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Last chance to use your $200 Home Depot and Best Buy Amex Offers

June 27, 2021
4 min read
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Update: Some offers mentioned below are no longer available.

There are only a few days left in June, which means time is running out to use two very popular Amex Offers that can confer serious savings of up to $200.

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Save up to $100 at The Home Depot

Many people who have The Platinum Card® from American Express received an Amex Offer at the beginning of the year that awards $50 back on up to two purchases of $50 or more when you shop online at The Home Depot. That means you could save $100 with two $50 orders made at The Home Depot's website by June 30, 2021, and have zero out-of-pocket expenses.

Even if you don't have a home improvement project on your to-do list, you can still stock up on paper towels and other household items.

Screenshot courtesy of Home Depot

Just remember to add the offer to your card before shopping. At this time, The Home Depot offer is only eligible with certain U.S.-issued personal Platinum and personal Centurion American Express® cards.

Save up to $100 at Best Buy

The Best Buy Amex Offer appears to be available on select U.S.-issued personal Platinum and both personal and business Centurion cards. Because these are targeted offers, not all cardholders will receive these deals — and they appear to be more likely on primary accounts rather than authorized user cards.

But if you have this offer, much like with The Home Depot offer, you can get a $50 statement credit with a $50 online purchase at Best Buy's website up to two times by June 30, 2021.

In addition to appliances, Best Buy sells all kinds of electronics and accessories, including travel-friendly headphones, tablets and portable gaming devices.

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Increase your savings

You could save even more money when you start at a shopping portal.

Use Cashback Monitor to find the best cash-back or points and miles offer for you. At The Home Depot, for example, you could earn 4% right now through a cash-back portal or 3 JetBlue True Blue points per dollar spent. The current best offers for Best Buy include up to 2% at Top Cashback or 1 United MileagePlus mile per dollar.

And, of course, you should always check for additional deals, discounts and coupons before finalizing your purchase.

Right now, for example, I am receiving 1 additional Membership Rewards point per dollar spent at BestBuy.com. So, be certain that you've scoured all of your Amex Offers before checking out.

Bottom line

If you spend just $50 online at Best Buy and Home Depot, you could actually come out ahead on your purchase. And you still have a few days to take advantage of the current offers. You could also walk away with additional cash back or extra airline miles in your pocket if you start your purchase from a shopping portal.

Just keep in mind that shoppers have had vastly different experiences when taking advantage of these offers. Earlier this year, people were reporting long delays in seeing these offers post to their accounts.

And even though both the Best Buy and The Home Depot offers specify that you can get up to $50 back twice, I received a single $100 Best Buy credit just one day after purchasing Apple AirPods Pro the other day. A colleague reported a similar experience with both Best Buy and The Home Depot. So, if you have bigger purchases in mind, know that there's a possibility both credits could be combined — and consider waiting to see what statement credit you get before making a separate purchase.

Featured image by (Photo by Isabelle Raphael / The Points Guy)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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TPG featured card

Best premium travel card for value
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

1 - 10X points
10xEarn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5xEarn 5x total points on flights through Chase Ultimate Rewards®.
3xEarn 3x points on other travel and dining.
1xEarn 1 point per $1 spent on all other purchases

Intro offer

80,000 bonus points
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®

Annual Fee

$550

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

Pros

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Access to Chase Ultimate Rewards hotel and airline travel partners
  • Unlimited 3x points on the broad category of travel and dining
  • 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
  • Broad definitions for travel and dining bonus categories

Cons

  • Steep $550 annual fee
  • May not make sense for people that don't travel frequently
  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Best premium travel card for value
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10xEarn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5xEarn 5x total points on flights through Chase Ultimate Rewards®.
3xEarn 3x points on other travel and dining.
1xEarn 1 point per $1 spent on all other purchases
  • Intro Offer
    Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®

    80,000 bonus points
  • Annual Fee

    $550
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

Pros

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Access to Chase Ultimate Rewards hotel and airline travel partners
  • Unlimited 3x points on the broad category of travel and dining
  • 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
  • Broad definitions for travel and dining bonus categories

Cons

  • Steep $550 annual fee
  • May not make sense for people that don't travel frequently
  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more