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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
Bali offers diverse experiences beyond its famous beaches, including hillside towns, spiritual temples and vibrant local markets.
Travelers can escape crowded tourist areas by exploring regions like Amed, Candidasa and Sidemen for authentic village life and peaceful landscapes.
Activities range from rafting on the Ayung River and cycling through rice terraces to snorkeling at Menjangan Island and climbing Mount Agung.
Local dining, boutique shopping and fishing with residents provide immersive cultural encounters.
What to consider
Some activities, such as climbing Mount Agung or Lempuyang Temple, require a high level of fitness and preparation.
Markets and popular sites can become crowded during peak hours, so early visits are recommended for a more relaxed experience.
Certain excursions, like snorkeling at Menjangan Island, may involve additional costs and require advance arrangements.
What you'll miss from the article
A detailed guide to hidden spots and unique activities that reveal Bali's authentic culture and natural beauty beyond the typical tourist path.
Generated by AI with support from our editorial team.
Multi-faceted and alluring in a multitude of different ways, there’s a reason Bali is known as the Island of the Gods. The island boasts some of the world’s most beautiful beaches and staggering natural landscapes -- however, thanks to the popularity of the island as a honeymooner’s escape and budget-seeking backpacker haven, these once peaceful landmarks have become a little overrun.
Just like its neighboring islands that have seen a surge in tourism pre-COVID, there are still ways to discover the island more intrepidly -- far from the crowds of Kuta and deep into the misty hills around Amed, along the winding rice terraces of Mt. Agung and around the cozy villages of Candidasa.
“Honestly, Bali has become one of the biggest tourist destinations in the world, and if you’re not sure where to look, it can very hard to get away from the tourist spots,” said Maman Suryaman, an Intrepid Travel tour guide and born and bred Balinese local. “However, once you do, you’ll get a real sense of what real life is like in Bali.”
The island’s most notable city, and one of the most popular, is Ubud -- but don’t let that scare you from exploring the charms of this cozy hillside city. Even though you’ll find that creature comforts abound in hilly Ubud, you can still explore away from the Wi-Fi signals, restaurants with English menus and cheaply made souvenir stands with the help of a rented motorbike.
“Ubud is still one of my favorite places in Bali. It’s is touristy but the locals still keep their cultures and tradition alive,” said Suryaman. “Not to mention there are so many choices for local foods!”
One of the best spots for local eats is Cafe Lotus, an institution for artists and hipsters. Named after the beautiful lotus pond it overlooks, the cafe is blanketed by beautiful flower trees and the Pura Sarawati temple with an eclectic menu offering everything from be-pasih goa lawah (turmeric marinated fish) to tuna carpaccio.
Raft along the Ayung River
The 6.8-mile Ayung River has become a mecca for adrenaline junkies and adventure enthusiasts for one reason: the rapids. Although they’re only a class two, the experience is enough to get your heart pounding and offers a glimpse of the area’s mystical rainforests and shadowy gorges. Some of the rapids are lighter than others, allowing you to take in the breathtaking scenery. Plus, the guides’ humor makes the trip even that much more memorable — encouraging you to splash and tackle the dips with some vigor and competition with neighboring rafts.
Explore the night market in Gianyar
Gianyar Night Market is a top destination for hungry locals and tourists. (Photo by stanciuc/Getty Images)
Between the clamor of pots and pans, the sparkle and glare of the multi-colored lanterns and lights and the mouthwatering and (often) overwhelming assault of smells and sounds, the Gianyar Night Market. Located about 10 miles from bustling Ubud, it offers some of Bali’s best, and most authentic, eats.
This market, dubbed Pasar Malam Gianyar by the locals, turns into a one-stop-shop for all things food as soon as the sun goes down, with vendors slinging everything from basko meatball soup to melt-in-your-mouth roasted chicken to crispy deep fried tofu snacks and sweet palm sugar filled balls. Not only is the experience authentic, it’s cheap -- most meals will only set you back 15,000 rupiahs.
Even though peak time to visit is about two hours after sunset, you’ll want to get there a little earlier to ensure you’re not completely consumed by the crowds. “If you want a true local experience, you go here. Sure, there will be tourists, but it’s more of a place the locals go to meet up with friends and buy their dinners,” Eko Nova Triana, another Intrepid Travel tour guide said.
Bali oozes spirituality, and no places brings you closer to enlightenment than the Lempuyang Temple, a mystical collection of over seven different Hindu temples. Located about 30 minutes from downtown Amed, this complex boasts both beautiful views of staggering Mount Agung (Bali’s highest peak) and a gratifying workout, thanks to the 1,700 steps it takes to reach the top. Depending on your level of fitness, the walk takes about three to four hours, but offers ample spots along the way to refuel and buy snacks from the highly stocked vendor stalls at each stopping point.
After about two and a half hours of walking, respite (and 360-degree views) awaits. At the top, you can choose to pray with the locals (who will show you the proper ways to honor the Hindu gods with respect) or take photos of the four-legged locals who will do just about anything for a banana.
Go fishing in Amed
Check out Amed and some of their traditional fishing boats. (Photo by BTWImages/Getty Images)
Home to over 1,000 brightly painted junkungs, or fishing outriggers, bobbing to and fro along the pebble lined beaches of Amed, fishing is a way of life for most of the sleepy villages’ local residents (not working in tourism). Unlike Kuta, which is brimming with partying tourists 24 hours a day, the beaches of Amed are peaceful and quiet, making a 5 am fishing jaunt more relaxing than exhausting.
