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Do cruise ships have Wi-Fi? A line-by-line guide to internet access at sea
Gwen Pratesi is a Florida-based freelance travel writer and a James Beard Award Finalist for her journalism. She contributes to The Points Guy and many other outlets while traveling the world and cruising the high seas.
Kristy Tolley is an editor on the cruise team at TPG. She specializes in editing and writing content that focuses on cruises, though she has also contributed her expertise to hotel and destination content.
also contributed to this story
April 4, 2024 • 21 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Quick summary
Cruise ships offer Wi-Fi, but speeds and reliability vary widely due to reliance on satellite technology and ship location.
Most cruise lines now provide multiple internet packages, ranging from basic plans for messaging to premium options supporting streaming and video calls.
Some luxury lines include complimentary basic Wi-Fi, while mainstream lines typically charge per device, per day, with discounts for pre-cruise purchases or loyalty status.
Newer technologies like Starlink are improving connectivity, but users should still expect slower speeds and occasional outages compared to land-based internet.
What to consider
Wi-Fi quality can fluctuate based on weather, ship location and the number of users connected at once.
Purchasing internet packages before sailing often results in lower prices, and some plans restrict use to a single device at a time.
Loyalty program members and suite guests may receive complimentary or discounted internet access, but streaming capabilities may require an upgrade.
What you'll miss from the article
A detailed comparison of Wi-Fi plans, pricing structures and loyalty benefits across major cruise lines to help you choose the best option for your needs.
Generated by AI with support from our editorial team.
Do cruise ships have Wi-Fi? Yes, but internet access on cruise ships is both better and worse than you might expect. If you’re headed on a cruise vacation and want to stay in touch with family and friends — or stream movies and music on board the ship — it is possible to stay fully connected while at sea. But you'll need to adjust your expectations if you think the connectivity will be similar to a hotel. Connectivity can be slow and spotty, although cruise lines are working to change that.
Ships rely on satellites for their internet connections at sea. The strength of the connection depends on several factors, including where you are in the world and the weather. On many lines, certain locations — such as public spaces near the center of the ship — tend to have better connectivity than other places (like your cabin).
Cruise lines are adopting new technologies to make internet access more reliable — and more affordable. Lines like Carnival Cruise Line, Norwegian Cruise Line, Holland America Line and Royal Caribbean, have installed Starlink in many vessels (fleetwide, in some cases). Starlink technology provides download speeds that range from 40 to over 200 Mbps (megabits per second) and upload speeds that come in at 8 to more than 25 Mbps.
Here is an overview of what to expect from internet offerings on cruise ships and a line-by-line look at the plans and pricing available on your next cruise vacation.
What types of Wi-Fi plans do cruise lines offer?
Larger mainstream cruise lines typically have several plans available for purchase, with the cheaper plans only supporting email and texting and the pricier plans allowing streaming and Wi-Fi calling. Most upscale and luxury cruise lines offer a complimentary basic Wi-Fi plan to upgrade if you need a faster connection.
Before purchasing a plan, consider how much time you’ll be online, how many devices you need to connect (a smartphone, tablet and a laptop?) and how much speed you’ll need. If all you want to do is check emails or send texts, you may not need to spend additional money on an upgraded plan at all. Most cruise lines, but not all of them, let you use a one-device plan across multiple devices as long as you’re only logged in to one at a time.
Note that you do not need a cruise ship Wi-Fi plan to access the free services — such as ordering food or checking the daily schedule — on a cruise line’s app.
Before booking your cruise, look for promotions and deals that include basic Wi-Fi. If you can’t get cruise ship internet included, don’t wait to purchase your internet package until you’re on board: It’s usually less expensive to purchase Wi-Fi packages before sailing. Buying a package for the entire cruise is typically a better deal than the daily rate.
Keep your phone in airplane mode while on the ship to avoid roaming charges and other fees. Satellite roaming fees are much higher than you realize.
