Chase Freedom cardholders: Get up to 15% more value from your card this month
Editor's Note
Chase Freedom cardholders will be happy to know that a popular promotion has returned, and it's perfect timing if you're looking for gifts for upcoming graduations, Father's Day (June 15) or simply the summer season.
The Freedom Month of More promotion includes bonuses on both the earning and redemption sides, with elevated rates through the Chase shopping portal and extra value when using your points for Apple products and gift cards. Cardholders can earn cash back on purchases all month long.
Here's a detailed look at the available offers in the Month of More promotion.
Eligible Chase cards for this promotion
This promotion runs through May. The following cards are eligible:
- Chase Freedom Unlimited® (see rates and fees)
- Chase Freedom Flex® (see rates and fees)
- Chase Freedom Rise®
- Chase Freedom®*
- Chase Freedom® Student Credit Card*
*Card no longer available to new applicants
The information for the Chase Freedom, Chase Freedom Student and Chase Freedom Rise cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
With the Freedom cards, your points are typically worth just 1 cent each for any of the redemptions we'll cover in this promotion. However, the Month of More offers 10%-15% more value, making your points worth up to 1.15 cents apiece.
Simply log in to the Ultimate Rewards portal to take advantage of the new options detailed below.
Up to a 10% bonus for Apple products
If you've been eyeing Apple products, now is a great time to make a purchase.
When you use your Chase points through the Apple store on the Ultimate Rewards portal, your points are worth 10% more, which makes your points worth 1.1 cents each.
Up to 15% off gift cards
If you're looking to purchase gift cards, you'll enjoy up to 15% off when you use your Chase points.
The following brands are offering up to 10% discount on gift cards:
- Belk
- Brinker
- Chilis
- Columbia Sportswear
- Domino's Pizza
- Fandango
- Focus Bands
- Gap Options
- Krispy Kreme
- Maggiano's
- Michaels
- Nike
- Nordstrom Rack
- One4all
- Petco
- Red Robin
- Ulta Beauty
- Zaxby's
The following brands are offering up to 15% discount on gift cards:
- Bath & Body Works
- DoorDash
- Spafinder
For example, a $100 gift card at Belk typically costs 10,000 points, but with this discount, you could get one for 9,000 points, saving you 1,000 points.
Up to 15% bonus cash back with Shop Through Chase
We always recommend you check shopping portals for opportunities to earn bonus points when shopping online.
Right now, the Chase shopping portal has bonus earnings of up to 15% cash back on brands like Chewy, Sephora and The Home Depot.
| Cash-back bonus | Retailer |
|---|---|
15% | FTD |
8% |
|
5% |
|
This promotion works as if you were shopping through any online portal. Head to "Earn Bonus Points" on the Ultimate Rewards portal and shop through the link of the respective retailer to earn these bonus points this month.
Related: Your ultimate guide to Chase Offers
Is it worth it?
Normally, your cash-back rewards are worth 1 cent each for redemptions.
However, if you also carry the Chase Sapphire Preferred® Card (see rates and fees) or the Chase Sapphire Reserve® Card (see rates and fees), your Ultimate Rewards points can be worth up to 2.05 cents each, according to TPG's May 2025 valuations. That's because you can unlock transfers to Chase's travel partners, which include 11 airline and three hotel loyalty programs.
Throughout May, Freedom cardholders can redeem their points for 1.1 cents each on Apple products and up to 1.15 cents apiece on select gift cards. That's far less value than what you typically obtain using your points for travel. However, you need another card to unlock this option; simply having a Freedom card doesn't allow you to use Chase's transfer partners.
If you don't have a card that unlocks the ability to transfer your points or don't have any travel coming up, the best time to redeem your points for gifts is when you can use them at boosted rates (like these). Remember that you can combine Ultimate Rewards points between accounts if you need a few more for a redemption or want to pool your points with a card that offers a higher value.
The question ultimately comes down to whether you are happy to use your points in a way that saves cash when purchasing items online or whether you prefer to hold your points until you can use them for maximum value. Depending on your answer, you'll know whether this promotion is a good time to use your points.
Bottom line
If you have a card in the Chase Freedom family, you can take advantage of higher points value when you redeem for Apple products or gift cards through the Chase Ultimate Rewards store this month. Plus, you can earn up to 15% bonus cash back when you shop at select stores through the Chase shopping portal.
These may not be the most lucrative redemption options for your Chase Ultimate Rewards points, but they can go a long way toward helping you save on any shopping you'll do this month.
Related: From international business class to domestic travel: 6 Chase Ultimate Rewards sweet spots
TPG featured card
at American Express's secure site
Terms & restrictions apply. See rates & fees.
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 5X | New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App. |
| 3X | Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines. |
| 2X | Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Pros
- Valuable dining and food-related credits
- Flexible rewards with airline and hotel transfer partners
- Multiple travel and purchase protections
- No foreign transaction fees
- Access to Amex Offers for additional savings (enrollment required)
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
- Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
- Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
- $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
- New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
- Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.