These personalized offers are the highest we’ve seen
by Stephanie Stevens, Associate writer
There are lots of reasons why right now is a good time to be in the market for a new credit card, but here’s one really big one.
American Express currently has some of the highest personalized offers we’ve ever seen on two of its most popular cards (including one as high as 175,000 points!). Believe me when I say you do not want to miss these!
Right now, you can check your eligibility and see if you qualify for an offer as high as 175,000 Membership Rewards points on the American Express Platinum Card®. Points are awarded after you spend $12,000 on purchases on the card within the first six months of card membership*.
Those bonus points alone are worth up to $3,500, according to TPG’s February 2026 valuations.
Or, if you’re a foodie (or someone who just wants to earn more points on everyday spending), check out the American Express® Gold Card. This card earns an impressive 4 points per dollar spent at U.S. supermarkets** and 4 points per dollar spent at restaurants worldwide***. Apply to find out your offer, which could be as high as 100,000 Membership Rewards points after you spend $6,000 on eligible purchases on the card in your first six months of card membership*.
Each card is excellent in its own way: The Amex Gold handles date night, while the Amex Platinum handles takeoff.
And these points really shine when you use them through Amex’s excellent lineup of transfer partners — which includes top loyalty programs like Delta SkyMiles, Hilton Honors and Marriott Bonvoy.
But here’s the best part: Checking your personalized offer won’t affect your credit score, so there’s no downside to seeing which of these highly lucrative offers may be right for you.
*Welcome offers vary, and you may not be eligible for an offer. **On up to $25,000 in spending at U.S. supermarkets per calendar year, then 1 point per dollar. ***On up to $50,000 in purchases at restaurants worldwide per calendar year, then 1 point per dollar.
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