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In April, Citi announced a trio of improvements to its American Airlines co-branded personal credit card, and the issuer followed up this upgrade with new spending categories and benefits on its co-branded business card. Let’s walk through the sign-up offers on its trio of AAdvantage cards.

The personal Citi / AAdvantage Executive World Elite Mastercard has a sign-up bonus of 50,000 bonus miles after you spend $5,000 in the first three months after account opening.

Meanwhile, the CitiBusiness / AAdvantage Platinum Select World Mastercard is offering a 70,000-mile bonus after spending $4,000 in the first four months of account opening. As part of the mini-relaunch earlier this year, the annual fee has increased slightly from $95 to $99, but that fee is still waived for the first year.

And if you’re looking for a personal card but the Citi Executive is too much spend for you, the Citi / AAdvantage Platinum Select World Elite Mastercard might be more your flavor. This card is now offering a sign-up bonus of up to 50,000 bonus miles — 40,000 miles after making $2,000 in the first three months and 10,000 miles after making a total of $6,000 in purchases in the first 12 months from account opening.

Why You Might Want the Personal Card

If you haven’t considered the personal Citi / AAdvantage Platinum Select lately, you might be surprised by the recent improvements. The card now offers 2 miles per dollar spent on restaurants and 2 miles per dollar spent at gas stations. You’ll also continue to earn 2x miles on American Airlines purchases and 1x on all other purchases.

An additional new feature of the personal card is the ability to earn a $100 flight discount after spending $20,000 on it in your cardmember year and renewing the card for another year. Citi has also retained all the existing features of the card, which means in addition to the new 2x categories and the $100 flight discount, you’ll get these benefits with the personal card:

  • Preferred Boarding for up to four customers traveling on your same reservation.
  • First Checked Bag Free on domestic itineraries for you and up to four traveling companions on the same reservation.
  • Access to Reduced Mileage Awards each quarter, which offer discounts of up to 7,500 miles round-trip on award tickets to or from the selected airports listed in each quarter’s promotion.
  • 25% Off Eligible In-Flight Purchases including food and beverages paid for with the card.
  • 10% Miles Rebate on all redeemed AAdvantage miles, up to a calendar year limit of 10,000 miles.

The personal card also comes with a number of useful travel and purchase benefits, including Trip Cancellation and Interruption coverage, Baggage Delay protection, secondary car rental insurance, purchase protection, extended warranty and Citi’s vaunted Price Rewind protection.

Is the CitiBusiness AAdvantage Card Right for Your Business?

Business owners: Citi is hoping to make the CitiBusiness / AAdvantage Platinum Select your go-to card by adding even more spending bonus categories. In addition to getting 2x miles per dollar spent on American Airlines purchases, you’ll also get 2 miles per $1 spent on purchases at telecommunications merchants, car rental merchants, gas stations and — most recently — cable and satellite providers. Another positive change is that business cardholders now save 25% off in-flight Wi-Fi purchases on American Airlines.

If you put $30,000 in spending on the card in a cardmember year, you’ll be rewarded with a companion certificate — allowing you to add a companion to a flight for $99 plus taxes/fees. The business card also offers the same first checked bag free and preferred boarding benefits as the personal card, and there’s no foreign transaction fees on either card.

Executive Card: Admirals Club Access and Elite Earning Potential

There’s no need to purchase an Admirals Club membership. Instead of paying up to $550 per year to access the lounge network, the $450 annual fee Citi / AAdvantage Executive World Elite Mastercard will get you membership — and so much more. You can add up to 10 authorized users to your account for free, and each of them can access the Admirals Club with their own card. Both the cardholder and authorized users can bring two guests, meaning one account can provide Admirals Club access for up to 33 travelers.

Besides getting 2x miles per dollar spent on American Airlines purchases, there are no other bonus categories on this card, as it seems Citi and American Airlines realize that this card is valuable enough without them. So, this is a card that you’re going to want to get for the perks instead of the mileage potential from spending.

That said, if you’re aiming to earn American Airlines elite status, you’ll want to consider putting some spend on this card. That’s because Executive AAdvantage cardholders earn 10,000 Elite Qualifying Miles (EQMs) after spending $40,000 in purchases within the cardmember year.

Use American AAdvantage miles for excellent partner redemptions, such as Cathay Pacific business class.
Use American AAdvantage miles for excellent partner redemptions, such as Cathay Pacific business class.

While American Airlines has recently made it more frustrating to use miles on its own flights, redeeming AAdvantage miles for partner awards is still a terrific deal — especially on trips to Asia with top-notch airlines like Japan Airlines and Cathay Pacific.

So if you fly regularly on American Airlines, or if the sweet spots in the AAdvantage program align with your travel goals, this is the time to pick up one or more of these American Airlines credit cards:

These increased sign-up bonuses are only available for a limited time, so make sure you don’t miss them while they’re around!


This is The Points Guy’s permanent page for the Citi AAdvantage credit cards, so you can bookmark it and check back regularly for updates. Keep in mind you may see some reader comments referring to older offers below.

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