Download apps, movies and music before your cruise. Not only can you access this entertainment on the flight to your home port, but you will be prepared should the onboard internet be slow on a sea day when you’d like to catch up on your must-watch show or listen to your favorite tunes at the gym.
To find the strongest Wi-Fi signal on the ship, download a network analyzer like NetSpot.
If you don’t need to stay connected while on board, head into port and find a restaurant, bar or mall with free Wi-Fi. Ask crew members on the ship about the best places for free Wi-Fi in port; they often know. Or, use apps like WiFi Map that show you locations of nearby hotspots when you’re in port.
If you’re struggling to upload photos on a sea day when everyone is on board and online, wait until folks are off the ship in port to try again. Early morning and late at night, when people are sleeping, are also good times to find faster connections.
Line-by-line guide to cruise ship internet access
Want to know what’s available at sea before booking your next cruise? Here's a list of the available Wi-Fi plans and pricing for each of the major mainstream and luxury cruise lines. Most prices listed are per person, per day for the length of the cruise, and for one device unless otherwise indicated. Note that cruise lines can update pricing and plans at any time.
Azamara
Price: Starting at $19.95 per day
Azamara’s internet access is provided by AT&T and Wireless Maritime Service. Guests on board the line’s ships can choose to use one of their own devices to access Wi-Fi, such as a laptop or smartphone, or they can log in at one of the onboard Touch workstations.
You can purchase prepaid packages during the first two days of the voyage, and pricing is based on the number of minutes — or days — guests will need access to the internet. The plans are only available for one device at a time, and unused minutes are nonrefundable. Prepaid options are priced at $19.99 for one hour of usage. A one-day pass is available at $29.95 for a full day. The daily sessions will end within 24 hours of purchase.
If guests buy a Full Cruise Unlimited Package, the cost is $19.95 per day. This plan can be purchased at any time during the sailing, but guests will be charged for the full length of the voyage.
Members of the line’s loyalty rewards program, Azamara Circle, receive benefits and perks for internet options based on their level. Members who book a Suite or Verandah Plus category can also combine their loyalty and suite Wi-Fi minutes. Perks of membership range from a 5% savings, including 30 free Wi-Fi minutes, or 20% toward a Full Voyage Unlimited Package at the Azamara Circle Adventurer level. For Discoverer Platinum members, there’s a 100% savings on Wi-Fi that provides a Full Voyage Unlimited Package, no matter the category of cabin or length of the voyage.
Carnival Cruise Line
Price: Starting at $12.75 per day
Carnival Cruise Line offers guests the option of three plans via the line’s satellite providers.
The Social Wi-Fi Plan provides access to the most popular social media apps, including Instagram, Facebook, WhatsApp, Facebook Messenger and others. Prices start at $12.75 per day (per person) if purchased pre-cruise. The onboard purchase price is $15 per day.
The Value Wi-Fi plan, at $19.55 per day pre-cruise (onboard price is $23 per day), includes the Social plan features and allows guests to browse the internet and send and receive emails.
The fastest connection available (at three times the speed of the Value plan) is with the Premium Wi-Fi plan. At $21.25 (or $25 on board) per day, guests will be able to place video calls and stream music and videos.
You can also purchase a single 24-hour pass for the Value plan at $25 or the Premium plan at $35.
Celebrity Cruises
CELEBRITY CRUISES
Price: Starting at $20 per day
Celebrity Cruises uses Starlink as a provider for internet service across its entire fleet, with the exception of its Galapagos-based ships.
For cabins booked as cruise-only fares, ranging from inside cabins to Concierge class, Wi-Fi can be purchased separately on board the ship at $20 per day per device for a Basic plan, which allows guests to browse the web, send and receive emails and text via messaging apps. The Premium plan costs $35 per day per device and adds the capability for live streaming, video chats and more. With either plan, there’s a 10% savings when it’s booked pre-cruise.
