Can I get a refund if the airline changes my flight schedule?
Reader Questions are answered twice a week by TPG Senior Points & Miles Contributor Ethan Steinberg.
Unless you spend significantly more money to purchase flexible or refundable airfare, the majority of plane tickets on most major airlines are not refundable (after the 24-hour window mandated by the U.S. Department of Transportation). TPG reader Steve wants to know if he can get a refund when the airline changes his schedule ...
[pullquote source="TPG READER STEVE"]I bought a round-trip ticket from JFK to San Diego for my mother-in-law. AA changed my nonstop routing to now include a 45-minute change of planes. Is there any chance of getting a refund?[/pullquote]
One of the lingering effects of the 737 MAX grounding is that many airlines have had to cut flights or alter their schedules as they find part of their fleet indefinitely out of service. American Airlines has been hit especially hard, with approximately 140 flights per day cancelled through Dec. 3, 2019. Many of the routes that are being cut are secondary transcontinental routes out of New York (JFK), including the flight to San Diego (SAN) flight that Steve had booked.
As you might expect, each of the three legacy U.S. airlines has a slightly different policy on how they handle these types of schedule changes. While you can expect to hold an airline to its published policy (though be prepared for several rounds of HUCA — hang up and call again), you might get luck with a friendly agent who is willing to accommodate you beyond what's required by the airline. This is especially true in a case like Steve's where he's booking travel for an older relative who may have a hard time making the short connection in Dallas.
American Airlines
American Airlines addresses this situation quite clearly in its contract of carriage. While you normally won't be able to receive a cash refund for a non-refundable ticket, AA will refund your original payment method if "we make a schedule change that results in a change of 61 minutes or more."

Steve didn't provide the specific timing of his new routing, but it's a safe assumption that adding a 45-minute stop in Dallas will add more than 61 minutes to the total travel time compared to a nonstop flight from JFK to San Diego. He should have no problem getting American Airlines to issue a refund here, since this policy is stated explicitly online.
United Airlines
United offers a slightly more complicated set of options in rule 24 paragraph C of its contract of carriage:
"Schedule Change- When a Passenger's Ticketed flight is affected because of a Schedule Change that modifies the original departure and/or arrival time by 30 minutes or more, UA will, at its election, arrange one of the following:
- Provided that the dates of departure and arrival must be within 7 days of the originally scheduled dates of departure and arrival, respectively, transport the Passenger on its own flights, subject to availability, to the Destination, next Stopover point, or transfer point shown on its portion of the Ticket, without Stopover in the same class of service, at no additional cost to the Passenger;
- When a Schedule Change results in the cancellation of all UA service between two cities, at UA's sole discretion, UA may reroute Passengers over the lines of one or more carriers in an equivalent class of service;
- Advise the Passenger that the value of his or her Ticket may be applied toward future travel on United within one year from the date of issue without a change or reissue fee; or
- If the Passenger is not transported as provided in C) 1) or 2) above and does not choose to apply the value of his or her Ticket toward future travel as provided in C) 3) above, the Passenger will be eligible for a refund upon request. See Rule 27 A)."
The key phrase here lies in the first paragraph, that United "will, at its election" decide which of these options to use to accommodate schedule changes. Note that option four does permit a refund, but with no clear time guidelines (like the 61 minutes in AA's contract of carriage) you might need to plead your case with a phone agent that your delay is significant enough to warrant a refund. If Steve had booked with United I could see this going either way — a sympathetic agent might have given him a refund so his mother-in-law wouldn't need to rush through a tight connection, but another agent could have just as easily said that a 45-minute schedule change (likely closer to 90 minutes when you account for the extra flight distance down to Dallas) wasn't significant enough to merit a refund.
Delta
Delta's contract of carriage offers no resolution for passengers like Steve, as the airline absolves itself of all responsibility in this situation. Two key phrases jump out to me:
- "Published schedules, flight times, aircraft types, seat assignments, and similar details reflected in the ticket or Delta's published schedules are not guaranteed and form no part of this contract," and
- "Delta is not responsible or liable for making connections, failing to operate any flight according to schedule, changing the schedule or any flight, changing seat assignments or aircraft types, or revising the routings by which Delta carries the passenger from the ticketed origin to destination."

Taken together, these two statements make the point quite clearly that when you buy a ticket with Delta, you're not buying a specific routing on a specific flight, rather just a guarantee that Delta will get you from point A to point B. If Delta wants to change the schedule or routing of your trip along the way, they are free to do so with no liability. Again, this is the type of situation where your best bet would be to hang up and call again until you get a friendly phone agent willing to work with you, but again, for a 'minor' delay like Steve's, there's no guarantee he'd be able to get a refund.
Bottom line
American Airlines leads the pack in this regard, as it's the only airline that publishes a clear time standard (61 minutes) above which passengers are entitled to a refund. This is good news for Steve, who should be able to get his money back, but passengers ticketed on United or Delta facing similar schedule changes might need to fight a little harder to convince an agent to issue a refund.
Thanks for the question, Steve, and if you're a TPG reader who'd like us to answer a question of your own, tweet us at @thepointsguy, message us on Facebook or email us at info@thepointsguy.com.
Featured photo by Alberto Riva/The Points Guy
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| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
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There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

