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Chase is in the process of making changes to its IHG co-branded credit card portfolio, and as part of those changes, there have been questions circulating about whether current holders of the IHG Rewards Club Select Credit Card would keep the unrestricted anniversary free night that’s good at essentially any IHG property worldwide.

We’ve previously reached out to Chase on this question but haven’t received a response as of this writing. However, today TPG reader Jason M. received a letter from Chase that appears to confirm the bad news.

As the letter notes, current IHG Select cardholders will apparently not have their unrestricted anniversary free night grandfathered in with their old cards. Rather, any anniversary free nights issued after May 1, 2018, will be restricted to IHG properties “with a redemption value up to and including 40,000 points.”

That’s very disappointing news, as one of the most popular features of the current IHG credit card was the unrestricted anniversary free night. That said, it’s not entirely unsurprising as most other hotel co-branded credit cards that offer an anniversary free night are also category restricted, such as the Category 1-4 night on the Hyatt Credit Card and the Category 1-5 night on the Marriott Rewards Premier Credit Card. The one major exception is the complimentary weekend night you get each year with the Hilton Honors Aspire Card from American Express.

We’ll have more information on the new IHG credit card options when they’re available, but for the moment, folks with the current IHG card offering will need to adjust their plans for their anniversary free night going forward if it’s issued after May 1, 2018.

Featured image of Intercontinental New York-Midtown courtesy of the hotel.

The Business Platinum® Card from American Express

Aside from the 75,000 points welcome bonus, Amex recently made huge improvements to the Business Platinum Card, including the fact that you will now earn 50% more points on purchases of $5,000 or more, earn 5x on flights and eligible hotels at and cardholders will receive a $200 airline fee credit each year.

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More Things to Know
  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
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  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
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Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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