Why I always charge my meals, gifts and spa treatments to my hotel room
The TPG staff just returned from an amazing retreat at Arizona’s JW Marriott Scottsdale Camelback Inn Resort & Spa. And while there is a ton that I can say about the resort (a great Category 6 Bonvoy property), my focus today is on something else: room charges.
We had more than 40 reporters and editors gathered in the desert to map out a strategy for the coming year and to, honestly, just reconnect after so many months apart. Plus, we’ve been hiring and many team members hadn’t ever met their colleagues in person.
But back to room charges.
Our staff is made up of points, miles and credit card experts. Our ranks also include aviation and hotel pros, a few general travel and news folks plus a growing cruise team.
Some of us have nearly two-dozen credit cards and others are just starting out on their loyalty program journey.
That’s the great thing about TPG: we try our best every day to talk to the real points and miles junkies but also to those who are just starting out in this hobby.
So when of our reporters started to pull out a credit card to pay for a meal at the hotel restaurant, I needed to jump in and give this advice: charge everything to your hotel room. Always.
Yes, you get lucrative points or miles for using the right credit card at a restaurant. But charging the bill to your room will earn many more points.
Hotels typically give guests booking directly with them points for each dollar spent on the room rate.
For instance, at most Marriott brands guests will get 10 points per dollar spent on the base room rate. So a $200 room earns 2,000 Marriott Bonvoy points. Taxes and fees don’t earn anything.
As a Titanium Elite member, I get a 75% bonus. So that same $200 in spend will earn me 3,500 Bonvoy points.
Now, at most hotels, you can also earn points at the same rate for restaurant, spa – and sometimes retail purchases. And remember, you are putting the entire stay on a points-earning credit card anyway, hopefully, one that earns you a bonus on travel or stays with that particular brand.
That last point is key.
You see, there are some hotels where the restaurant or spa spending doesn’t qualify for extra points. But you aren’t losing out on anything.
In fact, you might be saving – especially at the spa or retailer. Some of those are operated by third parties and don’t code with the credit card companies as a hotel. So instead of getting a bonus on your card for a “travel” expense, you might be only getting the base earning.
But by charging that spend directly to your room, you are guaranteeing that it shows up as travel, earning you the maximum number of points.
Finally, there are some people going for Marriott Ambassador status or lifetime Hyatt Globalist. Both of those are tied to how much you spend at hotels. And every dollar counts – but only if you charge it to your room.
Sure, those are big goals that you may not be thinking about yet. But it doesn't hurt to get yourself into the right habits now.
Top offers from our partners
How we chose these cards
TPG featured card
Rewards
3X | Earn 3X Miles on Delta purchases and purchases made directly with hotels. |
2X | Earn 2X Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets. |
1X | Earn 1X Miles on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
Build your loyalty to Delta by applying for the carrier's mid-tier card option, the Delta SkyMiles Platinum card. The annual fee is quickly recouped by the card's travel perks, such as an application credit to Global Entry or TSA Precheck, annual companion certificate and so much more. Plus you can fast-track to elite status simply through card spend.Pros
- Earn bonus Medallion® Qualification Miles (MQMs) and an Medallion Qualifying Dollar (MQD) waiver when you hit specific spending thresholds with your card within a calendar year
- Receive a Domestic Main Cabin round-trip companion certificate each year
- Statement credit for TSA PreCheck/Global Entry fee (up to $100)
- First checked bag free
Cons
- Doesn't make sense if you don't fly Delta
- SkyMiles aren't the most valuable airline currency
- Earn 90,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 6 months.
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Enjoy your first checked bag free on Delta flights. Plus enjoy Main Cabin 1 Priority Boarding and settle into your seat sooner.
- New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
- Earn 1X Mile on all other eligible purchases.
- Enjoy a per-visit rate of $50 per person for Card Members and up to two guests to enter the Delta Sky Club when traveling on a Delta flight.
- Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
- No Foreign Transaction Fees.
- $250 Annual Fee.
- Terms Apply.
- See Rates & Fees
Rewards Rate
3X | Earn 3X Miles on Delta purchases and purchases made directly with hotels. |
2X | Earn 2X Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets. |
1X | Earn 1X Miles on all other eligible purchases. |
Intro Offer
Earn 90,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 6 months.Earn 90,000 Bonus Miles50,000 Bonus MilesAnnual Fee
$250Recommended Credit
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.670-850Excellent/Good
Why We Chose It
Build your loyalty to Delta by applying for the carrier's mid-tier card option, the Delta SkyMiles Platinum card. The annual fee is quickly recouped by the card's travel perks, such as an application credit to Global Entry or TSA Precheck, annual companion certificate and so much more. Plus you can fast-track to elite status simply through card spend.Pros
- Earn bonus Medallion® Qualification Miles (MQMs) and an Medallion Qualifying Dollar (MQD) waiver when you hit specific spending thresholds with your card within a calendar year
- Receive a Domestic Main Cabin round-trip companion certificate each year
- Statement credit for TSA PreCheck/Global Entry fee (up to $100)
- First checked bag free
Cons
- Doesn't make sense if you don't fly Delta
- SkyMiles aren't the most valuable airline currency
- Earn 90,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 6 months.
- Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Enjoy your first checked bag free on Delta flights. Plus enjoy Main Cabin 1 Priority Boarding and settle into your seat sooner.
- New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
- Earn 1X Mile on all other eligible purchases.
- Enjoy a per-visit rate of $50 per person for Card Members and up to two guests to enter the Delta Sky Club when traveling on a Delta flight.
- Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
- No Foreign Transaction Fees.
- $250 Annual Fee.
- Terms Apply.
- See Rates & Fees