Tip: Know When You’ll Get 5x Points for Airfare on the Amex Platinum Cards

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Update: Some offers mentioned below are no longer available. View the current offers here: The Platinum Card® from American Express, The Business Platinum® Card from American Express

Last year, the American Express Platinum cards (both the personal and business versions) changed how cardholders earn Membership Rewards points. Amex increased the earning on the Platinum cards to 5x Membership Rewards points on airfare. However, what’s sometimes overlooked is exactly when you’ll earn those 5x points with each card.

Here’s how the earning breaks down for each of the two Platinum cards:

  • The Platinum Card® from American Express: Earn 5x points on airfare when booked directly with the airline OR when booked through amextravel.com.
  • The Business Platinum® Card from American Express: Earn 5x points on airfare ONLY when booking through amextravel.com.

Note that you can’t earn those valuable 5x Membership Rewards points with the business card if you book directly with the airline. However, if you have the personal card, you have more flexibility with your airfare purchases and when you’ll earn the 5x points.

Keep in mind the difference when thinking about which to apply for and which better fits your (or your businesses) spending patterns. If you have both in your wallet, pay attention when booking airfare — be sure to use the personal if you’re purchasing directly with the airline, as the earning each offers isn’t equal.

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