TPG credit card reader question: Can you pair the Chase Sapphire Preferred with an airline or hotel credit card?

Apr 13, 2021

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One of the first steps into the world of earning points and miles is getting a travel credit card. But once you have that first card and are ready to add another one to your wallet, it’s important to consider which cards will pair best strategically with what you already have.

Can you pair the Sapphire Preferred Card with a specific airline/hotel credit card?

Matthew Hankins

The Chase Sapphire Preferred Card is arguably one of the most easily pairable cards on the market right now. Because Chase allows you to transfer points between accounts, you can apply for other Chase Ultimate Rewards credit cards and pool your points for the best redemptions. The card’s list of ten airline and three hotel transfer partners gives you some great redemption options.

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(Photo by Isabelle Raphael / The Points Guy)

Which card strategy is best for you depends on your goals, so we’ll dive into a few different options below.

Cards from a Chase transfer partner

One strategy is to pair your Chase Sapphire Preferred with a card from a brand that is also a Chase transfer partner. This is a great strategy because it means you can transfer Ultimate Rewards points over to your cobranded card’s connected loyalty account to top up your balance for amazing redemptions.

For example, one of Chase’s transfer partners is Hyatt. So if you get the World of Hyatt Credit Card, you could use your Ultimate Rewards points to top your Hyatt account when you need a little extra push to hit a redemption tier for a trip.

Other options could be a United credit card, such as the  United Quest Card — which currently comes with a bonus of 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Or the Southwest Rapid Rewards Priority Credit Card, offering 40,000 points after you spend $1,000 in the first three months of account opening.

Because the Chase Sapphire Preferred transfers to Hyatt, you can use the World of Hyatt card to supplement your earning strategy for Hyatt redemptions. (Photo by Chris Dong/The Points Guy)

Related: The 11 hotels where you’ll get the most out of your Hyatt reward night certificate

Diversifying your points and miles options

But there is also value in diversifying your points portfolio for maximum redemption options outside of Chase transfer partners.

For example, if you live near a Delta Air Lines hub and enjoy flying with the airline, having a Delta credit card in your wallet so you can earn Delta miles isn’t a bad idea. Chase doesn’t transfer directly to Delta, so you’d only be able to book Delta award flights through either SkyTeam alliance member FlyingBlue or mutual partner Virgin Atlantic.

While that doesn’t make it impossible to find Delta redemptions, it could be worth it to have a Delta credit card that earns SkyMiles directly. In fact, one of the cards I pair with my Chase Sapphire Preferred is the Delta SkyMiles® Gold American Express Card.

Related: Best Delta credit cards 

Delta One Suites
If you want to diversify your points for more redemption options, picking a cobranded card with an airline that doesn’t partner with Chase — such as Delta — is a solid option. (Photo by Nick Ellis/The Points Guy)

Another card to consider is the Alaska Airlines Visa Signature® credit card. It has a sign-up bonus of 50,000 miles and an Alaska’s Famous Companion Fare from $121 ($99 fare plus taxes and fees from $22) after $2,000 spent on purchases in the first 90 days of account opening. The airline has one of the most valuable loyalty programs in the U.S. because of its array of partners — both through the Oneworld alliance and standalone partnerships.

Alaska Airlines isn’t a direct transfer partner with Chase, so there’s value in having a card that earns miles for any redemptions you want to make through its Mileage Plan loyalty program.

Related: Alaska Airlines Visa Signature Card review 

Bottom line

If you’re looking for an easily pairable card, you’ll be hard-pressed to find a better one than the Chase Sapphire Preferred. Right now, the card is offering 100,000 points when you spend $4,000 on purchases in the first three months of account opening.

Hopefully, for those of you who already have the card, this helps give you some insight into which cobranded airline and hotel cards make great pairing options!

Apply here for the Chase Sapphire Preferred with an 100,000-point bonus.

Featured image by Isabelle Raphael / The Points Guy. 

Updated on 9/08/21

Delta SkyMiles® Platinum American Express Card

Earn 90,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new card in the first three months of card membership. Offer ends 11/10/2021.

With Status Boost™, earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year getting you closer to Medallion Status. Earn 3X Miles on Delta purchases and purchases made directly with hotels, 2X Miles at restaurants and at U.S. supermarkets and earn 1X Mile on all other eligible purchases. Terms Apply.

Apply Now
More Things to Know
  • Limited Time Offer: Earn 90,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
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  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Regular APR
15.74%-24.74% Variable
Annual Fee
$250
Balance Transfer Fee
N/A
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

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