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For the holidays, Starbucks and American Express want to help you get your morning buzz for a little bit cheaper. They’ve launched a new promotion offering 15% off for targeted cardholders through Amex Offers.

For the uninitiated, Amex Offers are opt-in, limited-time deals, such as:

The catch is that not all Amex Offers will show up for each American Express cardholder.

But, today we’re talking Starbucks. Through Dec. 31, you’ll get 15% off all Starbucks purchase on targeted cards:

The offer is capped at a maximum of $5, and unfortunately, that maximum isn’t per transaction, but overall. The terms and conditions note that “Limit $5 in statement credit(s) per American Express online account.” That means you’ll max out this offer after spending about $33.34 at Starbucks, though you don’t have to spend that amount all at one time — just before the offer expires.

The good news is this offer seems to pop up every few months, so you can continue to save by signing up for each version.

Unfortunately, this offer can’t be used for e-gift card purchases or physical gift cards purchased online. However, eligible purchases include “app reloads” as well as purchases “in-store at stand-alone Starbucks locations.”

While $5 isn’t a huge amount of savings, you might as well add the offer to your account if you’re a Starbucks fan. And while you’re logged in, make sure to check your list of Amex Offers for other valuable savings:

Remember that Amex Offers are targeted, so not every American Express card will be included in this promotion. In order to see if you’ve been targeted — and to enroll in the offer — log in to your AmericanExpress.com account. Scroll down to the “Amex Offers and Benefits” section. (You may need to click “Load More” to see the offer.)

I’m personally 5-for-6 on my Amex credit cards (3/3 on personal cards and 2/3 on business cards) showing me this Starbucks deal, with the following cards targeted for the offer:

Unfortunately, Amex is cracking down on people who attempt to use the same Amex Offer across more than one Amex card, and have even announced its intention to claw back credits from some people who used an Amex Offer on multiple cards. So we recommend only registering this offer on one Amex card, regardless of any workarounds you might have used in the past.

Featured image by Marcio Rodrigo Machado/S3studio/Getty Images.


This is The Points Guy’s permanent page about Starbucks Amex Offers, so you can bookmark it and check back regularly for details of the latest offer. Keep in mind you may see some reader comments referring to older offers below.

The Platinum Card® from American Express

The American Express Platinum card has some of the best perks out there: cardholders enjoy the best domestic lounge access (Delta SkyClubs, Centurion Lounges, and Priority Pass), up to a $200 annual airline fee credit as well as up to $200 in Uber credits, and mid-tier elite status at SPG, Marriott, and Hilton. Combined with the 60,000 point welcome offer -- worth $1,140 based on TPG's valuations -- this card is a no-brainer for frequent travelers. Here are 5 reasons you should consider this card, as well as how you can figure out if the $550 annual fee makes sense for you.

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More Things to Know
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  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
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  • Terms Apply.
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
N/A
Annual Fee
$550
Balance Transfer Fee
See Terms
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.