Prime Visa current welcome offer
If you order pretty much everything from Amazon, you may consider joining the ranks of TPGers who have the Prime Visa (see rates and fees).
The Prime Visa is Amazon's flagship credit card from Chase, beloved by TPG staffers and readers alike thanks to its unmatched cash-back earnings on Amazon purchases.
The Prime Visa has no annual fee, but it does require cardholders to have an active Prime membership, which costs $14.99 per month or $139 per year.
Let's examine why this card is worth adding to your wallet.
Prime Visa welcome offer
New Prime Visa applicants will receive an instant $150 Amazon gift card upon approval. This offer is exclusive for Prime members.
The gift card is delivered instantly upon approval — no spending is required. It can be especially useful for last-minute presents or to help offset the rising cost of products.
This is the usual offer on the card, so we suggest waiting for the occasional elevated welcome offer of a $200 gift card if you can (no longer available).
The highest we've seen is a $250 gift card welcome offer during Prime Day 2025 (no longer available).
Should you get the Prime Visa?
The Prime Visa is one of the best cards for Amazon and Whole Foods purchases, but it also has ongoing perks that can make this card a great addition to your wallet.
The Prime Visa has many generous unlimited bonus-earning categories:
- 5% cash back on Amazon.com, Amazon Fresh and Whole Foods purchases
- 5% cash back on travel booked through Chase Travel℠
- 2% cash back on gas and local transit and commuting (including ride-hailing services)
- 2% cash back at restaurants (takeout and delivery included)
- 1% cash back on all other purchases
Rewards are earned as points, which can be redeemed for cash back, Amazon purchases, gift cards or travel booked through the Chase Travel portal.
Prime Visa cardholders can redeem the rewards they earned as soon as the next day. For instance, if you spend $1,000 at Amazon, the 5% cash back would equate to $50 earned.
Prime Visa cardholders also receive 10% cash back on a rotating selection of items and categories.
Additionally, the Prime Visa card comes with various purchase and travel protections, including:
- Auto rental coverage
- Baggage delay insurance
- Extended warranty protection
- Lost luggage reimbursement
- Purchase protection
- Roadside assistance
- Travel accident insurance
- Travel and emergency assistance
It's important to note that you must be under Chase's 5/24 rule to be eligible to apply for this card. You may want to wait before applying for this card if you're nearing the 5/24 limit and are interested in other Chase cards that may offer more cash back in other categories or earn a transferable currency.
Furthermore, if you don't shop at Amazon frequently or don't have a Prime membership (which is required), this card may not be best suited for you.
Bottom line
The Prime Visa is an excellent no-annual-fee card that offers an unrivaled 5% cash back on Amazon and Whole Foods purchases. However, if you are over Chase's 5/24 rule, you won't be eligible and should consider alternative card options.
If you have a Prime membership and shop at Amazon frequently, the Prime Visa is a no-brainer to have in your wallet.
To learn more about the card, read our full review of the Prime Visa.
Apply here: Prime Visa