Chase Freedom Flex cardholders: Earn bonus cash back with this straightforward promotion
If you're a Chase Freedom Flex® (see rates and fees) cardholder, now's the time to start swiping.
That's because cardholders can earn up to an additional 1% on purchases after reaching a spending threshold from now through Nov. 30 — perfect timing for early holiday spending.
These bonuses are earned on top of the Freedom Flex's 5% quarterly bonus categories (activation required), as well as its ongoing bonuses on purchases made through Chase Travel℠ (5%) and dining and drugstores (3%).
Here's how to receive bonus rewards from your Freedom Flex this fall.
Earn bonus cash-back rewards with the Freedom Flex
These Freedom Flex promotions do not require activation, so they will automatically kick in once you reach the required spending thresholds.
- Earn an additional 0.5% cash back for each dollar of your next $2,500 in purchases after spending $1,000 from Sept. 1 through Nov. 30.
- Earn an additional 1% cash back for each dollar of your next $2,500 in purchases after spending $4,000 from Sept. 1 through Nov. 30.
Note that TPG staffers with other Freedom cards, including the Chase Freedom Unlimited® (see rates and fees), did not receive notice of this promotion.
Chase did not immediately respond to TPG's request for clarification.
To be eligible for the bonus, your purchases must post to your account with a transaction date during the offer period.
Related: Current Chase Freedom Unlimited and Freedom Flex welcome offers
Combine your cash-back rewards with Chase Ultimate Rewards cards
Even though the Freedom Flex earns cash back, you can convert that to fully transferable Chase Ultimate Rewards points with an eligible card:
- Chase Sapphire Preferred® Card (see rates and fees)
- Chase Sapphire Reserve® (see rates and fees)
- Chase Sapphire Reserve for Business℠ (see rates and fees)
- Ink Business Preferred® Credit Card (see rates and fees)
Choosing to combine your rewards could make this promotion even more valuable. TPG's September 2025 valuations place Chase points at a value of 2.05 cents apiece. Topping off your account with this bonus could get you one step closer to a fabulous travel redemption.
Related: How (and why) you should earn transferable credit card points
Bottom line
This new Freedom Flex offer is relatively simple to maximize, as it requires nothing but reaching a spending requirement to earn extra rewards.
With the busy holiday shopping season just around the corner, this new offer could make swiping (or tapping) the Freedom Flex a solid option in the coming months.
Apply here: Chase Freedom Flex
TPG featured card
at Bilt's secure site
Terms & restrictions apply. See rates & fees.
| 1X | Choose to earn up to 1X points on rent and mortgage payments with no transaction fee |
| 2X | Earn 2X points + the option to earn 4% back in Bilt Cash on everyday purchases |
Pros
- Choice to earn up to 1 Bilt Point per dollar spent on rent and mortgage payments
- Elevated everyday earnings with both Bilt Points and the option to earn Bilt Cash
- $400 Bilt Travel Portal hotel credit per year (up to $200 biannually)
- $200 Bilt Cash annually
- Priority Pass membership
- No foreign transaction fees
Cons
- Moderate annual fee
- Designed primarily for members seeking a premium, all-in-one card
- Earn points on housing with no transaction fee
- Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
- 2X points on everyday spend
- $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
- Priority Pass ($469/year value). See Guide to Benefits.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.