Skip to content

You can now use your Apple Wallet to pay for trips on the Washington, DC, Metro

Sept. 01, 2020
3 min read
SAMSUNG CSC
You can now use your Apple Wallet to pay for trips on the Washington, DC, Metro
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.

The Apple Wallet is increasingly the contactless fare payment system of choice for transit agencies and riders the world over.

One can use Apple Pay for bus and train rides in a growing number of global cities, including Chicago, London, New York and Tokyo. And, beginning Tuesday, payments on the "Metro" transit system serving the Washington, D.C., region are also compatible.

Metro users can load their SmarTrip cards to their Apple Wallet on either an iPhone or Apple Watch to pay for rides. SmarTrip is accepted at all of the system's 91 rail stations, plus Metrobuses and at least nine other regional bus operators. Riders can even add value to a SmarTrip card on their phone using Apple Pay.

Sign up for the free daily TPG newsletter for more airline news!

"We are excited to deliver a new level of convenience and simplicity for our customers," said Metro general manager and CEO Paul Wiedefeld. "If you have an iPhone or Apple Watch, you already have everything you need to simply tap and go."

The process is simple. Riders simply need to click the add button in their Apple Wallet and SmarTrip comes up as an option under "Travel Cards." There, they can select between creating a new SmarTrip "card" on their phone or transferring an existing one. Users must input account information from their existing card to transfer it.

One drawback is that Metro riders cannot have their SmarTrip card on both their iPhone and Apple Watch at the same time. However, they can transfer it back and forth on their phone.

Related: The New York City Subway Is Finally Getting a Contactless Fare System

The Metro announcement is a small bit of good news in an otherwise bleak year for transit. The coronavirus pandemic hit the agency hard with ridership falling below 10% of 2019 levels with numerous rail stations shuttered during the worst of the public health emergency. Riders have begun to return along with service resumptions, but Metro is losing around $2 million a day and could be forced to roll back service without additional federal aid, according to The Washington Post.

Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts

One thing the pandemic does not appear to have hit is construction of an extension to Washington Dulles International Airport (IAD). While it was delayed due to construction issues prior to COVID-19, the extension with a new station just a short walk from the airport terminal is due to open in 2021.

When it opens, the Washington region will join Chicago as the only multi-airport metro areas where every airport has its own train station. Metro trains already serve Washington Reagan National (DCA), and both Amtrak and the MARC commuter rail system serve Baltimore/Washington (BWI).

Related: Your complete guide to Apple Pay

TPG featured card

Rewards rate
3XEarn 3X Miles on Delta purchases.
1XEarn 1X Miles on all other eligible purchases.
Intro offer
Open Intro bonus
Earn up to 125,000 Bonus Miles
Annual fee
$650
Regular APR
19.49%-28.49% Variable
Recommended credit
Open Credit score description
Excellent to Good

Pros

  • Delta SkyClub access when flying Delta
  • Annual companion ticket for travel on Delta (upon renewal)
  • Ability to earn MQDs through spending
  • Various statement credits for eligible purchases

Cons

  • Steep annual fee of $650
  • Other Delta cobranded cards offer superior earning categories
  • Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
  • Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
  • Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
  • $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • $650 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • See Rates & Fees