Terms apply. See rates & fees
The Business Platinum Card® from American Express
Apply now for The Business Platinum Card® from American Express at American Express's secure site Terms & restrictions apply. See rates & fees

Best for luxury business travel

Business owners tend to have many expenses, and if your company simultaneously requires lots of travel, having the Amex Business Platinum in your wallet is an easy choice. You can get rewarded for travel purchases and receive top-tier travel perks at the same time. (Partner offer)

At a glance

  • 5X Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • 1.5X Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
100,000 points
Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership.
29.24% Variable
14.24% - 22.24% Variable
$595
  • Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.

At a glance

  • 5X Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • 1.5X Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
100,000 points
Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership.
29.24% Variable
14.24% - 22.24% Variable
$595
  • Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
  • Breeze through security with CLEAR® where available and get up to $179 back per year on your membership when you use your Card.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • Pay Over Time Option: A flexible payment option to help manage cash flow on purchases of $100 or more.
  • Terms Apply.
  • See Rates & Fees
Apply now for The Business Platinum Card® from American Express at American Express's secure site Terms & restrictions apply. See rates & fees

Our Take

TPG Editor's Rating

tooltip Card Rating is based on the opinion of TPG's editors and is not influenced by the card issuer.
4/5

Overview

It's hard to find a card that competes with the mile-long list of benefits that come with the Amex Business Platinum. While it's certainly not the card for the average consumer, a business owner with tons of expenses -- especially related to travel -- will find this card incredibly valuable. This card is similar to the consumer version that Amex offers, but with more business-oriented perks around statement credits and earning rates that are a better fit for business owners.

Pros

  • An up to $100 credit for Global Entry or TSA PreCheck application fee every four to five years
  • Up to $200 annual credit for eligible U.S. Dell purchases (enrollment required)
  • Gold status at Marriott and Hilton hotels (enrollment required)
  • Access to the Fine Hotels & Resorts program and Hotel Collection
  • Extended warranty protection
  • International Airline Program and Cruise Privileges Program

Cons

  • Steep annual fee
  • Difficulty meeting $15,000 welcome offer for smaller businesses
  • Limited high-bonus categories outside of travel

Who is this card good for?

When you pay a  high annual fee, you can expect the card to come with the perks to follow. If you’re a frequent traveler and own a business or a side hustle, the Amex Business Platinum will be an incredible asset. If you’re looking for access to thousands of lounges worldwide (including the popular Amex Centurion lounges), a 35% airline bonus on first or business class tickets through Amex Travel (up to 500,000 points per calendar year), elite status through Marriott and Hilton and more, certain business owners can justify the annual fee.

Earning Rewards

You’ll earn all your rewards through Amex’s Membership Rewards program. Earn 5x on flights and prepaid hotels through Amex Travel, 1.5x on each eligible purchase of $5,000 or more (that’s an extra half point per dollar, for up to 1 million additional points per calendar year) and 1x on everything else.

Frequently asked questions