Best Credit Cards for Air Travel

This page is a marketplace where our partners can highlight their current card offers. The reviews and insights represented are editorial, but the order in which cards appear on the page may be influenced by compensation we may receive from our partners.
TPG Editor's Rating tooltip icon
4.5/5
75,000 miles
details
Intro Offer tooltip icon
75,000 miles
$1,388
details
TPG'S OFFER VALUATION tooltip icon
$1,388
$95
$95
2 - 5X points
details
  • 5X Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • 2X Earn unlimited 2X miles on every purchase, every day.

Why We Chose It

When it comes to simplicity and strong rewards, the Capital One Venture Rewards Credit Card is a solid choice for most travelers. You’ll earn earns 2x miles on every purchase with no bonus categories to memorize, making it an ideal card for those with busy lives.

Pros

  • This flexible rewards card delivers a solid sign-up bonus of 75,000 miles, worth $1,388 based on TPG valuations and not provided by the issuer.
  • Receive up to $100 application fee credit for Global Entry or TSA PreCheck®
  • You can transfer your miles to over 15+ leading travel loyalty programs.
  • No foreign transaction fees.

Cons

  • Transfer ratios to most partners are mediocre at less than 1:1 ratio.
  • Capital One airline partners do not include any large U.S. airlines.
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs

Pros

  • This flexible rewards card delivers a solid sign-up bonus of 75,000 miles, worth $1,388 based on TPG valuations and not provided by the issuer.
  • Receive up to $100 application fee credit for Global Entry or TSA PreCheck®
  • You can transfer your miles to over 15+ leading travel loyalty programs.
  • No foreign transaction fees.

Cons

  • Transfer ratios to most partners are mediocre at less than 1:1 ratio.
  • Capital One airline partners do not include any large U.S. airlines.
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
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Best All-Around Travel Rewards Card
TPG Editor's Rating tooltip icon
4.5/5
BEST FOR TOTAL VALUE
60,000 points
details
Intro Offer tooltip icon
60,000 points
$1,200
details
TPG'S OFFER VALUATION tooltip icon
$1,200
$95
$95
2 - 5X points
details
  • 5x 5x on travel purchased through Chase Ultimate Rewards®
  • 3x 3x on dining.
  • 2x 2x on all other travel purchases, plus more.

Why We Chose It

The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit card on the market. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Cardholders can redeem points at 1.25 cents each for travel booked through Chase or transfer points to one of Chase’s 13 valuable airline and hotel partners.

Pros

  • You'll earn 2X Ultimate Rewards points on travel and 3X Ultimate Rewards points on dining including eligible delivery services and takeout.
  • The current welcome bonus on this card is quite generous. TPG values it at $1,200.
  • Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance.

Cons

  • $95 annual fee.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Pros

  • You'll earn 2X Ultimate Rewards points on travel and 3X Ultimate Rewards points on dining including eligible delivery services and takeout.
  • The current welcome bonus on this card is quite generous. TPG values it at $1,200.
  • Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance.

Cons

  • $95 annual fee.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Apply for The Platinum Card® from American Express
Apply now for The Platinum Card® from American Express at American Express's secure site
Terms & restrictions apply. See rates & fees
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Terms & restrictions apply. See rates & fees
TPG Editor's Rating tooltip icon
4.5/5
$1,600 TPG VALUATION
Earn 80,000 points
details
Intro Offer tooltip icon
Earn 80,000 points
$1,600
details
TPG'S OFFER VALUATION tooltip icon
$1,600
$695
$695
5X points
details
  • 5X Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
  • 5X Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

Why We Chose It

The Amex Platinum is unmatched when it comes to travel perks and benefits. If lounge access, hotel elite status and annual statement credits are important to you, this card is well worth the high annual fee.

Pros

  • The current welcome offer on this card is quite lucrative. TPG values it at $1,600.
  • This card comes with a long list of benefits, including access to over 1,200 lounges, complimentary elite status with Hilton and Marriott, and more than $1,400 in assorted annual statement credits and so much more. (enrollment required)
  • Acess to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.

