Skip to content

Should you change your European travel plans in light of Russia's invasion of Ukraine? 

March 06, 2022
6 min read
St. Sophia's Cathedral in Kyiv Ukraine
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.

Each day, it seems that the residual coronavirus restrictions slink deeper into the rearview mirror.

But Earth can't seem to retain a sense of harmony for long — tragic headlines concerning the war between Russia and Ukraine now drench our newspapers and social media feeds. Can U.S. citizens carry on with travel as normal? And if we can, should we?

This isn't a tone-deaf subject; few sensible people consider themselves "inconvenienced" by the war in Ukraine. We'd prefer a resolution to war over an international holiday. But the issue is that many would-be travelers have already booked European trips in light of evaporating COVID restrictions — and they're now (understandably) hesitant to follow through with their plans.

Whether you're currently booked for a trip to Europe or you're thinking of booking, there are a handful of rational inferences we can draw from the conflict between Europe and the Kremlin.

Fewer travelers (probably)

Puerta del Sol in Madrid, Spain
(Photo by Dominic Dähncke/Getty Images)

There are many, many travelers who feel the same as you; reluctant to book travel across the Atlantic because of the implications of war.

Several good things come from fewer travelers. You'll find cheaper flight and hotel prices, and likely more award availability. TPG regularly publishes flight deals to Europe. Just a few days ago, we found round-trip economy flights from several U.S. cities to Spain starting at $356 or 32,000 Delta miles. We do not expect sales like these to diminish any time soon.

Additionally, fewer tourists often means a more moving experience. There's something beautiful about having a stunning attraction almost entirely to yourself.

Unadulterated sights

Coronavirus restrictions have kept mass tourism at bay for years. Stunning natural wonders which had previously been screaming for respite from heavy foot traffic have been able to recover and regenerate.

You've probably heard stories of Thailand's famous Maya Bay indefinitely closed in 2018. It was so beautiful that it was drawing overwhelming crowds, and its fragile ecosystem was being destroyed. Maya Bay has recently reopened — and its circumstance is a microcosm of many beautiful areas around the world.

Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts

Retribution on Europe from Putin?

The war in Eastern Europe isn't really only between Ukraine and Russia. The vast majority of the planet has shown support for Ukraine — with several countries supplying the Ukrainian underdog with weapons.

As Germany swears to bolster its military efficacy in response to a volatile Putin, more of Europe than just Ukraine may find themselves in the crosshairs of the Russian Bear. That's something to consider before emptying your credit card rewards (or bank account) on a bucket list trip to Europe.

Monitor national travel advisories

Odds are you're not traveling to Russia or Ukraine. Those regions have never been on the tourism top 10 list.

However, as Greg Pearson, chief executive of risk management company FocusPoint International, told The Washington Post, anyone with travel to a country even bordering Ukraine may want to postpone their trip.

It's wise to stay on top of travel advisories issued by the U.S. Department of State. This is an efficient way to quickly assess the political and civil temperature of your desired country.

Tips for booking European travel

Booking award travel is usually more flexible than booking with cash

Whether you're booking airfare or hotels, award travel is almost always more forgiving when your plans change.

For example, when you book a hotel with points, you can often cancel your hotel a couple days before arrival and instantly receive your points back into your account. This is wildly more flexible than booking a prepaid hotel rate — and booking a flexible cash rate with similar change/cancellation policies to an award stay costs a lot more.

Also, if you book an award flight, you can usually cancel the trip and have your airline miles redeposited to your account for no fee. Had you purchased your flight with cash, the best you may get upon cancellation (unless you booked an exorbitantly-priced fully refundable flight) is flight credit for a future trip.

Capital One Travel Portal's cancel-for-any-reason coverage

The Capital One Travel Portal will soon roll out cancel-for-any-reason coverage as an option when booking airfare. For a small fee at checkout, you can buy the ability to cancel your flight and get 80% of the cost back.

Related: Everything you need to know about cancel for any reason trip protection

Consider third-party travel insurance

Most travel credit cards come with travel insurance that often includes trip cancellation/interruption insurance and emergency evacuations insurance for when disaster strikes. However, they almost always exclude war. If you book a trip to a volatile area, you're tempting fate — perhaps more so than just financially.

You may find a solution in a third-party insurance agency, however. For example, World Nomads has been known to offer evacuation coverage for transportation expenses resulting from civil or political unrest in the country you visit. Also, any change in U.S. travel advisories will not void your policy.

Related: Best travel insurance policies and providers

Bottom line

It's understandable — U.S. citizens have cabin fever from years of coronavirus restrictions. But in light of the active war between Russia and Ukraine, is now the right time to visit Europe?

That's ultimately up to you. At the moment, however, travel to most of Europe seems completely safe. You'd be wise, however, to book refundable travel and stay away from countries bordering Ukraine.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Rewards rate
3XEarn 3X Miles on Delta purchases.
1XEarn 1X Miles on all other eligible purchases.
Intro offer
Open Intro bonus
Earn up to 125,000 Bonus Miles
Annual fee
$650
Regular APR
19.49%-28.49% Variable
Recommended credit
Open Credit score description
Excellent to Good

Pros

  • Delta SkyClub access when flying Delta
  • Annual companion ticket for travel on Delta (upon renewal)
  • Ability to earn MQDs through spending
  • Various statement credits for eligible purchases

Cons

  • Steep annual fee of $650
  • Other Delta cobranded cards offer superior earning categories
  • Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
  • Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
  • Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
  • $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • $650 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • See Rates & Fees