TPG credit card reader question: Can you pair the Chase Sapphire Preferred with an airline or hotel credit card?

Apr 13, 2021

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Editor’s note: This article is part of a column to answer your toughest credit card questions. If you would like to ask us a question, tweet us at @thepointsguy, message us on Facebook or email us


One of the first steps into the world of earning points and miles is getting a travel credit card. But once you have that first card and are ready to add another one to your wallet, it’s important to consider which cards will pair best strategically with what you already have.

Can you pair the Sapphire Preferred Card with a specific airline/hotel credit card?

Matthew Hankins

The Chase Sapphire Preferred Card is arguably one of the most easily pairable cards on the market right now. Because Chase allows you to transfer points between accounts, you can apply for other Chase Ultimate Rewards credit cards and pool your points for the best redemptions. The card’s list of ten airline and three hotel transfer partners gives you some great redemption options.

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(Photo by Isabelle Raphael / The Points Guy)

Which card strategy is best for you depends on your goals, so we’ll dive into a few different options below.

Cards from a Chase transfer partner

One strategy is to pair your Chase Sapphire Preferred with a card from a brand that is also a Chase transfer partner. This is a great strategy because it means you can transfer Ultimate Rewards points over to your cobranded card’s connected loyalty account to top up your balance for amazing redemptions.

For example, one of Chase’s transfer partners is Hyatt. So if you get the World of Hyatt Credit Card, you could use your Ultimate Rewards points to top your Hyatt account when you need a little extra push to hit a redemption tier for a trip.

Other options could be a United credit card, such as the brand new United Quest Card — which currently comes with up to100,000-mile sign-up bonus (80,000 when you spend $5,000 in the first three months of account opening and 20,000 additional miles when you spend a total of $10,000 in the first six months of account opening). Or the Southwest Rapid Rewards Priority Credit Card, offering 40,000 points after you spend $1,000 in the first three months of account opening.

Because the Chase Sapphire Preferred transfers to Hyatt, you can use the World of Hyatt card to supplement your earning strategy for Hyatt redemptions. (Photo by Chris Dong/The Points Guy)

Related: The 11 hotels where you’ll get the most out of your Hyatt reward night certificate

Diversifying your points and miles options

But there is also value in diversifying your points portfolio for maximum redemption options outside of Chase transfer partners.

For example, if you live near a Delta Air Lines hub and enjoy flying with the airline, having a Delta credit card in your wallet so you can earn Delta miles isn’t a bad idea. Chase doesn’t transfer directly to Delta, so you’d only be able to book Delta award flights through either SkyTeam alliance member FlyingBlue or mutual partner Virgin Atlantic.

While that doesn’t make it impossible to find Delta redemptions, it could be worth it to have a Delta credit card that earns SkyMiles directly. In fact, one of the cards I pair with my Chase Sapphire Preferred is the Delta SkyMiles® Gold American Express Card.

Related: Best Delta credit cards 

Delta One Suites
If you want to diversify your points for more redemption options, picking a cobranded card with an airline that doesn’t partner with Chase — such as Delta — is a solid option. (Photo by Nick Ellis/The Points Guy)

Another card to consider is the Alaska Airlines Visa Signature® credit card. It has a new limited-time sign-up bonus of 40,000 miles, $100 credit and a Alaska’s Famous Companion Fare from $121 ($99 fare plus taxes and fees from $22) after $2,000 spent on purchases in the first 90 days of account opening. The airline has one of the most valuable loyalty programs in the U.S. because of its array of partners — both through the Oneworld alliance and standalone partnerships.

Alaska Airlines isn’t a direct transfer partner with Chase, so there’s value in having a card that earns miles for any redemptions you want to make through its Mileage Plan loyalty program.

Related: Alaska Airlines Visa Signature Card review 

Bottom line

If you’re looking for an easily pairable card, you’ll be hard-pressed to find a better one than the Chase Sapphire Preferred. Right now, the card is offering 80,000 points when you spend $4,000 on purchases in the first three months of account opening, plus up to $50 in statement credits towards grocery store purchases within the first year of account opening.

Hopefully, for those of you who already have the card, this helps give you some insight into which cobranded airline and hotel cards make great pairing options!

Apply here for the Chase Sapphire Preferred with an 80,000-point bonus.

Featured image by Isabelle Raphael / The Points Guy. 

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points

TPG'S BONUS VALUATION*: $1,650

CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
Regular APR
15.99%-22.99% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent/Good

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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