes, but that's just the beginning. Alaska claims to be home to over 3 million lakes. And there are still 48 other states in the country, each with its own share of beautiful lakes perfect for a waterfront getaway.

Even in normal times, getting to the coast isn't always a reality for travelers seeking the call of the open water in the summer, especially for those who aren't driving distance from the ocean.

But luckily, even in a landlocked state, there may be easily accessible lakes and beaches that can rival even the prettiest stretch of oceanfront. Believe it or not, you can even surf actual waves in some lakes. And, within the U.S., you can find several lakes that look deceptively similar to what you may find on the islands of the Caribbean.

For more TPG travel tips delivered each morning to your inbox, sign up for our daily newsletter.

From the deepest and clearest to the most beach-like, here are eight of our favorite lakes across the U.S.

Sebago Lake in Maine

Lake Michigan (Photo by Nick Ellis/The Points Guy)

Maine's second-largest lake, Sebago Lake, reaches a depth of 316 feet and is known as one of the purest and clearest lakes in the entire state -- which means you really need to outsmart the fish if you hope to catch any since they can see you coming!

Forests and shoreline adorn the coasts of Sebago Lake State Park in Sebago, Maine.

In addition to fishing, Sebago Lake is known for swimming, watersports, beautiful sunsets and the sharp contrast between the deep blue water and the green pines. A bonus for visiting a lake in Maine is that the climate is much more temperate than many traditional beach getaways, meaning you can staty comfortable whether you're in the water or topside on the land or on a boat.

Related: Millions of Americans can now visit Maine without a quarantine

Torch Lake in Michigan

Photo by Rose Musser / Shutterstock.

Based on photos alone, you could easily confuse Michigan's Torch Lake with somewhere in the Caribbean. From the turquoise color of the water to the sandbars and its staggering size, Torch Lake is a gem of Northern Michigan.

Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts

The short version of why a lake in Michigan might be mistaken for the Caribbean is that there are geological similarities in the way the two formed. But whether you're looking to anchor your boat to join a sandbar party or want a more secluded day on the water, the 19-mile lake has plenty of opportunities for all types of aquatic activities.

Lake Travis in Texas

Lake Travis (Photo courtesy of RoschetzkyIstockPhoto/Getty Images)

Nestled in Texas Hill Country is Lake Travis, known as one of the clearest lakes in the Lone Star State. Like all but one of the lakes in Texas, this manmade wonder owes its existence to the Mansfield Dam along the Lower Colorado River. But, what the lake lacks in natural creation it more than makes up for in size and attractions.

Reaching to depths over 200 feet, and offering everything from exceptional large-mouth bass fishing, to wakeboarding and even clothing-optional sunbathing in Hippie Hollow, Lake Travis is a must-visit in Central Texas if you're craving time on the water. If you simply want to take in the view from dry land, the Oasis restaurant has a top-notch location with outdoor seating (shown above) -- especially at sunset.

Related: 11 things no one tells you about Austin

Crater Lake in Oregon

(Photo courtesy of Brinley Clark / EyeEm / Getty Images)

Crater Lake, set in the Cascade Mountain Range, is known for being not only the deepest lake U.S. but also for being one of the most pristine lakes on Earth. It gets its deep, blue color in part because it's so pure. Just don't head to Crater Lake in the late spring or early summer expecting a day at the beach, as you very well may still be met by snow.

Even during the most popular months to visit (July to September), this isn't really a lake you want to dive into, as the surface temperature only ever reaches between 55 and 60 degrees Fahrenheit, though you technically can swim from the shore at the base of Cleetwood Cove Trail. You're also welcome to fish Crater Lake — in fact, since fish aren't native to the lake, the National Park Service would love for you to help take some rainbow trout and kokanee salmon out of the water, no license required. Fishing is allowed both from the shoreline and on Wizard Island in the middle of the lake (which requires a boat tour and ticket but is not open for the 2020 season due to COVID-19).