Cons

  • The $695 annual fee is only worth it if you’re taking full advantage of the card’s benefits.
  • You're only earning bonus rewards on specific airfare and hotel purchases, so it's not a great card for other spending categories.
  • Earn 80,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, The New York Times, and other participating providers. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax.
  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $300 back each year on an Equinox+ subscription, or any Equinox club memberships when you pay with your Platinum Card. Enrollment required. Learn more.
  • $189 CLEAR® Credit: Breeze through security with CLEAR® Plus at 45+ airports nationwide and get up to $189 back per year on your membership (subject to auto-renewal) when you use your Card.
  • $695 annual fee.
  • Terms Apply.
  • See Rates & Fees

Pros

  • The current welcome offer on this card is quite lucrative. TPG values it at $1,600.
  • This card comes with a long list of benefits, including access to over 1,200 lounges, complimentary elite status with Hilton and Marriott, and more than $1,400 in assorted annual statement credits and so much more. (enrollment required)
  • Acess to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.

Cons

  • The $695 annual fee is only worth it if you’re taking full advantage of the card’s benefits.
  • You're only earning bonus rewards on specific airfare and hotel purchases, so it's not a great card for other spending categories.
  • Earn 80,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, The New York Times, and other participating providers. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax.
  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $300 back each year on an Equinox+ subscription, or any Equinox club memberships when you pay with your Platinum Card. Enrollment required. Learn more.
  • $189 CLEAR® Credit: Breeze through security with CLEAR® Plus at 45+ airports nationwide and get up to $189 back per year on your membership (subject to auto-renewal) when you use your Card.
  • $695 annual fee.
  • Terms Apply.
  • See Rates & Fees
BEST FOR EARNING ALASKA AIRLINES MILES
TPG Editor's Rating tooltip icon
4/5
Limited Time Online Offer - 70,000 Bonus Miles
details
Intro Offer tooltip icon
Limited Time Online Offer - 70,000 Bonus Miles
$1,260
details
TPG'S OFFER VALUATION tooltip icon
$1,260
$95
$95
1 - 3X points
details
  • 3X Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases.
  • 2X New! Earn 2 miles for every $1 spent on eligible gas, cable, streaming services and local transit including ride share purchases.
  • 1X Earn 1 mile per $1 spent on all other purchases.

Why We Chose It

There’s a lot to love about this card, in part due to its highly valuable loyalty program: Alaska Airlines MileagePlan. Whether you’re a loyal Alaska flyer or a points maximizer looking to diversify your rewards portfolio, this card has a lot to offer. For starters, you’ll receive Alaska’s Famous Companion Pass from $122 ($99 fare plus taxes and fees from $23) each account anniversary after spending $6,000 or more within the prior anniversary year, free checked bags for you and up to six guests on your itinerary, 20% back on in-flight purchases and more. Plus, Alaska has joined the oneworld alliance, opening up endless redemption opportunities.

Pros

  • Free checked bag for you and up to six guests on your reservation.
  • Alaska discounts, including 20% back on in-flight purchases.
  • No foreign transaction fees.

Cons

  • $95 annual fee.
  • Limited Time Online Offer – 70,000 Bonus Miles!
  • Get 70,000 bonus miles plus Alaska's Famous Companion Fare™ from $122 ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.
  • Get Alaska’s Famous Companion Fare™ from $122 ($99 fare plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines flights booked on alaskaair.com.
  • Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases. New! Earn 2 miles for every $1 spent on eligible gas, cable, streaming services and local transit including ride share purchases. Earn 1 mile per $1 spent on all other purchases.
  • New! Earn a 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America® account.
  • Free checked bag and (New!) enjoy priority boarding for you and up to 6 guests on the same reservation, when you pay for your flight with your card — Also available for co-applicants and authorized users when they book a reservation too!
  • With oneworld® Alliance member airlines and Alaska’s Global Partners, Alaska has expanded their global reach to over 1,000 destinations worldwide bringing more airline partners and more ways to earn and redeem miles.
  • Plus, no foreign transaction fees and a low $95 annual fee.
  • This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Pros

  • Free checked bag for you and up to six guests on your reservation.
  • Alaska discounts, including 20% back on in-flight purchases.
  • No foreign transaction fees.

