How to earn 10x on select dining reservations and takeout with Chase Sapphire

Feb 17, 2021

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Chase has announced a new limited-time offer for Chase Sapphire Reserve and Chase Sapphire Preferred Card cardholders to earn 10x points per dollar on eligible purchases made through Chase Dining. Now through June 30, 2021, cardholders can earn 10x on up to $500 in combined Chase Dining purchases — including prepaid reservations, takeout, delivery, unique dining experiences and more.

For those unfamiliar, Chase Dining is a recent addition to the Ultimate Rewards portal powered by Chase’s partnership with Tock.

It’s available for Freedom, Sapphire and Ink cardholders through the app or your online account, and you can book reservations, try unique dining experiences, order takeout and delivery and more through Chase Dining. Sapphire cardholders also have access to virtual dining experiences. If you want to save your cash, you can also use points to pay fo r your Chase Dining purchases.

While this offer isn’t incredibly lucrative (there is a $500 spending limit on combined purchases), it’s a nice way to stash up to 5,000 Chase Ultimate Rewards points over the next few months. Here are a couple of ways you can take advantage of the offer.

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(Photo by The Points Guy)

Support local businesses

Local restaurants have definitely been hit hard over the past year because of the pandemic. If your favorite local spots are available on Chase Dining through Tock, this promotion is an excellent incentive to order takeout or book a reservation while earning 10x points.

How many restaurants are available via this platform will depend on where you are located. Larger cities such as New York City, Washington, D.C. and Seattle have a larger selection of restaurants you can order from or make reservations at through Chase Dining. While, Charlotte, for example, has five places listed on Chase Dining at the time of writing. While my favorite local BBQ spot isn’t available, I can order a family meal from KiKi Bistro (a Greek place I’ve been wanting to try for ages) through Chase Dining and earn 10x with my Chase Sapphire Preferred.

Screenshot courtesy of Chase

It’s definitely worth checking out to see if there are any places you’ve been wanting to try out. You’ll earn 7-8 extra points per dollar spent on these purchases compared to the standard 2x/3x offered by the Preferred/Reserve.

Related: Best cards for dining and restaurants in 2021

Yurt dining (Photo by Zach Honig/The Points Guy)

Upgrade your ski experience

For everyone making the most of ski season right now, Chase Dining also has a number of experiences available in popular ski destinations.

There are options for breakfast and lunch grab-and-go reservations (such as breakfast pickup for you and the kids at The Living Room in Breckenridge, CO), reservation bookings at spots that may otherwise be too crowded (such as lunch at Two Elk in Vail, CO) and even unique ordering options for thinks like hot cocoa for a nighttime drink after a snow-filled day (you can preorder specialty cocoa drinks at Murdock’s Cafe & Pizzeria in Park City, UT).

(Screenshot courtesy of Chase Dining)

There are also a couple of select specialty experiences — think, a dinner sleigh ride in Dillion, CO — that are sometimes available via reservation on Chase Dining. You should be able to earn 10x on these prepaid or takeout purchases while making the most of your ski trip this season.

Restaurant week

This year, NYC turned Restaurant Week into a longer takeout-friendly event with “Restaurant Week To Go” running from Jan. 25 – Feb. 28, 2021, with meals starting at $20.21. The good news for Chase Sapphire cardholders who live in NYC is that this 10x promotion is stackable with any Restaurant Week deal. If you find a Restaurant Week deal through the Chase Dining portal, your eligible purchase will still earn 10x points.

Related: NYC Restaurant Week is back — here’s how to get up to $100 off with a Mastercard

Of course, this doesn’t just apply to NYC. If your city puts on a similar event where restaurants have deals available through Tock in the Chase Dining portal, you’ll get 10x on those purchases, too. Just make sure you pay through the Chase Dining Portal with your Chase Sapphire card.

Screenshot courtesy of Chase

Bottom line

Booking through Chase Dining isn’t quite as simple as ordering takeout through a service like Doordash. Only select restaurants participate, and there are certainly more options for those who live in larger cities than smaller ones. Additionally, there is a $500 spending cap, which means you can only earn up to 5,000 bonus Ultimate Rewards points through this promotion from now through June 2021.

But if you can find restaurants and experiences that you are interested in through Chase Dining, it’s definitely worth it to use your Chase Sapphire Reserve or Preferred to book your prepaid reservation or order takeout from local spots. It’s an easy way to support some local businesses while earning some extra rewards while you’re at it. And remember,  you can use your points to redeem for purchases through Chase Dining at the same 25% or 50% bonus as you can for travel through April 30, 2021.

You have through June 30, 2021, to take advantage of the 10x offer. To explore options in your area, just log into Ultimate Rewards through your browser or on the Chase app and click on the Chase Dining tab.

Featured image by d3sign/Getty Images

2020 TPG Award Winner: Premium Card of the Year
Chase Sapphire Reserve

SIGN-UP BONUS: 60,000 Points

TPG'S BONUS VALUATION*: $1,200

CARD HIGHLIGHTS: 3X points on all travel and dining, $300 annual travel credit, points transferrable to over a dozen travel partners and Reserve cardmembers will earn 3x points on grocery purchases until the end of April.

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

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More Things to Know
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Regular APR
16.99%-23.99% Variable
Annual Fee
$550
Balance Transfer Fee
Either $5 or 5% of the amount of each balance transfer, whichever is greater
Recommended Credit
Excellent

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