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What’s the best international phone plan right now?

Nov. 15, 2021
7 min read
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On my first trip to Japan, I decided to forgo international data on my cellphone. After all, I figured I could rely on public Wi-Fi when I needed data. But I ended up regretting not having data on my phone when I became lost.

Of course, knowing what I know now, I'd make sure to download offline maps and a translation app ahead of time. But frankly, now I always travel with an international phone plan. I work remotely as a digital nomad, so I sometimes rely on my phone's hot spot to get work done. I also like to remain in constant contact with family back home.

There are many reasons why you may want to remain connected while abroad. In this guide, I'll compare the best international phone plans. Since many plans consider use in Canada and Mexico differently than other international locations, this guide won't discuss use in those two countries. Instead, it will focus on the best phone plans for U.S. residents who travel outside North America.

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Google Fi

(Photo by Tim Robberts/Getty Images)
  • Cost for one line: $20 (plus taxes and fees) per cycle, plus data usage costs, for the Flexible plan and $70 (plus taxes and fees) for the Unlimited Plus plan.
  • Data: $10 per gigabyte (with free data after 6 gigabytes but slower speeds after 15 gigabytes in a cycle) in 200-plus destinations for the Flexible plan and free (but with slower speeds after 22 gigabytes in a cycle) in more than 200 destinations for the Unlimited Plus plan.
  • Voice: 20 cents per minute from 200-plus destinations (calls via Wi-Fi to the U.S., Canada and Mexico are free).
  • Text: Free from more than 200 destinations.

I've used Google Fi internationally for more than five years. Until mid-2019, Google Fi was my sole cellphone plan. In the U.S., Google Fi relies on T-Mobile, Sprint and U.S. Cellular networks, but when network traffic is high, these networks may deprioritize Google Fi users. So, last summer, I also signed up for a Verizon plan to use in the U.S. when I needed prioritized data.

However, I've found that Google Fi users get high-speed data in most international destinations. As such, you might be tempted to only use Google Fi when traveling internationally, but doing so isn't a good idea. After all, the Google Fi terms state:

The Services are offered only to residents of the United States. The Services must be primarily used in the United States (territories not included) and are not intended for extended international use. Further, the Services are designed for use predominantly within our network. If your usage outside our network is excessive, abnormally high, or cause us to incur too much cost, we may, at our option and sole discretion, suspend your Google Fi account, terminate your service, or limit your use of roaming.

Some U.S. residents who have temporarily moved abroad have been shut down by Google Fi, so you'll want to avoid extended international use if you opt to use Google Fi.

But for U.S.-based travelers who want fast data without any hassle while traveling abroad, Google Fi is an excellent option. In my global travels since 2016, Google Fi has only failed to work in two locations: the all-inclusive resort I lived out of for a month in the Dominican Republic and Liberia.

Related: How I wasted $300 using the wrong card to pay my cellphone bill

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T-Mobile

(Photo by Betsie Van der Meer/Getty Images)
  • Cost for one line: $70 per monthly cycle for the Magenta plan and $85 per monthly cycle for the Magenta Max plan.
  • Data: Free for up to 128 kilobits per second in 210-plus countries and destinations for the Magenta plan and free for up to 256 kilobits per second in more than 210 countries and destinations for the Magenta Max plan.
  • Voice: 25 cents per minute from 210-plus countries and destinations on select plans, including Magenta and Magenta Max.
  • Texting: Free from more than 210 countries and destinations for select plans, including Magenta and Magenta Max.

Before I started using Google Fi back in 2016, I relied on T-Mobile when traveling internationally. In fact, many travelers I know still swear by T-Mobile as their international phone and data plan. I switched after getting tired of the slow data speeds in most international destinations. After all, even 256 Kbps can be aggravatingly slow.

Even if you don't mind the slow speeds abroad, long-term and frequent international travelers should note that T-Mobile's terms state:

Not for extended international use; you must reside in the U.S. and primary usage must occur on our network. Device must register on our network before international use. Service may be terminated or restricted for excessive roaming.

There have been instances of T-Mobile shutting down travelers in the past for roaming excessively. So, don't go with T-Mobile if your primary usage won't be domestically on T-Mobile's network.

Related: Quick Points: Link a credit card with cellphone protection to your mobile bill

Other international phone plans to consider

(Photo by Westend61/Getty Images)

If your device supports eSIM, you may be able to purchase a data plan for your destination through an app like Airalo. Best of all, you may be able to buy a regional eSIM data plan if you're visiting multiple countries in the same area during your trip.

However, if your device doesn't support eSIM, you could still purchase a local SIM card at your destination. For example, I once bought a monthlong SIM card with unlimited high-speed data in Vietnam for less than $10. But data is significantly more expensive in some destinations, and purchasing a SIM card can sometimes be complicated or confusing. As such, I've mostly stuck with Google Fi instead of using local SIM cards.

If you plan to use eSIM or a local SIM card, you should ensure that your phone is unlocked. A locked phone won't be able to accept any other SIM cards until it is unlocked. For more information, check out our guide to international smartphone use.

Finally, you may want to check your current provider's options if you only travel internationally on occasion. Here are some options that are available as optional add-ons for many AT&T and Verizon plans:

  • AT&T International Day Pass: Pay an extra $10 per day for unlimited high-speed data, talk and text in more than 210 destinations.
  • Verizon TravelPass: Pay an extra $10 per day for unlimited calls, unlimited texts and your typical daily data allowance (data speeds decrease after 0.5 gigabytes in a day) in 185-plus countries. You'll only be charged for days you text, call or use data abroad.
  • Verizon International Monthly Plan: Pay an extra $100 per month for 250 minutes of talk, 1,000 sent texts, unlimited received texts and 5 gigabytes of data in more than 185 countries.

Most plans also allow you to pay as you go for international use, but these rates are almost always excessive. As such, frequent international travelers should find a different solution since these costs will add up quickly.

Related: Credit cards that cover cellphone loss and damage

Bottom line

Having a functioning international data plan when traveling abroad is important for travelers who want to stay connected. My go-to, and general recommendation, is Google Fi. It is great for both digital nomads and frequent international travelers who value having fast data.

If you already have T-Mobile or a plan that offers international add-ons, you may want to stick with your plan. Alternatively, you can consider using an eSIM or a local SIM card — in some regions, these options may be available for low rates.

Featured image by Getty Images/iStockphoto
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

2 - 10X points
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Intro offer

75,000 bonus miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual Fee

$395

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

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The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023
Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day
  • Intro Offer
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

    75,000 bonus miles
  • Annual Fee

    $395
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023