Alaska Trifecta: Why I signed up for the new premium Atmos Rewards Summit credit card
It's been a good day for fans of Alaska Airlines and Hawaiian Airlines. A newly rebranded loyalty program launched without a major devaluation, new perks for elite members were revealed and, perhaps best of all, a new premium credit card that comes with some impressive benefits and a huge welcome bonus was unveiled.
I've been a longtime holder of both the Alaska Airlines Visa Signature® (no longer available and now known as the Atmos™ Rewards Ascent Visa Signature® Credit Card) and the Alaska Airlines Visa® Business credit card (no longer available and now known as the Atmos™ Rewards Visa Signature® Business Card).
I've been able to use the companion certificates that come with those cards to bring family members to Hawaii each year, but the newly available Atmos™ Rewards Summit Visa Infinite® Credit Card brings the party to a whole new level.
The information for the Alaska Airlines Visa Signature card and the Alaska Airlines Visa Business card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Highlights of the new Atmos Rewards Summit card
Because I had been one of the first to sign up for a waitlist for the new card, I got 500 Alaska Airlines Mileage Plan miles (now called Atmos Rewards points). This morning, I was emailed an application link for another 5,000 bonus points for being one of the first approved for the new card.
Given its solid bonus, earning rates and benefits, I felt this card was an absolute no-brainer to get. In fact, I would have signed up even without the bonus points.
The Atmos Rewards Summit card comes with a welcome bonus of 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 on purchases within the first 90 days of opening your account. That bonus is worth up to $1,575 when you include the value of the 25,000-point Global Companion Award, based on TPG's August 2025 valuations.
There are a lot of awesome perks cardholders receive, too, including:
- A 25,000-point Global Companion Award each year, plus a second 100,000-point Global Companion Award after $60,000 in annual spending
- Eight Alaska Lounge passes per year (two per quarter)
- 10,000 status points each year on card anniversary
- 1 status point for every $2 spent (with no cap)
- A $50 voucher for delays of two or more hours or cancellations within 24 hours on Alaska flights (coming to Hawaiian flights in 2026)
- Waiving of Alaska's $12.50 partner award booking fee
Plus, cardholders earn Atmos Rewards points at the following rates:
- 3 points per dollar spent on all foreign transactions
- 3 points per dollar spent on Alaska Airlines and Hawaiian Airlines purchases
- 3 points per dollar spent on dining
- 1 point per dollar spent on all other purchases
There are plenty of other reasons why this card may be a good fit for your wallet, but that's already a pretty substantial list for a card that has a $395 annual fee.
Applying for the new Atmos Rewards Summit card
If, like me, you signed up for the early access waitlist, know that applying is initially a bit confusing. The special offer will be in your inbox in an email labeled "Our new loyalty program has arrived." Open that email and scroll down to find the special application link to use.
Once you locate the correct application link to use for earning the early access bonus, the application process is very straightforward. It simply asks for your Social Security number and personal details.
After applying, I was instantly approved.
Why the new Atmos Rewards card and program have me considering Alaska as my primary airline again
From the moment I applied, I knew that this card would become a centerpiece of my card and status strategies moving forward. I love the fact that I will earn 1 status point for every $2 I spend on the card. I should be able to easily hit top-tier Titanium status with a combination of flying and spending.
If you spent $80,000 on the card, as one example, and never set foot on an Alaska or Hawaiian plane, you'd still earn Gold status (which translates to Oneworld Sapphire status and includes lounge access when traveling internationally).
Alaska Airlines Mileage Plan had once been my go-to program for elite status, but that came to an end in 2023 when I moved back to New York from California. At one point, I had been a top-tier MVP Gold 100K member, but because Alaska lacks a big presence on the East Coast, I decided it made more sense to switch my loyalty back to American Airlines.
That didn't mean an end to my use of Alaska's program, though. I've used Alaska miles to fly to Taipei, Taiwan, and back in business class on partner Starlux Airlines several times. I've also used Alaska miles to fly business class on Japan Airlines. I find the miles (now points) super valuable.
Now that the new program and premium card have officially launched, I'm strongly considering going for top-tier Titanium status in Atmos Rewards next year. Alaska's partnership with American Airlines means I can still enjoy elite status perks from Alaska while flying on American. Plus, the new Atmos Rewards Summit card will make it even easier to earn status.
In the meantime, I'll requalify for American Airlines AAdvantage Executive Platinum status this year, with the goal of switching my loyalty to Alaska beginning in 2026.
Benefits of having the Alaska Trifecta
Now that I've added the Atmos Rewards Summit card to my wallet alongside the Atmos Rewards Ascent card and the Atmos Rewards Visa card, I have a total of three Alaska-branded cards to create the Alaska Trifecta.
While I haven't historically spent much on the personal and business cards, I do get a lot of use out of their companion certificates.
You get a $99 Companion Fare (plus taxes and fees from $23) on each account anniversary for both cards after spending $6,000 or more on purchases within the prior anniversary year. I usually use mine on two trips to Hawaii each year.
Because I'll be fully using the Atmos Rewards Summit card, it's nice to have all three as options. The Summit card will become my go-to card for all spending next year.
Funny enough, I also opened both the personal and business versions of the Hawaiian Airlines cards last year for the welcome bonuses, as I expected HawaiianMiles to eventually convert to the new combined loyalty program.
Opening those two credit cards earned me 138,000 HawaiianMiles, which converted at a 1:1 ratio to Mileage Plan miles (now Atmos Rewards points). That's enough points to book a round-trip business-class trip similar to the one I took to Taipei with Starlux last year.
For now, the Barclays-issued Hawaiian Airlines® World Elite Mastercard® and the Hawaiian Airlines® World Elite Business Mastercard® remain unchanged and are still accepting applications, and HawaiianMiles members will automatically transition to Atmos Rewards on Oct. 1. Only time will tell how they ultimately fit into the larger Atmos Rewards card portfolio.
The information for the Hawaiian Airlines World Elite Mastercard and the Hawaiian Airlines World Elite Business Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Bottom line
The new Atmos Rewards Summit card seems like a win-win card to have, especially if you have ways to use all the valuable Atmos Rewards points you'll get from the bonus and spending on the card.
Redeeming Atmos Rewards points on international travel unlocks stupendous value. TPG's Eric Rosen and I just used 55,000 Alaska miles (now Atmos Rewards points) to fly on American Airlines' new Dreamliner to and from London.
But remember, these points are valuable for more than just international business-class redemptions on partners. You can often book great deals on domestic American Airlines trips using Atmos Rewards points, as TPG's Summer Hull did recently.
If you can use the points and the companion awards and/or reach the status spending thresholds, it's easy to justify paying the $395 annual fee to hold this card.
Related reading:
- The best time to book flights for the cheapest airfare
- Best airline credit cards
- What exactly are airline miles, anyway?
- 6 real-life strategies you can use when your flight is canceled or delayed
- Maximize your airfare: The best credit cards for booking flights
- The best credit cards to reach elite status
Updated 10/29/25
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.