Related: How to use points to stay near national parks

Lake Erie

(Photo by Caitlin Riddell/The Points Guy)

Lake Erie, one of the Great Lakes, is known for some of the most amazing sunsets in the country. This lake serves as not only a border between the U.S. and Canada, but also the states of Michigan, Ohio, Pennsylvania and New York.

Lake Erie is the shallowest of the Great Lakes, which makes it the warmest in the summer and also relatively prone to waves. Lake Erie is known for its plentiful public-access parks, islands, lighthouses and vineyards, which you can enjoy with a range of activities such as kayaking and boating. Fortunately, there are many homes and cabins available to rent all around Lake Erie's 871 miles of shoreline.

Related: What I learned taking a socially-distant vacation

Lake Winnipesaukee in New Hampshire

Weirs Beach on the southern shore of Lake Winnipesaukee (Photo courtesy of DenisTangneyJr/Getty Images)

This 72-square-mile lake, about a 2-hour drive north from Boston, has long been a popular summer destination for families. Newcomers should get a boat and do the full loop around Lake Winnipesaukee, stopping to visit towns such as Laconia, Meredith, Center Harbor, the Ossipee Mountain area, Wolfeboro (the oldest summer resort in America) and the Alton Bay area. Hikers can admire spectacular views of the lake from the top of Mount Major.

Your trip to Lake Winnipesaukee won't be completed without a scoop of ice cream from Bailey's Bubble, which turns out flavors such as peppermint stick, black raspberry and maple walnut. Maddies on the Bay offers pub food and cocktails with a view of the dock in downtown Wolfeboro. And if you're sheltering in place, consider grabbing Maine lobster and clams from a place like Captain Bart's Seafood Market, located in nearby Moultonborough.

Related: 11 of the best destinations in the U.S.

Lake Huron in Michigan

Port Huron (Photo courtesy of grandriver/Getty Images)

We may have (as you probably anticipated) leaned heavily on the Great Lakes, but just there's no way to create a list of the best lake vacations in the country without mentioning Michigan's Lake Huron. This is the clearest of the bunch, has the most islands and has some very ocean-like beaches, such as the one at Port Huron, roughly an hour outside of Detroit. Lake Huron extends all the way up to the Upper Peninsula where it meets Lake Michigan at Mackinac Island, which is an amazing destination in its own right.

Related: Domestic destinations with an international feel

Lake Tahoe

Lake Tahoe (Photo by Buddy Smith/The Points Guy)

Sitting on the California and Nevada border in the Sierra Nevada Mountains, and divided into north and south regions, Lake Tahoe boasts clear, blue water and is second in depth only to Crater Lake.

Tahoe can be much warmer than Crater Lake in the summer months, though the water still only reaches about 70 degrees during the hottest part of the year. Luckily, there are plenty of beaches along both the Nevada and California sides of the lake, so you can pack your beach chairs and dip your toes in the water if you want to avoid cooling all the way down.

Related: How to visit Lake Tahoe on a budget

Bottom line

Sure, there's nothing quite like a trip to a beach in the Caribbean or to the shores of Hawaii. But, a summertime jaunt to a nearby lake may be more beach-like or captivating than you thought possible, as long as you're selective about where you go. And, if you can't make it to one of the best lakes in the U.S., here are some of our favorite secret swimming holes: no flight or passport stamp required.

Editors's note: This post has been corrected to show that Minnesota is the state known as the "Land of 10,000 Lakes."

TPG featured card

Rewards rate
4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5XNew! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
3XEarn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
2XEarn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
Open Intro bonus
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Open Credit score description
Excellent to Good

Pros

  • Valuable dining and food-related credits
  • Flexible rewards with airline and hotel transfer partners
  • Multiple travel and purchase protections
  • No foreign transaction fees
  • Access to Amex Offers for additional savings (enrollment required)

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
  • Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
  • Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
  • Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
  • $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
  • New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
  • Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
  • Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.