Why You Should Sign Up for Masterpass Right Now

Dec 11, 2017

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To know me is to know that I’m an impatient person. I hate waiting in lines, which is why I’m so thankful for things like Global Entry, TSA PreCheck and CLEAR, which have all saved me countless hours while traveling over the years. However, I try to save as much time as possible in my non-traveling life as well — shopping online to skip long lines in stores and even ordering my Dunkin Donuts coffee in advance every day via an app so it’s waiting on the counter. Whatever I can do to use technology to save time and hassle, I’m in.

Since I do most of my shopping online, I have been using the digital wallet Masterpass by Mastercard, which allows you to store your credit card and then check out seamlessly — saving time and also allowing you to get added protections for your purchase. It’s free to sign up, and most credit and debit cards are supported — even non-Mastercard products.

Here’s how you can use it:

Step 1: Visit Masterpass.com and create and account for free.

Step 2: Add your credit cards and address.

Step 3: Shop online wherever Masterpass is accepted (including JetBlue.com and United.com).

Your purchase will be processed via Masterpass, but you receive all points / miles as if it were bought directly from the retailer. For example, when purchasing via JetBlue, the transaction will still be coded as an airline so you get a bonus if you’re using a credit card with a travel or airline bonus.

You can also sign up to get special offers for Masterpass users. If you have an Android phone, you can download the Masterpass app, which will let you swipe your phone at checkout at participating retailers — saving you the time for digging through your wallet for cards, and also adding protection. The NFC technology transmits a unique token, not your actual card number, adding an extra layer of protection.

Simply put, Masterpass is a free tool that saves time while shopping and gives extra purchase protection — a no brainer in my opinion.

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points

TPG'S BONUS VALUATION*: $1,650

CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

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More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Regular APR
15.99%-22.99% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent/Good

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.