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W Maldives makes it easier to book overwater villas using points

Feb. 11, 2020
5 min read
W Maldives Nicky Kelvin Review (82 of 130)
W Maldives makes it easier to book overwater villas using points
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The Maldives is one of the most aspirational destinations in the world for award travelers, with hotels that occupy private islands famous for beautiful turquoise water, an impressive array of marine life, and perhaps most importantly, those iconic overwater villas.

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Most hotels in the Maldives have a number of overwater bungalows or villas extending off the island, allowing guests to climb into the water from the comfort of their own room. With cash rates reaching several thousands of dollars a night during peak season, this is a trip for which you'll definitely want to use points.

Ready to plan that bucket-list trip to the Maldives? Visit TPG's Maldives destination hub for more stories about traveling to the region on points and miles, where to stay and what to do while you're there.

St. Regis Maldives overwater villa
St. Regis Maldives. (Photo by Ethan Steinberg/The Points Guy.)

Unfortunately, most hotels in the Maldives designate their base rooms (for the purpose of award bookings) as beach or garden villas, with upgrades to an overwater villa costing several hundred dollars per night. I just completed a five-night stay at the W Maldives, where I bumped into fellow TPG contributor and frequent Maldives visitor, Tyler Chapin.

Related: Where to stay in the Maldives using points and miles

I booked this stay last year, long before Marriott introduced peak- and off-peak pricing. Since the W Maldives is a Category 8 hotel, this allowed me to pay 85,000 points a night with a fifth night free. Now, with peak- and off-peak pricing, Category 8 hotels can cost up to 100,000 points during peak season and as low as 70,000 during off-peak dates, though you probably don't want to travel all the way to the Maldives during rainy season.

I was originally booked into a two-story beach oasis, but due to my Titanium elite status I received a complimentary upgrade to an overwater villa. Tyler mentioned to me that since I'd booked, the W has changed it's policy to make ocean-facing overwater villas its base room for award travelers. The W has two types of overwater villas: lagoon view and ocean view. With about 25 ocean-view villas on the property, it should be relatively easy to find award space.

This is an absolutely fantastic redemption, with these rooms starting at about $1,000 during the low season and climbing to over $1,300 during peak season. This gives you a redemption value of about 1.2 cents per point, well over the 0.8 cents at which TPG value Marriott points.

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Related: Which Marriott Bonvoy credit card is right for you?

Overwater villas at the W are more than 1,500 square feet, and include a glass porthole that lets you look down at marine life swimming under your villa.

(Photo by Nicky Kelvin/The Points Guy.)

The spacious decks feature two lounge chairs, a circular couch for lounging, a plunge pool and a net hanging over the water.

(Photo by Nicky Kelvin/The Points Guy.)
(Photo by Nicky Kelvin/The Points Guy.)

If for some reason you decide you'd rather stay over land, the W's two-story beach oases are not a bad choice at all. You can "upgrade" from your overwater villa for $350 a night or 70,000 points a night. You can also upgrade to a lagoon-view overwater villa for $450 or 90,000 points a night, but the view isn't that much better and definitely not worth those prices.

Related: The best ways to get to the Maldives on points and miles

Bottom line

We've seen a number of hotels in the Maldives change which rooms they make available for base award bookings to reflect demand, though it's quite rare to see hotels that let you book directly into an overwater villa without any cash or points copay. Not only is the W a simply fantastic property (I may even like it better than the St. Regis Maldives) but the ability to book directly into an overwater villa using points should make this the top choice for any Marriott award traveler coming to the Maldives.

TPG featured card

4 / 5
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Rewards rate
1XChoose to earn up to 1X points on rent and mortgage payments with no transaction fee
2XEarn 2X points + the option to earn 4% back in Bilt Cash on everyday purchases
Intro offer
Open Intro bonus
50,000 Bilt Points + Gold Status + $300 of Bilt Cash
Annual fee
$495
Regular APR
26.74 - 34.74% variable
Recommended credit
Open Credit score description
Good Credit, Excellent Credit

Pros

  • Choice to earn up to 1 Bilt Point per dollar spent on rent and mortgage payments
  • Elevated everyday earnings with both Bilt Points and the option to earn Bilt Cash
  • $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
  • $200 Bilt Cash annually
  • Priority Pass membership
  • No foreign transaction fees

Cons

  • Moderate annual fee
  • Designed primarily for members seeking a premium, all-in-one card
  • Earn points on housing with no transaction fee
  • Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
  • 2X points on everyday spend
  • $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
  • $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
  • Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
  • Priority Pass ($469/year value). See Guide to Benefits.
  • Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.