Cons

  • $95 annual fee.
  • Limited Time Online Offer – 70,000 Bonus Miles!
  • Get 70,000 bonus miles plus Alaska's Famous Companion Fare™ from $122 ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.
  • Get Alaska’s Famous Companion Fare™ from $122 ($99 fare plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines flights booked on alaskaair.com.
  • Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases. New! Earn 2 miles for every $1 spent on eligible gas, cable, streaming services and local transit including ride share purchases. Earn 1 mile per $1 spent on all other purchases.
  • New! Earn a 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America® account.
  • Free checked bag and (New!) enjoy priority boarding for you and up to 6 guests on the same reservation, when you pay for your flight with your card — Also available for co-applicants and authorized users when they book a reservation too!
  • With oneworld® Alliance member airlines and Alaska’s Global Partners, Alaska has expanded their global reach to over 1,000 destinations worldwide bringing more airline partners and more ways to earn and redeem miles.
  • Plus, no foreign transaction fees and a low $95 annual fee.
  • This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
TPG Editor's Rating tooltip icon
3/5
50,000 miles
details
Intro Offer tooltip icon
50,000 miles
$850
details
TPG'S OFFER VALUATION tooltip icon
$850
$99, waived for first 12 months
$99, waived for first 12 months
2X points
details
  • 2X Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants.
  • 2X Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.

Why We Chose It

This card is a solid mid-level credit card for anyone who wants to earn American Airlines miles and enjoy elite status-like benefits. You don’t have to be a frequent American Airlines flyer to benefit from this card. Its travel benefits will improve your AA flying experience, even if you’re loyal to other airlines.

Pros

  • Access to preferred boarding, Free checked bag on domestic itineraries.
  • 25% discount on eligible inflight purchases.
  • $125 flight discount when you spend $20,000 or more on your card during your membership year and renew the card.

Cons

  • Unfortunately, Citi stripped many valuable travel and purchase protection benefits from this card a few years ago.
  • You won't get access to Admirals Club lounges without paying the higher annual fee on the Citi® / AAdvantage® Executive World Elite Mastercard®.
  • Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your card membership year and renew your card
  • No Foreign Transaction Fees
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights

Pros

  • Access to preferred boarding, Free checked bag on domestic itineraries.
  • 25% discount on eligible inflight purchases.
  • $125 flight discount when you spend $20,000 or more on your card during your membership year and renew the card.

Cons

  • Unfortunately, Citi stripped many valuable travel and purchase protection benefits from this card a few years ago.
  • You won't get access to Admirals Club lounges without paying the higher annual fee on the Citi® / AAdvantage® Executive World Elite Mastercard®.
  • Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your card membership year and renew your card
  • No Foreign Transaction Fees
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights
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Best Premium Travel Credit Card
TPG Editor's Rating tooltip icon
4.5/5
75,000 miles
details
Intro Offer tooltip icon
75,000 miles
$1,388
details
TPG'S OFFER VALUATION tooltip icon
$1,388
$395
$395
2 - 10X points
details
  • 10X Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
  • 5X 5X miles on flights booked through Capital One Travel.
  • 2X 2 Miles per dollar on every purchase, every day

Why We Chose It

With a $395 annual fee, the card undercuts more expensive competitors in this space, but an annual fee is just a small part of the story. Add in a 10,000-mile bonus every account anniversary and lounge access, and the card may become the strongest option out there for a lot of travelers.

Pros

  • 75,000 bonus miles after spending $4,000 on purchases in the first three months - equal to $750 in travel.
  • Unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,300+ Priority Pass lounges worldwide.
  • Earn 10,000 bonus miles every account anniversary.

Cons

  • $395 annual fee.
  • Up to $300 back in statement credit annually is only applicable for bookings made through Capital One Travel portal.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit, daily breakfast for 2 and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available

Pros

  • 75,000 bonus miles after spending $4,000 on purchases in the first three months - equal to $750 in travel.
  • Unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,300+ Priority Pass lounges worldwide.
  • Earn 10,000 bonus miles every account anniversary.

Cons

  • $395 annual fee.
  • Up to $300 back in statement credit annually is only applicable for bookings made through Capital One Travel portal.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit, daily breakfast for 2 and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available
Terms & restrictions apply. See rates & fees
BEST FOR OCCASIONAL DELTA FLYERS
TPG Editor's Rating tooltip icon
4/5
70,000 miles
details
Intro Offer tooltip icon
70,000 miles
$987
details
TPG'S OFFER VALUATION tooltip icon
$987
$0 introductory annual fee for the first year, then $99.
$0 introductory annual fee for the first year, then $99.
1 - 2X points
details
  • 2X Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
  • 1X Earn 1X Mile on all other eligible purchases.

