Want concert presale access? Don’t be loyal to one bank
Editor's Note
Receiving VIP access and other entertainment perks from credit cards isn't new. However, past ticket presales for Taylor Swift and Beyoncé have highlighted the importance of having the right credit card in your wallet. In some cases, it can be the difference between snagging the perfect tickets and spending your afternoon crying in the office bathroom.
And if you've been keeping up, you probably noticed that different concerts offer presale perks for different cardholders, like Citi cardholders getting exclusive early access to Beyoncé's Cowboy Carter tour. That means that your favorite credit card may not be enough to get you into the shows you're dying to see.
Let's break down why you should keep at least one card from each of the major issuers in your wallet so that you never miss a chance to get the concert ticket of your dreams.
Why you need cards from all of the major issuers
To make sure you always have VIP and presale ticket access, carry at least one card each from the four major issuers:
Every issuer offers its own set of entertainment benefits and access, so having at least one card from each of them will ensure you never miss out on a specific event or presale.
For example, Taylor Swift presale tickets were (supposedly) available to any Capital One cardholder. Similarly, you needed a Citi card to register for early access to Beyoncé's tour.
If you can collect at least one card from every issuer, you'll improve your chances of getting access to tickets for major concerts and festivals.
Related: What's the difference between a network and an issuer?
Our favorite no-annual-fee cards from each issuer
Of course, many popular cards from these issuers come with annual fees — some of which are nearly $700. However, if you're looking to save money but still enjoy access to tickets, you can get no-annual-fee cards from each one so you can cover your bases. Then, when the perfect presale presents itself, you're likely to be covered.
If you're starting from scratch, we always recommend prioritizing Chase cards to ensure you're in good standing for the bank's 5/24 rule and thus eligible for a new card from them. After that, you can go on to collect cards from the other issuers in any order.
Here are our favorite cards with no annual fee from each issuer:
Chase Freedom Unlimited
Welcome bonus: Earn a $200 bonus after spending $500 on purchases within the first three months from account opening.
Annual fee: $0
Why we like it: The Chase Freedom Unlimited® (see rates and fees) earns 5% back on travel booked through Chase Travel℠, 3% on dining and drugstore purchases and 1.5% on all other purchases.
In addition to getting you access to Chase Entertainment, this card earns 1.5% cash back on all purchases, so you'll earn more on whatever tickets you're buying than you would with most cards.
For more details, check out our full review of the Freedom Unlimited.
Apply here: Chase Freedom Unlimited
Capital One Savor Cash Rewards Credit Card
Welcome bonus: Earn a one-time $200 cash bonus after spending $500 on purchases in the first three months from account opening.
Annual fee: $0
Why we like them: This card pulls double duty: You'll get VIP access through Capital One Entertainment and earn bonus rewards on your entertainment purchases. You'll earn 8% cash back on purchases through Capital One Entertainment and 3% bonus cash back on all other entertainment purchases, making this one of the best cards for buying concert and other live entertainment tickets.
It even has no foreign transaction fees on purchases outside the U.S. — a relative rarity for a no-annual-fee credit card.
For more details, check out our full card review of the Savor.
Learn more: Capital One Savor Cash Rewards Credit Card
Blue Cash Everyday Card from American Express
Welcome bonus: Earn $200 cash back in the form of a statement credit after spending $2,000 in purchases on your new card within the first six months of card membership.
Annual fee: $0 (see rates and fees)
Why we like it: The Blue Cash Everyday® Card from American Express an impressive 3% cash back on U.S. online retail purchases, at U.S. supermarkets and at U.S. gas stations (on up to $6,000 per year in purchases for each category, then 1%), making this an excellent go-to card for daily spending in addition to unlocking access to many Amex Experiences.
Cash back is received in the form of reward dollars that can be redeemed as a statement credit and at Amazon.com checkout.
For more details, check out our full review of the Amex Blue Cash Everyday.
Apply here: Blue Cash Everyday Card from American Express
Citi Double Cash Card
Welcome bonus: Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening.
Annual fee: $0 (see rates and fees)
Why we like it: The Citi Double Cash® Card earns 2% cash back on all purchases (1% when you buy and 1% as you pay), so you'll earn a solid return on all your spending as well as gain access to all that Citi Entertainment has to offer. Plus, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal.
For more details, check out our full review of the Citi Double Cash.
Apply here: Citi Double Cash
Bottom line
Having the right credit card can make you the hero (or envy) of your friend group. Keep at least one card from each of the four major issuers in your wallet and never again miss a concert ticket presale again.
Related: How my credit card got me face-value Taylor Swift tickets
For rates and fees of the Amex Blue Cash Everyday, click here.
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 3X | Earn 3X Miles on Delta purchases. |
| 1X | Earn 1X Miles on all other eligible purchases. |
Pros
- Delta SkyClub access when flying Delta
- Annual companion ticket for travel on Delta (upon renewal)
- Ability to earn MQDs through spending
- Various statement credits for eligible purchases
Cons
- Steep annual fee of $650
- Other Delta cobranded cards offer superior earning categories
- Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- See Rates & Fees