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Chase Freedom Flex cardholders: Earn bonus cash back with this straightforward promotion

Sept. 11, 2025
3 min read
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If you're a Chase Freedom Flex® (see rates and fees) cardholder, now's the time to start swiping.

That's because cardholders can earn up to an additional 1% on purchases after reaching a spending threshold from now through Nov. 30 — perfect timing for early holiday spending.

These bonuses are earned on top of the Freedom Flex's 5% quarterly bonus categories (activation required), as well as its ongoing bonuses on purchases made through Chase Travel℠ (5%) and dining and drugstores (3%).

Here's how to receive bonus rewards from your Freedom Flex this fall.

Earn bonus cash-back rewards with the Freedom Flex

These Freedom Flex promotions do not require activation, so they will automatically kick in once you reach the required spending thresholds.

  • Earn an additional 0.5% cash back for each dollar of your next $2,500 in purchases after spending $1,000 from Sept. 1 through Nov. 30.
  • Earn an additional 1% cash back for each dollar of your next $2,500 in purchases after spending $4,000 from Sept. 1 through Nov. 30.
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GORICA POTURAK/GETTY IMAGES

Note that TPG staffers with other Freedom cards, including the Chase Freedom Unlimited® (see rates and fees), did not receive notice of this promotion.

Chase did not immediately respond to TPG's request for clarification.

To be eligible for the bonus, your purchases must post to your account with a transaction date during the offer period.

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Related: Current Chase Freedom Unlimited and Freedom Flex welcome offers

Combine your cash-back rewards with Chase Ultimate Rewards cards

Even though the Freedom Flex earns cash back, you can convert that to fully transferable Chase Ultimate Rewards points with an eligible card:

Choosing to combine your rewards could make this promotion even more valuable. TPG's September 2025 valuations place Chase points at a value of 2.05 cents apiece. Topping off your account with this bonus could get you one step closer to a fabulous travel redemption.

Related: How (and why) you should earn transferable credit card points

Bottom line

This new Freedom Flex offer is relatively simple to maximize, as it requires nothing but reaching a spending requirement to earn extra rewards.

With the busy holiday shopping season just around the corner, this new offer could make swiping (or tapping) the Freedom Flex a solid option in the coming months.


Apply here: Chase Freedom Flex


Featured image by GISELLEFLISSAK/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Rewards rate
3XEarn 3X Miles on Delta purchases.
1XEarn 1X Miles on all other eligible purchases.
Intro offer
Open Intro bonus
Earn up to 125,000 Bonus Miles
Annual fee
$650
Regular APR
19.49%-28.49% Variable
Recommended credit
Open Credit score description
Excellent to Good

Pros

  • Delta SkyClub access when flying Delta
  • Annual companion ticket for travel on Delta (upon renewal)
  • Ability to earn MQDs through spending
  • Various statement credits for eligible purchases

Cons

  • Steep annual fee of $650
  • Other Delta cobranded cards offer superior earning categories
  • Earn 100,000 Bonus Miles after you spend $6,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 25,000 bonus miles after you make an additional $3,000 in purchases on the Card within your first 6 months, starting from the date that your account is opened. Offer Ends 04/01/2026.
  • Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
  • Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
  • $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
  • $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • $650 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • See Rates & Fees