Why We Chose It

If you’re not looking for premium perks such as lounge access or earning status with Delta through spending, this card is a good option. It allows you to earn SkyMiles toward award travel and to save money with perks such as your first checked bag free and discounts on inflight purchases. The card’s low annual fee won’t break the bank, either.

Pros

  • First checked bag free for you and up to eight companions.
  • Main Cabin 1 priority boarding.
  • 20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi).

Cons

  • Doesn't make sense if you don't fly Delta.
  • There are better Delta cards if you want lounge access or a boost to earn elite status.
  • Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Enjoy your first checked bag free on Delta flights.
  • New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
  • Earn 1X Mile on all other eligible purchases.
  • $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel.
  • Want even more flexibility? Take up to $50 off the cost of your ticket for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
  • No Foreign Transaction Fees.
  • With Send & Split®, you can send money and split purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
  • Terms Apply.
  • See Rates & Fees

Pros

  • First checked bag free for you and up to eight companions.
  • Main Cabin 1 priority boarding.
  • 20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi).

Cons

  • Doesn't make sense if you don't fly Delta.
  • There are better Delta cards if you want lounge access or a boost to earn elite status.
  • Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Enjoy your first checked bag free on Delta flights.
  • New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
  • Earn 1X Mile on all other eligible purchases.
  • $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel.
  • Want even more flexibility? Take up to $50 off the cost of your ticket for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
  • No Foreign Transaction Fees.
  • With Send & Split®, you can send money and split purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
  • Terms Apply.
  • See Rates & Fees
Best for Citi Thank You Rewards
TPG Editor's Rating tooltip icon
4/5
60,000 points
details
Intro Offer tooltip icon
60,000 points
$1,020
details
TPG'S OFFER VALUATION tooltip icon
$1,020
$95
$95
1 - 3X points
details
  • 3X Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • 3X Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • 1X Earn 1 Point per $1 spent on all other purchases

Why We Chose It

The Citi Premier Card is one of the best starter travel rewards cards due to its gracious amount of bonus spend categories. You’ll not only earn triple points on air travel and hotel, but also on restaurants, supermarkets and gas stations — offering plenty of opportunities to earn on your everyday purchases. Best of all, your points are flexible and can transfer to a variety of frequent flyer programs in every airline alliance. Finally, enjoy an annual $100 hotel savings benefit through Citi on single-stay bookings of $500 or more (excluding taxes and fees).

Pros

  • Earns 3 points per dollar on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more booked through thankyou.com).
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee.
  • Lacks travel protections that other travel rewards cards come with.
  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 ThankYou® Points are redeemable for $600 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Pros

  • Earns 3 points per dollar on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more booked through thankyou.com).
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee.
  • Lacks travel protections that other travel rewards cards come with.
  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 ThankYou® Points are redeemable for $600 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Apply now for American Express® Gold Card at American Express's secure site
Terms & restrictions apply. See rates & fees
BEST FOR DINING & TAKEOUT
TPG Editor's Rating tooltip icon
4/5
60,000 points
details
Intro Offer tooltip icon
60,000 points
$1,200
details
TPG'S OFFER VALUATION tooltip icon
$1,200
$250
$250
3 - 4X points
details
  • 4X Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S.
  • 4X Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • 3X Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.

Why We Chose It

This isn’t just a card that’s nice to look at. It packs a real punch, offering 4 points per dollar on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar). There’s also an up to $120 annual dining credit at  Grubhub, The Cheesecake Factory, GoldbellyWine.comMilk Bar, and select Shake Shack locations. Enrollment required. plus it added an up to $120 annually ($10 per month) in Uber Cash, which can be used on Uber Eats orders or Uber rides in the U.S. All this make it a very strong contender for all food purchases, which has become a popular spending category. Enrollment required for select benefits. Read our full review of the American Express Gold Card.

