In 2023, my husband and I spent over 1,952,000 points on 150 hotel nights — and used our favorite travel rewards cards to pay for many more.
We live out of hotels while traveling the world and working remotely as digital nomads. But you can still get significant value from hotel points even if you stay in hotels much less frequently.
876,600 IHG points and five anniversary night certificates for 52 nights
357,100 Marriott points and 12 free night awards for 36 nights
340,000 Hilton points and two free night certificates for nine nights
226,700 Hyatt points and two free night certificates for 39 nights
152,000 Choice points for 14 nights
Obviously, that’s a lot of points and free night certificates. My husband and I sign up for new credit card offers when the bonuses are compelling. And we tend to keep our hotel credit cards that offer annual free night certificates for the long term, as we can usually get more value from the free night than the card’s annual fee.
But we also buy points with some programs when we can do so at a low cost. And although I have the World of Hyatt Credit Card — which is currently offering an elevated bonus of up to 65,000 points* — I also use Chase Ultimate Rewards points that I’ve earned with my Chase Sapphire Preferred Card and Ink Business Preferred Credit Card as a way to fund my Hyatt account with transferred points.
To learn how to make hotel points work for you, check out the following stories:
* The current elevated World of Hyatt Credit Card bonus of 65,000 total points is 35,000 bonus points after you spend $3,000 on purchases in your first three months from account opening, plus up to 30,000 more bonus points by earning 2 bonus points total per $1 spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent.
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APR, or annual percentage rate, is an important credit card concept. But does APR matter if you pay your balance on time? Here's what you need to know.
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