For 150,000 rupiahs, you’ll join a fisherman in his jukung boat -- which looks a bit like a canoe with deep trivets along the sides -- off the black volcanic rock of the beach and into the water. Don’t expect safety briefings or even a lifejacket, you’re going to be one of the locals, sitting in a patched-up fishing boat, throwing led and fish-speckled lines into the deep-water abyss.
Most fishermen come back around 7 - 9 a.m., depending on what they catch, but for a few extra hundred rupiahs, you can stay as long as you’d like. The fish you catch range in size but expect a multitude of rainbow-colored scales that taste as pretty as they look. If you want to eat your catch, simply head into town to one of the markets or ask your hotel/hostel if they’d prepare it for you.
Cycle through Candidasa
With its winding roads, staggered rice terraces and roadside villages, a cycle through Bali’s countryside will uncover a way of life most tourists never get a glimpse of. On Intrepid Travel’s Bali & Lombok Hike, Bike and Raft tour, you’ll join two local cycling guides who will take you around 20 miles from Candidasa to one of the island's’ most local beaches, aptly titled White Sand Beach.
With a few stark uphill and plenty of sloping downhills, the ride can be tackled by anyone with a pulse. Once you arrive at the beach, you’d be remiss not to order a few large Bintangs (Bali’s local brew) at one of the many warungs, of cafes, scattered around the beachside.
There are plenty of guesthouses to pick from to rest your wary head shall you choose to cycle on your own, like the five-star Rama Candidasa Resort and Spa, which boasts a large swimming pool and peaceful beach views, or four-star Nirwana Resort and Spa, which offers cozy Balinese cottages surrounded by lush gardens and a beautiful sea view.
Dine with the locals in Sidemen
The Sidemen Rice Fields are truly breathtaking. (Photo by Michele Falzone/Getty Images)
“Sidemen is one of my favorite places in Bali,” said Maman. “It’s got one of the best local village lives in the country.” Sidemen’s allure, beyond the sprawling collection of small village homes situated around the vast valley or the direct views of Gunung Agung, lies in connected village culture.
Sure, the town boasts guesthouses with Wi-Fi and plenty of restaurants and cafes, but they’re more frequented by locals than tourists. “The people and the culture here are really strong. The town offers one of the strongest local traditions I ever seen, both in ritual and religion,” said Triana.
To get a true welcome and taste of the village, book a local guide with Sidemen Tour and Trekking, who will take you rice paddy trekking, mountain climbing or simply village wandering.
Shop for duds in Seminyak
Seminyak, with its eclectic mix of world-class restaurants, also boasts a large collection of designer boutiques, international surf shops and lifestyle brand outlets along Jalan Lakshmana and several corners of Jalan Petitenget.
Although most flock to cheaper stores for suits and sandals for the beach, the real gems are the local boutiques that feature all hand-made items. If you’re in need of a suit, visit Thaikila — a locally owned shop that features brands from around Asia. For surf duds, stop into Drifter Surf Shop, where you’ll find a colorful array of handmade boards with splashes of art from independent artists. On the higher price range but a must-visit for true fashionistas is Magali Pascal, an island-based French designer who spins breathtaking island and everyday wear from local silks and imported fabrics from all around the world. The shop streams in that beautiful bright Bali light, and is worth a visit if only to window shop. If boho is more your vibe, visit Auguste the Label, an Australian-meets-Bali brand that features flowy silhouettes and brightly colored fabrics meant to withstand the island heat.
For a cocktail while you shop, visit Mrs. Sippy Bali, a pool-bar meets boutique that offers Indonesian made island dresses, high-end swimwear, hats, basket purses and everything in between. One of Bali’s most iconic brands, Lost in Paradise, offers all of the hottest trends at more affordable prices, including dresses, skirts, shoes, swimwear and the like.
Like all shops, be wary of the cheap, made-for-tourists shops and opt for the locally-made, high end stores instead. For the highest quality jewelry, visit spots like Rabia Bali, a New Zealand born designer who lives on the island and crafts bold, bright pieces.
Snorkel in Menjangan Island
Try some snorkelling of Menjangan island. (Photo by John Crux Photography/Getty Images)
Less than 6 miles from Bali and the crowds of the island is one of its crown jewels (and local favorite hangout) Menjangan Island. Although it’s a separate island from Bali, it sits in Bali’s only National Park, Bali Barat National Park, and offers pristine snorkeling.
A treasure trove of marine wildlife and striking coral, you’ll uncover everything from electric clams to scorpion fish to starfish. The island is only reachable by boat, and most snorkel outfitters (around $80 per day) will leave you at certain drop off points. If you can, swim a few feet away to uncover the reefs that are less touched by human interaction, including bright shoals of green chromis, colorful parrotfish, butterflyfish and Java spinefoot. Home to soft coral and more angelfish, this island boasts incredible collections of sea anemone and even the occasion green sea turtle.
Bali’s tallest stratovolcano, Mount Agung, is also the island’s most sacred spot — for both hikers and locals. The ascend is brutal, towering over 9,000 feet above sea level.
You’ll discover the spirituality of this mountain upon arrival, with two temples greeting you; Pura Besakih and Pura Pasar Agung. The latter is reachable by 900 steps and is where most visitors stop the trek. More intrepid climbers continue up. A high level of fitness is required, as the first part of the climb is through windy, thick brush and untamed forest. The second part requires a bit of bouldering, as you dodge large rocks which can be dangerously slippery to navigate in the rainy season. The last leg is done entirely in the dark and requires you to scramble up the mountain, sans harness or climbing equipment, on all fours to reach the peak.
The climb is done on almost no sleep since you begin the four-hour trek at 2:30 am so you can reach the top just in time for the breathtaking sunrise. Although anyone can climb this alone, we recommend a guide so you can navigate the mountain safest.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG editor's rating4
TPG editor's rating4
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
