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Select Capital One cash-back cards now earn 10% back on Uber and Uber Eats purchases

Nov. 15, 2022
4 min read
a ride share passenger checks the app
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If you have a Capital One credit card that earns cash back, how much you earn on Uber rides and Uber Eats purchases might be going up significantly. You'll also receive a complimentary Uber One membership.

These changes are part of enhanced perks that Capital One is rolling out to its Savor, SavorOne, SavorOne Student and Quicksilver Student credit cards, effective today, Nov. 15, 2022. Let's take a look at what's new on these cards.

Elevated earning rates with Uber and Uber Eats

Cardholders now earn an unlimited 10% cash back on Uber rides and Uber Eats purchases. This applies to the following cards:

Previously, the Savor and SavorOne cards earned 1% cash back when spending with Uber and Uber Eats, while the Quicksilver Student card earned 1.5% back on these purchases.

The information for the Capital One Savor Cash card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

UBER

These cards may now be your best credit card for Uber purchases. It's also surprising to see an earning rate so high on these cards, considering that three of them don't have an annual fee (and the annual fee on the Capital One Savor Cash card is just $95).

The new, elevated earning rates are automatic whenever you use your card for Uber and Uber Eats purchases. That means there is no requirement for prior enrollment or using a special offer code.

Complimentary Uber One membership

Another new perk for cash-back cards from Capital One is a complimentary membership in Uber One. This perk offers reimbursement for your membership fee, valued at $9.99 per month. Depending on which card you have, you can receive a complimentary membership for either up to six months or two years — valid through Nov. 14, 2024.

If you use one of these four same cards, you can have your membership fee reimbursed for up to two years:

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Additionally, those with these other cards can enjoy up to six months of free Uber One membership, given as statement credit when paying for the membership on the card:

You have until Nov. 14, 2024 to use this benefit.

Uber One benefits include unlimited $0 delivery fees on orders of $15 or more from restaurants or $30 or more from stores. Other benefits include up to 10% off eligible Uber Eats orders and up to 5% off eligible rides with Uber, along with members-only benefits and promotions. Uber One membership requires enrollment, so you'll need to sign up within your account and use your eligible card as the payment method for your membership in order to receive reimbursement.

OLI SCARFF/GETTY IMAGES

Bottom line

Those with a Capital One credit card that earns cash back are gaining additional benefits as of today. These can include six months or a year of complimentary Uber One membership, as well as 10% back on Uber and Uber Eats spending. The Uber One membership does require enrollment, but the bonus-earning rates are automatic.

Featured image by D3SIGN/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
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TPG featured card

Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

2 - 10X points
10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day

Intro offer

75,000 bonus miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual Fee

$395

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023
Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day
  • Intro Offer
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

    75,000 bonus miles
  • Annual Fee

    $395
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023