7 reasons to get the Amex Hilton Aspire card
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Two years ago, Amex and Hilton launched The Hilton Honors American Express Aspire Card. We consider the Hilton Aspire to be one of the best hotel credit cards currently on the market, despite the $450 annual fee (See Rates & Fees), because its perks easily offset this significant cost and then some.
The card is currently offering a 150,000-point bonus after spending $4,000 on purchases in the first three months of account opening, which, based on TPG’s most recent monthly valuations, is worth $900.
From airline fee credits to lounge access and high earning rates, here are seven reasons why the Hilton Honors Aspire Card is worth adding to your wallet.
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1. Top-tier elite status
Quite possibly the greatest perk that comes with the card is complimentary Hilton Honors Diamond status for the primary cardholder. Unlike the Hilton Honors American Express Surpass® Card, you’ll receive this status as long as your card account is open, without having to reach any minimum spend.
Diamond status comes with 100% bonus points, executive-floor lounge access, free breakfast and room upgrades, among other benefits. It’s typically earned after 30 stays or 60 nights or by earning 120,000 base points in a calendar year (which equates to $12,000 in spending).
2. Up to two weekend reward nights each year
With the Aspire Card, you’ll receive one weekend night at almost any Hilton property worldwide after opening your account, and then again each year on your cardmember anniversary. You’ll also receive a second weekend night when you spend $60,000 on the card in a calendar year.
As long as the property is eligible and there’s a room available, there are no exclusions to this benefit, so even infrequent travelers should be able to take advantage of this perk and save hundreds of dollars a year.
3. $250 airline-fee credit
The Hilton Aspire comes with an annual up to $250 airline incidental fee credit that can be used to offset a wide variety of airline fees such as checked bag fees, change fees, and inflight food and beverage purchases. Just like the airline fee credits that come with The Platinum Card® from American Express, you need to choose one airline each year to use exclusively for your fee credit, though that shouldn’t stop you from maximizing this benefit on an annual basis.
4. $250 Hilton resort statement credit
Each cardmember year — which is defined by the date you opened the account — you and your authorized users will receive up to a total of $250 in statement credits to spend at eligible Hilton resorts. The best part about this benefit is that it’s not just limited to incidental charges such as meals and spa treatments, but can also be used toward room rates and taxes, effectively getting you another night or two at one of the eligible resorts.
Putting aside all of the card’s other benefits, the $250 airline-fee credit and $250 resort credit alone already offset the card’s $450 annual fee.
5. Priority Pass membership
A complimentary Priority Pass Select membership is included as a travel benefit for primary Hilton Aspire cardholders. This benefit provides you and two guests with unlimited access to over 1,000 airport lounges worldwide, where you can enjoy complimentary food, drinks, Wi-Fi and more.
6. Up to $100 Hilton on-property credit
Each time you book at least a two-night paid stay at a participating Waldorf Astoria Hotels & Resorts or Conrad Hotels & Resorts property through HiltonHonorsAspireCard.com by verifying your card number, or by mentioning code ZZAAP1 when booking by phone, you’ll receive up to a $100 credit for incidentals during your stay.
Unlike the resort credit, this really is just for incidentals and can’t be used to cover the cost of the room or property fees, though it can still be an extremely valuable perk if you spend two or more nights at eligible properties.
7. Impressive earning rates
The Aspire card earns you a whopping 14 points per dollar on paid stays within the brand. Based on TPG’s valuation of 0.6 cents per Hilton Honors point, that’s an 8.4% return on spending — much more rewarding than any other cobranded hotel card. And, since the card comes with complimentary Hilton Honors Diamond status, and one of the benefits of that status is a 100% point bonus for Hilton stays (or 20 points per dollar at most Hilton properties), you’ll actually be earning a total of 34 points per dollar on most Hilton stays as a cardholder, meaning a 20.4% return.
While not as competitive for other travel purchases as premium cards such the Amex Platinum or Chase Sapphire Reserve, you’ll also earn 7 points per dollar spent (a 4.2% return) on flights booked directly with airlines or at amextravel.com, car rentals booked directly from select car rental companies (Alamo, Avis, Budget, Dollar, Enterprise, E-Z, Fox, Hertz, National, Payless, Sixt and Thrifty) and at U.S. restaurants; and 3x points (a 1.8% return) on all other spend with the card.
There are a ton of reasons to love the Hilton Honors American Express Aspire, and it’s pretty easy to maximize its benefits to more than offset its annual fee — even if you don’t routinely stay at Hilton hotels. With perks like top-tier elite status and 34 points per dollar earned on stays with the brand, the card sets a new precedent for hotel cobranded credit cards.
To learn more, check out our full review of the Amex Hilton Aspire.
Featured photo courtesy of Hilton.
For rates and fees of the Hilton Aspire Card, please click here.
This card is currently offering a welcome bonus of 150,000 bonus points after you spend $4,000 in the first three months.
- Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors Aspire Card from American Express after you use your new Card to make $4,000 in eligible purchases within the first 3 months of Card Membership. Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
- Earn 14X Hilton Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio.
- Earn 7X Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies & at U.S. restaurants.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- Enjoy up to $250 in Hilton Resort Credits on your Card each anniversary year, when you stay at participating resorts within the Hilton portfolio.
- Enjoy complimentary Diamond status with your Hilton Honors Aspire Card.
- $450 annual fee.
- Terms Apply.
- See Rates & Fees