If guests choose the all-inclusive cruise price, fares include a Classic Drinks Package (with nonalcoholic and alcoholic beverages), Basic Wi-Fi access and gratuities. AquaClass cabins always have Basic Wi-Fi included in the fare; suites in The Retreat always come with complimentary Premium Wi-Fi. If you have Basic Wi-Fi included in your cruise fare, you can upgrade to the Premium Package for $9.99 daily.
Benefits of the line’s Captain’s Club membership include discounts of between 10% off a Wi-Fi package for Classic-level members to a complimentary Premium Package for Zenith-level guests.
Cunard Line
Price: Starting at $18 per day
All Cunard ships are equipped with Starlink technology. You can purchase internet plans in advance of your sailing or once on board by logging onto the ship’s Wi-Fi and going to the line's My Voyage app.
The Essential Internet plan is priced at $24 per day when bought on a day-by-day basis or $18 per day for the entire voyage. This option allows you to browse the internet, send and receive emails and stay connected on social media platforms via text and photos.
The Premium Internet plan includes video streaming and a three times faster connection speed than the Essential plan. The cost for this option is $36 per day, or $24 per day for the whole voyage.
The pricing for either plan is for one device at a time, and these plans can be purchased at any time during your sailing. If you want to connect to the internet using two devices at once, you can purchase an additional plan with a 10% discount.
Cunard World Club members may be eligible to receive credit toward internet on the ships: $45 per person for Gold members, $80 per person for Platinum members and $135 per person for Diamond members.
Disney Cruise Line
KENT PHILLIPS/DISNEY CRUISE LINE
Price: Starting at $16 per day
Disney Cruise Line previously offered varied internet plans for different ships and cruise destinations but now offers standard packages across its fleet.
Guests can choose among three different packages, starting with the Stay Connected plan at $18 per day when purchased on a day-to-day basis and $16 per day for the entire cruise. This option will provide enough bandwidth to post photos and send texts on social media sites like Facebook, Instagram, X (formerly called Twitter), Snapchat and Linkedin.
Basic Surf includes the benefits of the lower-priced plan (posting photos on social media) and the ability to surf the internet and send and receive emails. It costs $28 per day when purchased on a day-to-day basis and $24 per day for the entire sailing.
The Premium Surf plan offers the fastest connection speeds and features access to Apple Music and Spotify. It costs $42 daily (on a day-to-day basis) and $34 for the entire cruise. Guests will also be able to make calls on Zoom or FaceTime and view short-form videos on sites like TikTok and YouTube, along with other benefits like access to emails, web surfing and more.
None of the packages support video streaming on platforms like Disney+, Hulu and Netflix. Discounted pricing is available for up to four devices.
Holland America Line
Price: Starting at $17.15 per day
Holland America completed the installation of Starlink across its entire fleet in December 2023, which enhanced connectivity for the line’s guests and crew. The line offers three Wi-Fi plans.
The Surf Voyage package is the most popular option at $17.15 per day per device and provides access to most social media websites and applications.
The Premium package, at $34.99 per day, per device, includes audio and messaging apps, and the ability to surf the web and check emails.
The Stream package is $45.99 per day, per device, and includes streaming capability and all the benefits of the Surf Voyage and Premium packages.
If you’re considering other onboard expenses, the line’s "Have it All" Premium Cruise Package is an economical way to get internet access and a Signature Beverage Package (with nonalcoholic and alcoholic drinks), specialty dining and a credit for shore excursions. The package is available on most sailings for $55 per person, per day.
Holland America’s 5-Star Mariner guests receive a $30 credit toward a Wi-Fi package. Early Booking Benefits for Grand Voyages include 5,000 minutes of complimentary internet access in select suite categories.
MSC Cruises
MSC CRUISES
Price: Starting at $17.59 per day
MSC Cruises offers two internet packages with a 20% discount for booking ahead of your sailing.
MSC’s Browse Internet Cruise Package includes unlimited data, 24-hour internet access, chat and texts, and the ability to post photos and send and receive emails. Pricing starts at $17.59 per day per device (pre-cruise cost) and $21.99 per day if you buy it on board.
