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Chase Freedom Flex cardholders: Earn bonus cash back with this straightforward promotion

Sept. 11, 2025
3 min read
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If you're a Chase Freedom Flex® (see rates and fees) cardholder, now's the time to start swiping.

That's because cardholders can earn up to an additional 1% on purchases after reaching a spending threshold from now through Nov. 30 — perfect timing for early holiday spending.

These bonuses are earned on top of the Freedom Flex's 5% quarterly bonus categories (activation required), as well as its ongoing bonuses on purchases made through Chase Travel℠ (5%) and dining and drugstores (3%).

Here's how to receive bonus rewards from your Freedom Flex this fall.

Earn bonus cash-back rewards with the Freedom Flex

These Freedom Flex promotions do not require activation, so they will automatically kick in once you reach the required spending thresholds.

  • Earn an additional 0.5% cash back for each dollar of your next $2,500 in purchases after spending $1,000 from Sept. 1 through Nov. 30.
  • Earn an additional 1% cash back for each dollar of your next $2,500 in purchases after spending $4,000 from Sept. 1 through Nov. 30.
Woman enrolling in hotel elite status
GORICA POTURAK/GETTY IMAGES

Note that TPG staffers with other Freedom cards, including the Chase Freedom Unlimited® (see rates and fees), did not receive notice of this promotion.

Chase did not immediately respond to TPG's request for clarification.

To be eligible for the bonus, your purchases must post to your account with a transaction date during the offer period.

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Related: Current Chase Freedom Unlimited and Freedom Flex welcome offers

Combine your cash-back rewards with Chase Ultimate Rewards cards

Even though the Freedom Flex earns cash back, you can convert that to fully transferable Chase Ultimate Rewards points with an eligible card:

Choosing to combine your rewards could make this promotion even more valuable. TPG's September 2025 valuations place Chase points at a value of 2.05 cents apiece. Topping off your account with this bonus could get you one step closer to a fabulous travel redemption.

Related: How (and why) you should earn transferable credit card points

Bottom line

This new Freedom Flex offer is relatively simple to maximize, as it requires nothing but reaching a spending requirement to earn extra rewards.

With the busy holiday shopping season just around the corner, this new offer could make swiping (or tapping) the Freedom Flex a solid option in the coming months.


Apply here: Chase Freedom Flex


Featured image by GISELLEFLISSAK/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Rewards rate
5X milesEarn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
2X milesEarn unlimited 2X miles on every purchase, every day
Intro offer
Open Intro bonus
Enjoy a $250 travel credit & earn 75K bonus miles
Annual fee
$95
Regular APR
19.49% - 28.49% (Variable)
Recommended credit
Open Credit score description
670-850Excellent, Good

Pros

  • Stellar welcome offer of 75,000 miles after spending $4,000 on purchases in the first three months from account opening. Plus, a $250 Capital One Travel credit to use in your first cardholder year upon account opening.
  • You'll earn 2 miles per dollar on every purchase, which means you won't have to worry about memorizing bonus categories
  • Rewards are versatile and can be redeemed for a statement credit or transferred to Capital One’s transfer partners

Cons

  • Highest bonus-earning categories only on travel booked via Capital One Travel
  • LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app