Pros

  • 4 points per dollar on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar)
  • 3 points per dollar on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel and everyday spending bonus categories
  • Not as effective for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees

Pros

  • 4 points per dollar on dining at restaurants and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar)
  • 3 points per dollar on flights booked directly with the airline or with Amex Travel
  • Welcome bonus of 60,000 points after spending $4,000 in the first six months

Cons

  • Weak on travel and everyday spending bonus categories
  • Not as effective for those living outside the U.S.
  • Some may have trouble using Uber/food credits
  • Few travel perks and protections
  • Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees
BEST FOR FREQUENT SOUTHWEST FLYERS
TPG Editor's Rating tooltip icon
3.5/5
Earn 50,000 points
details
Intro Offer tooltip icon
Earn 50,000 points
$500
details
TPG'S OFFER VALUATION tooltip icon
$500
$149
$149
2 - 3X points
details
  • 3X Earn 3X points on Southwest® purchases.
  • 2X Earn 2X points on local transit and commuting, including rideshare.
  • 2X Earn 2X points on internet, cable, and phone services; select streaming.

Why We Chose It

If you fly Southwest more than twice a year, there is a lot of value in the Southwest Rapid Rewards Priority Card. The card is Southwest’s most premium option and offers up to 3 points per dollar on Southwest purchases plus an anniversary bonus of 7,500 points. Add in an array of perks like a $75 annual Southwest travel credit, 25% inflight savings and the ability to earn Tier Qualifying Points with spending, there is no reason a loyal Southwest flyer should not have the Priority card in their wallet.

Pros

  • $75 annual Southwest travel credit.
  • 7,500 points on each cardmember anniversary 25% inflight discount on food, drinks and WiFi.
  • Ability to earn A-List status faster by spending on this card.
  • Travel and purchase protections through Chase.

Cons

  • $149 annual fee.
  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
  • 7,500 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • $75 Southwest® travel credit each year.
  • No foreign transaction fees.
  • Member FDIC

Pros

  • $75 annual Southwest travel credit.
  • 7,500 points on each cardmember anniversary 25% inflight discount on food, drinks and WiFi.
  • Ability to earn A-List status faster by spending on this card.
  • Travel and purchase protections through Chase.

Cons

  • $149 annual fee.
  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
  • 7,500 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • $75 Southwest® travel credit each year.
  • No foreign transaction fees.
  • Member FDIC
TPG Editor's Rating tooltip icon
3/5
50,000 miles
details
Intro Offer tooltip icon
50,000 miles
$885
details
TPG'S OFFER VALUATION tooltip icon
$885
$450
$450
1 - 2X miles
details
  • 2X Earn 2 miles per $1 on eligible American Airlines purchases.
  • 1X 1 AAdvantage® miles for every $1 spent on other purchases

Why We Chose It

The Citi / AAdvantage Executive World Elite Mastercard is the best for those who fly American Airlines and want Admirals Club lounge access. It also gives you helps you earn and maintain elite status and comes with priority perks.

Pros

  • Earn a 50,000-mile sign-up bonus after spending $5,000 on the within the first 3 months of account opening.
  • Offers Admirals Club lounge access.
  • Priority check-in, airport screening, boarding and a free checked bag for you and up to 8 travel companions.
  • 25% discount on inflight food and beverages.
  • Receive a Global Entry/TSA PreCheck Fee Statement Credit.

Cons

  • No travel protection benefits.
  • Miles redemption limited to American Airlines and its Oneworld partners.
  • 25% inflight credit doesn't include Wi-Fi.
  • Earn 50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases in the first 3 months of account opening
  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
  • No Foreign Transaction Fees on purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation

Pros

  • Earn a 50,000-mile sign-up bonus after spending $5,000 on the within the first 3 months of account opening.
  • Offers Admirals Club lounge access.
  • Priority check-in, airport screening, boarding and a free checked bag for you and up to 8 travel companions.
  • 25% discount on inflight food and beverages.
  • Receive a Global Entry/TSA PreCheck Fee Statement Credit.

Cons

  • No travel protection benefits.
  • Miles redemption limited to American Airlines and its Oneworld partners.
  • 25% inflight credit doesn't include Wi-Fi.
  • Earn 50,000 American Airlines AAdvantage® bonus miles after making $5,000 in purchases in the first 3 months of account opening
  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
  • No Foreign Transaction Fees on purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation

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