The Browse & Stream Cruise Package comes with the additional capability to video chat, stream music and movies, and post videos and live stream on social media. Pricing for this option is $21.59 per day, per device. The per-device price drops when purchasing either plan for multiple devices. Note that MSC does not let you switch from one device to another on the same plan, so make sure to sign in to your plan for the first time on the device you intend to use it on.
One-day internet packages are $29.99 per day (for Browse) and $34.99 (for Browse & Stream).
Voyagers Club members also receive discounts on internet packages. Guests sailing in MSC Yacht Club cabins receive a complimentary Browse package for two devices. It’s possible to upgrade the package for an additional charge.
Norwegian Cruise Line
Price: Starting at $29.99 per day
Norwegian Cruise Line’s most popular internet plan is the Unlimited Wi-Fi Package. It costs $29.99 per day for one device. You can add a second device for an additional $15.99; discounted pricing is available for up to four devices. This package provides web surfing capabilities and access to email and social media apps (but not TikTok).
If you take advantage of the Free at Sea promotional cruise fare, you'll receive a number of free Unlimited Wi-Fi minutes, depending on the length of your sailing.
The Premium Package starts at $39.99 per day per device (add a second device for $25.99 per day). This package features Unlimited Wi-Fi inclusions, as well as streaming on Netflix, Amazon Prime Video, Hulu, TikTok and more. Discounted pricing is available for up to four devices. Guests can purchase an upgraded package before they sail or on board the ship.
Loyal cruisers and members of the Latitudes Rewards Program receive discounts of up to 25% on Wi-Fi packages based on their membership tier level. Benefits begin with a 15% discount at the Platinum level.
It’s also possible to rent a laptop on the ship or surf the internet at one of the workstations in the fleet’s 24-hour Internet cafe. Any internet package can be used with a laptop rental or at the onboard cafes.
Oceania Cruises
Price: Complimentary to $9.99 per day
Starlink service is currently available on Oceania Cruises' Vista and Riviera, with a fleetwide expansion of the service to be completed by the end of 2024.
The line provides free, unlimited internet access with all cruise fares. Guests can log on to the internet throughout the ship, including in their cabins or suites or in public spaces and outdoor areas. They can also use the computers at the Oceania@Sea Internet Center on board their ships if they don’t have their own device.
Two free logins are provided per cabin or suite for use on one device at a time. Plans that include access for additional devices can be purchased on the ship, and an upgrade to streaming services for movies or music is available at a cost of $9.99 per day.
Princess Cruises
PRINCESS CRUISES
Price: Starting at $24.99 per day
Princess Cruises claims the “fastest Wi-Fi at sea” with its MedallionNet technology, with download speeds of 12.6 Mbps and upload speeds of 1.9 Mbps. Carnival Corporation and Princess achieve this speed by working with SES Networks, a leading satellite connectivity provider.
With this internet access, you can check email, chat, surf the internet, FaceTime with your kids and pets, post photos and stream shows and music with speeds similar to what you might have at home.
Guests can choose from one-device to four-device packages starting at $24.99 per day that you can purchase through the MedallionClass app pre-cruise. Discounted pricing is available for up to four devices. Platinum and Elite members of Princess Cruises’ loyalty program receive a 50% discount on plans that will appear as an onboard credit on the ship.
Guests can also purchase either a bundled Princess Plus or Princess Premier package, which are priced at about a 50% savings of the overall value when purchased pre-cruise through the MedallionClass app. Princess Plus includes a beverage package (with alcoholic drinks up to $15 each), Wi-Fi for a single device and crew gratuities. The cost for this plan is $60 per person, per day.
With Princess Premier, guests will receive the Premier Beverage Package (with drinks up to $20 each), Wi-Fi for multiple devices, crew appreciation, two evenings of specialty dining, a photo package and a chance to win prizes like a free onboard wine tasting, dinner at the Chef’s Table or even a free cruise or cash. This package is priced at $80 per person a day.
With the latter option, you can also share the Wi-Fi availability with other passengers in the cabin who do not have Princess Premier.
