TPG reader credit card question: How many Amex Offers can you have at once?

Sep 21, 2020

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Here at TPG we spend a lot of time thinking about whether our credit cards are worth the annual fees they charge, usually by focussing on bonus categories, statement credit and luxury travel perks. However, if you hold any Amex credit card, from a no-annual-fee product — such as the Blue Cash Everyday® Card from American Express (see rates & fees) — up to a premium card such as The Platinum Card® from American Express, you can potentially save hundreds of dollars a year by taking advantage of various Amex Offers. TPG reader Shana wants to know how many Amex offers you can have at one time.

Related: Your ultimate guide to Amex Offers

Does anyone know what the maximum number of Amex Offers you can have at one time is? I noticed that none of my cards had more than 100 offers available, so I added a few and the number went back up to 100.


New to The Points Guy? Sign up for our daily newsletter and check out our beginner’s guide.

There are really two sides to this question: how many Amex Offers can you have available to you at once, and how many can you enroll in at once. While the Amex Offers terms and conditions make no mention of any formal limit, Shana is correct that no card will have more than 100 Amex Offers available on it at once. In fact, when I checked my Amex account before writing this post, all of my cards had exactly 100 Amex Offers available on them. No more and no less.

To test Shana’s hypothesis, I started adding offers to my Marriott Bonvoy Business™ American Express® Card, which is the card I’ve been using for most of my expenses this year. I added an offer, refreshed the page, and my card was still showing 100 available offers.

Related: Why I’m intentionally using the “wrong” card for large purchases this year

I repeated the process again (add an offer to my card, refresh the page), and my counter still showed 100 available offers. I did this a third time, and only then did my available offers drop to 99. This means that I originally had 102 offers available on my card — I just couldn’t see them all.

So why does any of this matter? Not all Amex Offers are created equal, and some are much more valuable or have a much wider appeal than others. If there’s a popular offer floating around that you don’t see on any of your cards, it might be worth saving one or two random offers to your card just to make sure you’re really seeing everything you’re eligible for.

This leads into the second half of the question — how many offers can you add to your card at once. Again there’s no hard limit here, meaning in theory you could add all 100+ offers to your card. There’s no harm in adding an Amex Offer even if you don’t end up using it, but I wouldn’t recommend blindly adding every offer available to you for two reasons. First of all, enrollment is limited for all offers. If you add one that you know you’re never going to use, it will prevent someone else out there from taking advantage of a deal they might want.

The second reason has to do with Amex’s strict anti-gaming language. The following line is buried in the terms and conditions of the Amex Offer program:

“AXP reserves the right, at its sole discretion, to disqualify any person suspected of tampering with any aspect of the Program, or any other program made available by AXP, or that AXP believes to be acting in an improper or disruptive manner, and to seek damages from any such person to the fullest extent permitted by law.”

Not only can Amex disqualify you from the Amex Offers program if they believe you’re behaving improperly, but they can even sue you for damages. It’s hard to say what exactly constitutes improper behavior, but adding hundreds of offers and never using them is likely to raise red flags.

Bottom line

Amex’s user interface only allows you to see up to 100 offers per card at a time. This may be all the offers that are available on that account, but there might be a few more that you can’t say. While I don’t recommend saving every possible offer to your card, it might be worth adding one or two to make sure you’re seeing everything that’s out there.

Thanks for the question, Shana, and if you’re a TPG reader who’d like us to answer a question of your own, tweet us @thepointsguy, message us on Facebook or email us at

For rates and fees of the Blue Cash Everyday card, click here.

Featured image by Wyatt Smith/The Points Guy

Delta SkyMiles® Platinum American Express Card

Earn 90,000 bonus miles after you spend $3,000 in purchases within the first three months of card membership. Plus, earn a $200 statement credit after your first Delta purchase within the first three months. Offer ends 7/28/21.

With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. Earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants and at U.S. supermarkets and earn 1X Mile on all other eligible purchases. Terms Apply.

Apply Now
More Things to Know
  • Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months.
  • Plus, earn up to $100 back in statement credits for eligible purchases at US restaurants with your card within the first 3 months of membership.
  • Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Regular APR
15.74%-24.74% Variable
Annual Fee
Balance Transfer Fee
Recommended Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.