Earn 75,000 bonus miles with Capital One Venture X's current offer
Editor's Note
The Capital One Venture X Rewards Credit Card stands tall in the travel credit card market. This is thanks to its straightforward benefits, ability to earn valuable Capital One miles and annual fee of $395, modest compared to its premium counterparts.
Let's dive into the Venture X's bonus and benefits to help you decide whether now is the time to add the card to your wallet.
Current Capital One Venture X offer
New Venture X applicants can earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.
According to TPG's December 2025 valuations, this bonus is worth $1,388.
Capital One miles are most valuable when you leverage one of the issuer's 15-plus transfer partners. However, cardholders also have the option to redeem at a fixed rate of 1 cent per point to cover recent travel purchases on the card or make bookings through the Capital One Travel portal. This bonus is worth a respectable $750 if you redeem it this way.
Application rules and restrictions
Capital One has imposed a 48-month family rule across its lineup of Venture cards, including the Capital One VentureOne Rewards Credit Card and the Capital One Venture Rewards Credit Card.
This new Venture family rule restricts you from moving 'down' the Venture card family (in terms of annual fees), meaning if you already have the Venture X and earned the bonus in the last 48 months, you won't be approved for the VentureOne ($0 annual fee) or Venture ($95 annual fee). So, that's something to keep in mind if you want to pick up one of these two lower-tier cards in the future.
Additionally, if you've opened the Venture X and received its bonus in the last 48 months, you won't be eligible for this current bonus.
Capital One's other application restrictions require you to wait six months between approvals for new Capital One cards, including both personal and business cards.
Related: 6 things to do when you get the Capital One Venture X
Why you should apply for the Venture X
The Venture X provides several benefits for frequent travelers to enjoy. Key perks include:
- Anniversary bonus: The card pays 10,000 bonus miles on your account anniversary, starting on your first anniversary. As of December 2025, TPG values those 10,000 miles at up to $185 when utilized with Capital One's transfer partners.
- Annual travel credit: Cardholders will receive a $300 annual credit for bookings made through Capital One Travel.
- Authorized users: Additional authorized users can be added at no charge. However, beginning Feb. 1, 2026, each authorized user will cost $125 annually to retain Capital One and Priority Pass lounge access.
- Global Entry or TSA PreCheck: Cardholders receive up to $120 in statement credits for either TSA PreCheck or Global Entry.
- Lounge access: Cardholders, authorized users and up to two guests per visit get complimentary access to Capital One lounges and more than 1,300 Priority Pass lounges until Feb. 1, 2026. After this date, you'll be required to pay for guest access to both types of lounges.
- Luxury hotel perks: The Capital One Premier Collection offers free breakfast, room upgrades and other perks at participating hotels and resorts. Cardholders can also access Capital One's lower-tier Lifestyle Collection.
- Stacking car rental perks: Cardholders can stack car rental perks with Hertz.*
*Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.
On top of these benefits, the Venture X makes it easy to earn Capital One miles at competitive rates:
- 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel
- 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel
- 2 miles per dollar spent on all other purchases
If you maximize the full value of just two of the Venture X's annual perks — the $300 travel credit and 10,000 bonus points — you will effectively recoup your $395 annual fee. That's because TPG's December 2025 valuations place the bonus points at $185. When you add the value of the $300 credit to this, you reach a total annual value of $485.
Related: Cashing in Capital One miles? How to get the maximum value when redeeming miles
Bottom line
The Venture X can be a great option for many travelers, and the card will likely become more compelling over time as Capital One continues to invest in its rewards program and expand its lounge network.
To learn more, read our full review of the Venture X.
Learn more: Capital One Venture X
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
TPG featured card
at Bilt's secure site
Terms & restrictions apply. See rates & fees.
| 1X | Choose to earn up to 1X points on rent and mortgage payments with no transaction fee |
| 2X | Earn 2X points + the option to earn 4% back in Bilt Cash on everyday purchases |
Pros
- Choice to earn up to 1 Bilt Point per dollar spent on rent and mortgage payments
- Elevated everyday earnings with both Bilt Points and the option to earn Bilt Cash
- $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
- $200 Bilt Cash annually
- Priority Pass membership
- No foreign transaction fees
Cons
- Moderate annual fee
- Designed primarily for members seeking a premium, all-in-one card
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 2X points on everyday spend
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
- Priority Pass ($469/year value). See Guide to Benefits.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.