Regent Seven Seas
Price: Complimentary to $9.99 per day
Starlink service is currently available on Regent Seven Seas Cruises' Seven Seas Mariner and Seven Seas Grandeur, with a fleetwide expansion of the service to be completed by the end of 2024.
The line offers complimentary unlimited internet access throughout its fleet. Passengers have wireless access in most of the suites on the ships. However, bandwidth-heavy applications such as Netflix, Skype, YouTube and VPN are not included in the free plans.
One login is provided per suite for use with one device at a time. Gold and higher-level members of the Seven Seas Society and guests in Concierge Suites and higher receive up to four logins/devices per suite.
If guests are interested in streaming, they can pay for a higher-bandwidth plan at the cost of $9.99 per day.
Royal Caribbean
ROYAL CARIBBEAN
Price: Starting at $25.99 per day
Royal Caribbean touts its Voom internet as the “fastest internet at sea,” with speeds six times faster than Wi-Fi plans you’ll find on other cruise ships worldwide. However, some ships have been upgraded to Starlink service, with a fleetwide expansion of the technology to be completed by the end of 2024.
Royal Caribbean discontinued its basic Surf package and currently offers one plan — the Surf + Stream package. With it, passengers can surf the internet, send and receive emails, use messenger apps, live stream and post on social media and stream music and movies while on board the ship. The plan (for one device) starts at $25.99, and unlimited voyage packages for one device are $19.99 per day.
Passengers can receive a discount by purchasing packages that bundle a drink package with internet access.
Crown & Anchor Society members receive special discounts on pricing ranging from one day of Wi-Fi free to Diamond level members and two free days for Diamond Plus and Pinnacle members.
Seabourn provides complimentary, unlimited access to the internet to guests during their voyages. The complimentary Surf Wi-Fi Package provides unlimited access on one device per person. This plan includes general web browsing, email access and posting to social media accounts.
Should passengers need faster speeds and more bandwidth, the Stream Wi-Fi Package is an upgraded option that allows up to four devices and offers additional connectivity such as video streaming, internet calling and VPN/cloud storage.
Diamond-level members of Seabourn Club and guests booked in Penthouse and Premium suites receive the Stream plan on a complimentary basis. Passengers in other suite categories can upgrade for a charge of $19.95 per day.
Silversea Cruises
LUCIA GRIGGI/SILVERSEA
Price: Complimentary to $29.99 per day
All Silversea Cruises vessels feature Starlink connectivity on board. Silversea's standard internet access is complimentary in Vista and Verandah Suites, while premium Wi-Fi (the line’s fastest Wi-Fi connection) is complimentary for guests booked in Medallion, Silver, Royal, Grand and Owner’s Suites.
On the expedition ships, the level of internet access is also determined by the suite category, except for Silver Origin, which has complimentary standard Wi-Fi for all guests. For guests on Silversea’s full world cruises or Grand Voyages, all passengers receive complimentary premium internet access for the sailing.
On all voyages — and with both types of internet access — the complimentary Wi-Fi is unlimited for two devices used at the same time.
If guests have standard internet access but want to upgrade to the premium plan, the price is $29.99 per day (covering two devices connected at the same time).
Viking
Price: Complimentary
All of Viking’s ocean ships offer complimentary Wi-Fi. Guests can connect to the internet via a personal device such as a smartphone or laptop, or they can use one of the ship’s computers in the Business Center, located on Deck 1. The line relies on a VSAT satellite terminal — what Viking says is “one of the best solutions" for internet connection at sea. VSAT can provide wide variances in speed depending on weather and location.
Viking’s expedition ships and river ships in Europe, Egypt and the Mississippi also feature free internet access. On Mekong River cruises in Southeast Asia, the line advises that the best option is to use the public computers on the ship to stay connected, but the internet service is limited throughout the region. Viking also asks that guests limit large uploads, downloads and streaming so that Wi-Fi is more accessible for everyone on the sailing.
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$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
