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Citi cardholders can earn up to 5 points per dollar on holiday purchases: Check your email

Nov. 18, 2022
3 min read
Citi cardholders can earn up to 5 points per dollar on holiday purchases: Check your email
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Editor’s note: This is a recurring post, regularly updated with new information and offers.


Citi is a TPG advertising partner.

If you have a Citi credit card, check your email. You might have a valuable offer to earn up to 5 ThankYou points per dollar on spending this holiday season.

Depending on what card(s) you have, there are multiple offers floating around right now. You could earn on utilities, electronics, home improvement or online shopping. That last one is great timing for holiday shopping.

Let’s take a look at the offers we are seeing and which cards are being targeted.

Current Citi spending offers

Promotions vary by cardholder, but the offers are quite similar this time. You can earn 5 points per dollar in predetermined spending categories through Jan. 31, 2023.

CITI.COM

The offers all give you the ability to earn 5 ThankYou points per dollar with a maximum of 2,500 points. You can achieve the maximum number of points by spending $500 on the bonus categories listed in your offer.

Here are bonus categories we're seeing right now:

  • Cell and landline phone providers, internet providers and insurance providers.
  • Online purchases.
  • Consumer electronic stores, department stores, home improvement stores and home furnishing stores.
  • PayPal purchases.
  • Clothing stores, office supply stores, consumer electronic stores and department stores.

Note that these are targeted offers. That means not everyone will see the same offers or may not receive any offers at all.

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It's also important to note that the limit of bonus points is across all categories in your offer. Thus, you can't spend $500 at consumer electronic stores and $500 at department stores to earn 5,000 points in the offer below. The spending is cumulative across all of your categories.

CITI.COM

The latest round of Citi's spending offers will end on Jan. 31, 2023, so you need to make your purchases by then. We are seeing offers on the following cards, so check your Citi accounts:

The information for the Citi Dividend and Citi ThankYou Preferred cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Related: Save money on your holiday purchases with these offers

Bottom line

These promotions are arriving by email and by mail, so keep your eyes open for these offers.

Citi ThankYou Rewards are worth 1.8 cents apiece, according to TPG’s valuations. Thus, earning 5 points per dollar would represent a 9% return on spending.

If you receive any additional offers that we haven’t mentioned, please email us at tips@thepointsguy.com to let us know.

Additional reporting by Clint Henderson.

Featured image by ALESHA_MACAROSHA/TWENTY20
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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See all best card offers

TPG featured card

Best for earning alternative rewards for travel purchases
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
3 / 5
Go to review
Apply for Credit One Bank Wander® Card
at Credit One Bank's secure site

Rewards

1 - 10X points
10XEarn 10x points on eligible hotels and car rentals booked through the Credit One Bank travel partner site
5XEarn 5x points on eligible travel, dining, and gas
1XEarn 1x points on all other purchases

Intro offer

Earn 10,000 Bonus Points
Earn 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days and redeem for a $100 statement credit, gift cards, or travel

Annual Fee

$95

Recommended Credit

Fair/Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The revamped Wander Card from Credit One Bank earns cardmembers up to 10 points per dollar spent on eligible travel purchases. With no foreign transaction fees, the card is also great for international travel. However, points earned from this card can only be used at a fixed value, so it may not be the best option for those striving to get maximum value from their rewards.

Pros

  • This card has no foreign transaction fees and earns up to 10 points per dollar on travel purchases through the Credit One Bank travel partner site.

Cons

  • While cardholders can earn a significant amount of points on travel purchases, there isn't any way to redeem points from the Wander Card for maximum value (beyond 1 cent per point).
  • Earn 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days and redeem for a $100 statement credit, gift cards, or travel
  • Earn 10x points on eligible hotels and car rentals booked through the Credit One Bank travel site
  • Earn 5x points on eligible travel, dining, and gas
  • Earn 1x points on all other purchases
  • Redeem your reward points for statement credits, gift cards, merchandise, flights, hotels, and more
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Free Online Credit Score and Credit Report summary, terms apply
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
  • See Rates & Fees
Apply for Credit One Bank Wander® Card
at Credit One Bank's secure site
Terms & restrictions apply. See rates & fees
Best for earning alternative rewards for travel purchases
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
3 / 5
Go to review

Rewards Rate

10XEarn 10x points on eligible hotels and car rentals booked through the Credit One Bank travel partner site
5XEarn 5x points on eligible travel, dining, and gas
1XEarn 1x points on all other purchases
  • Intro Offer
    Earn 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days and redeem for a $100 statement credit, gift cards, or travel

    Earn 10,000 Bonus Points
  • Annual Fee

    $95
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    Fair/Good

Why We Chose It

The revamped Wander Card from Credit One Bank earns cardmembers up to 10 points per dollar spent on eligible travel purchases. With no foreign transaction fees, the card is also great for international travel. However, points earned from this card can only be used at a fixed value, so it may not be the best option for those striving to get maximum value from their rewards.

Pros

  • This card has no foreign transaction fees and earns up to 10 points per dollar on travel purchases through the Credit One Bank travel partner site.

Cons

  • While cardholders can earn a significant amount of points on travel purchases, there isn't any way to redeem points from the Wander Card for maximum value (beyond 1 cent per point).
  • Earn 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days and redeem for a $100 statement credit, gift cards, or travel
  • Earn 10x points on eligible hotels and car rentals booked through the Credit One Bank travel site
  • Earn 5x points on eligible travel, dining, and gas
  • Earn 1x points on all other purchases
  • Redeem your reward points for statement credits, gift cards, merchandise, flights, hotels, and more
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Free Online Credit Score and Credit Report summary, terms apply
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
  • See Rates & Fees