Why I feel safer now on a cruise ship than in my home town
Maybe I should just move onto a cruise ship full time.
It surely would take away some of my COVID-19 worries (and I do worry about COVID-19 -- probably more than I should, given that I am fully vaccinated).
As I've seen first-hand on multiple cruises in the last few months, cruise ships have become like floating escape-from-the-COVID-19-pandemic zones. Thanks to what some may consider insanely strict new COVID-19-related rules (more on this below), they are places where you are likely to be surrounded almost entirely by people who are COVID-19 free.
To put it in "popcorn movie" terms, cruise ships have become the pandemic equivalent of the alien-free floating bases that you always see in apocalyptic alien and zombie films like this summer's "The Tomorrow War" (yes, I know, the floating base in "The Tomorrow War" eventually gets overrun; the analogy isn't perfect).
This is, of course, an about-face from the way cruise ships were in early 2020 when the COVID-19 pandemic began. Back then, as anyone who even remotely follows the news knows, the illness ran rampant through multiple vessels. But, as I've experienced first-hand, the situation on board ships now is far different than it was 18 months ago.
In the last few months, as the head of TPG's cruise team, I've spent nearly half my days (more than 50) on cruise vessels big and small, documenting the industry's return to operations. I've spent the other half of my days back in North Carolina, where I moved earlier this year.
After seeing what I've seen on ships and comparing it to what I'm seeing at home, there's not much doubt in my mind about which environment presents more risk right now for me as I try to avoid exposure to COVID-19.
It's being in North Carolina, by a mile.
If I had to pick one place to be -- ship or shore -- to feel most safe during this new era of COVID-19, it'd be ship. Hands down. Here's why.
Vaccination rates are far higher on cruise ships
As noted above, cruise lines have instituted some insanely strict new COVID-19 rules. At many lines, these new rules include a requirement that every single person on the ship -- both crew and passengers -- be fully vaccinated for COVID-19.
Of the seven ships on which I've sailed since March, five have such a requirement.
The remaining two vessels, both Royal Caribbean ships, required that nearly all passengers be vaccinated. Royal Caribbean has a vaccine-required rule but is making exceptions to it for children under the age of 12 who are ineligible for a vaccine. But even on these ships, the vaccination rate when I was on board was over 90%.
That means that the vast majority of people with whom I have come in contact on ships have been vaccinated for COVID-19.
By contrast, in the state where I live, North Carolina, fewer than 50% of people are fully vaccinated for COVID-19 (as of today, the tally is at 49.2%). That means that, in theory, more than half of the people with whom I come in contact while living my life at home are not vaccinated.
That's a big difference, and one big reason why I have a higher comfort level right now being on a ship than in my home town.
COVID-19 testing is more rigorous on ships
For every cruise that I have taken in recent months, I and every other passenger have had to undergo at least one or two and sometimes quite a few more COVID-19 tests in the days leading up to our sailing and once on board.
Take my latest sailing earlier this month on Crystal Endeavor, the new expedition ship from Crystal Cruises. I and other passengers had to test negative for COVID-19 three times -- once before boarding our flights to the ship, which was sailing out of Reykjavik, Iceland; once at the pier on the day of departure before stepping on board the ship; and once about a week into the voyage, which was a 10-day sailing.
Such required and repeated testing has meant that I could be fairly certain that the vast majority of people with whom I have come in contact on ships are negative for COVID-19.
It doesn't mean that the ships always were 100% COVID-19 free. In some cases, the pre-cruise tests will miss flagging someone who was just exposed to COVID-19 and has such a low amount of the virus in their system that they test negative. But the regular testing the cruise lines are requiring seems to be doing a good job catching most COVID-19-positive passengers before they board ships.

Of the seven sailings on which I have been on, I know of only one passenger who tested positive for COVID-19 once on board. When I was sailing on Atlas Ocean Voyages’ new World Navigator in August, a single passenger tested positive for the illness during routine testing that all passengers had to undergo partway through the voyage. The passenger was asymptomatic.
Follow-up testing of other passengers on board found that there were no other cases.
On the other ships on which I've sailed that have done onboard testing, I've been told by officers on board that no passengers tested positive during the screenings. Some cynics might say that these officers might not always tell the truth on such matters. I suppose that's a possibility. But I'll tell you this: My experience having sailed on more than 150 ships over the years as a cruise writer is that it's very hard to keep anything a secret on board a vessel.
When we had the one positive case on the Atlas Ocean Voyages sailing, pretty much everybody on board the ship -- passengers and crew -- knew about it long before the captain made the announcement. Passengers talk. Crew members talk. The idea that there are notable numbers of COVID-19 cases on ships that are being kept quiet seems highly unlikely to me.
Mask-wearing is more common on ships
Not every cruise ship has a mask-wearing rule right now. But most do, and in my experience, vessels are being fairly strict about it -- more strict than what I'm seeing at indoor retail stores, bars, restaurants and other venues where I live in North Carolina.
On most of the ships that I have been on, every crew member and most if not all passengers wore masks in indoor areas at all times except when in the midst of dining or drinking.
Mask-wearing rules and rule compliance varies markedly in the U.S. -- as I've seen first-hand in traveling to several states in recent months. But in my part of America, it's not uncommon to see people without masks on in all sorts of indoor venues, even though many areas have reinstated a mask-wearing mandate over the past month or two.
At my local grocery store, where there are several "mask required" signs prominently displayed at the entrance, I routinely see customers walking the aisles without masks. Just yesterday, when picking up shirts at a local cleaner's, I noticed that all four of the workers inside the store were not wearing masks as I entered. One of them did put one on as I approached the cash register, but only as she got close to me to ring me up.
The COVID-19 situation on land is not great
As noted above, cruise ships aren't completely free of COVID-19. As I've written about quite a bit in recent months, cases continue to pop on lots of vessels in small numbers. The world's largest cruise line, Royal Caribbean, has been reporting one or two cases per week, on average, on ships that carry more than 1,000. A few ships operated by other lines have had bigger outbreaks.
But such numbers are relative. In North Carolina, we're averaging nearly 40,000 new COVID-19 cases a week. Nearly 400 people a week are dying from the illness.
Even in my relatively sparsely populated county (Buncombe), which is home to just 261,000 people, we have been recording around 1,000 new cases a week in recent weeks. The death toll is running at around 10 people a week.
I am careful not to read too much into the reported case counts on ships as compared to the reported case counts in my home state. There are too many data points missing to make a good comparison between the two sets of data.
We don't know the true number of people who are positive for COVID-19 on ships, as not every vessel is testing every passenger every week -- or routinely reporting its findings. We also don't know the true number of people who are positive for COVID-19 on land, as not every resident of my state or any other state is being tested every week.
The point here is that the alternative to heading to sea on a cruise -- staying on land -- doesn't promise a risk-free environment. Not by a long shot. At least if you want to engage with the world.
Bottom line
There is one sure way for me to never be exposed to COVID-19. I could never leave my home (and allow no one from the outside to enter it, either). I suppose I could pull that off for at least a few months if I stockpiled food. But assuming that I want to at least partially engage with the world and other humans in more than a virtual way, I feel just as safe right now going on a cruise as I do heading out in my home town. Indeed, I feel safer on a cruise.
Planning a cruise? Start with these stories:
- The 5 most desirable cabin locations on any cruise ship
- The 8 worst cabin locations on any cruise ship
- A quick guide to the most popular cruise lines
- 21 tips and tricks that will make your cruise go smoothly
- 15 ways cruisers waste money
- 12 best cruises for people who never want to grow up
- What to pack for your first cruise
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

