Bilt Rent Day (Jan. 1): Targeted redemption bonuses for Amazon and rent, New Year's Eve dining experiences and more
Editor's Note
Bilt Rewards launches special promotions on or around the first of each month. For this upcoming Bilt Rent Day, members can enjoy targeted redemption bonuses of 30% or 40% when redeeming points for Amazon purchases or rent credits.
As on previous Bilt Rent Days, you can snag double points for nonrent purchases (up to 1,000 bonus points) and play the “Rent Free” game. Remember that you must use your Bilt Mastercard® five times each statement period to earn points.
The information for the Bilt Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Here’s what you need to know about the Bilt Rent Day promotions for January.
Targeted redemption bonuses
Bilt is offering its members two targeted redemption bonuses during rent week (from Dec. 27, 2025, at 9 a.m. Eastern time to Jan. 2, 2026, at 2:59 a.m. Eastern time).
Specifically, some members are targeted for a 30% or 40% redemption bonus when they redeem their Bilt Points for Amazon purchases after linking their accounts. Plus, some members are targeted for a 30% or 40% redemption bonus when they redeem their Bilt points for rent credits.
If you are eligible for either or both of these targeted redemption bonuses, you'll see the offer in your Bilt account. However, keep in mind that even with these redemption bonuses, redeeming points for Amazon purchases or rent credits may not be the highest-value way to use your rewards.
Related: Should you pay your rent with Bilt? We crunch the numbers
Extra Bilt points on nonrent purchases
As on previous Bilt Rent Days, you’ll earn double points from Jan. 1, 2026, at midnight Eastern time until Jan. 2, 2026, at 2:59 a.m. Eastern time when you use your Bilt Mastercard to make nonrent purchases. You’ll earn as follows for purchases each Rent Day:
- Dining: 6 points per dollar spent
- Travel: 4 points per dollar spent
- Other purchases (excluding rent): 2 points per dollar spent
- Rent: 1 point per dollar spent (up to 100,000 points in a calendar year)
You must use the card five times per statement period to earn points. Remember, you can only earn up to 1,000 bonus points on purchases with your Bilt Mastercard each Rent Day.
Related: I checked out Bilt's new Home Away from Home hotel collection — here's what you need to know
Extra points and free delivery on Home Delivery orders
Bilt members typically earn 1 Bilt point per dollar spent on Bilt Home Delivery orders paid with an eligible Visa, Mastercard or American Express card linked to their Bilt account. However, from Dec. 27, 2025, at 9 a.m. Eastern time through Jan. 2, 2026, at 2:59 a.m. Eastern time, Bilt members will get 10 points per dollar spent and free delivery on Home Delivery orders.
Home Delivery, powered by Gopuff, allows you to earn and redeem points when ordering essentials. And, even after this promotion is over, Bilt Silver, Gold and Platinum members will continue enjoying free delivery as an ongoing status perk.
Related: The best credit cards for online shopping
'Rent Free' game
In August 2023, Bilt launched a new way to win free rent for a month (up to $2,500): the “Rent Free” game show. Bilt has since offered the “Rent Free” game show each Rent Day, with a new creator or personality playing each month. This month, the guest is A$AP Rocky.
You’ll earn points by matching your answers in the game show with the celebrity guest's. The top 10 winners will get their rent paid (up to $2,500) and a signed edition of the A$AP Rocky Bilt member-exclusive vinyl, while the next 100 winners will earn 1,000 Bilt points. The next 500 winners after that will earn 100 points.
You can visit the Bilt app to play the game between Dec. 27, 2025, at noon Eastern time and Jan. 1, 2026, at 3 p.m. Eastern time. Then, return to the app after Jan. 1 at 4 p.m. Eastern time to see your score.
Related: Bilt Card 2.0 is coming in 2026 and will let you earn points on any mortgage
January Rent Day neighborhood experiences
Each Rent Day, Bilt offers various neighborhood experiences you can book. Here’s what you need to know about the neighborhood experiences available this Rent Day.
Bilt Neighborhood Cafe
Bilt has a neighborhood cafe at 31 Bond St. in New York. On Jan. 1, 2026, Bilt members can enjoy a complimentary coffee or hot cocoa and a classic cookie from 8 a.m. Eastern time to 6 p.m. Eastern time or while supplies last.
Comedy shows
Bilt is offering comedy shows at 18 venues across 13 cities throughout January. Each Bilt member can buy up to four tickets, with bookings opening Dec. 28, 2025, at 11:45 a.m. Eastern time for Platinum and Gold Bilt members and at noon Eastern time for other members.
The January comedy show lineup includes some traditional comedy club experiences, which cost $30-$40 or 2,000-2,500 Bilt points per person and include two drinks at most venues. However, the lineup also includes bespoke comedy experiences at unique venues, which cost $75 or 5,000 Bilt points per person and include drinks and light bites.
Bookings close when reservations sell out or 11 a.m. Eastern time the day of each show, whichever occurs first.
Dining experiences
Bilt is offering its Neighborhood Dining Experiences at 14 restaurants in five cities Dec. 31, 2025, and Jan. 1, 2026. Most of the experiences are Jan. 1, but Bilt is also hosting special New Year's Eve celebrations at Taco Azul in Boston and Marquee in New York, which include entry and drinks.
For the Jan. 1 experiences, members can enjoy two- to four-course tasting menus or omakase, depending on the venue.
Each Bilt member can buy up to four seats; bookings open Dec. 28, 2025, at 11:50 a.m. Eastern time for Platinum and Gold Bilt members and at noon Eastern time for other members. Bookings close when reservations sell out or Dec. 31 at 5 p.m. Eastern time (Dec. 30 at 5 p.m. Eastern time for the special New Year's Eve experiences), whichever occurs first.
Fitness experiences
One of Bilt Rent Day’s most popular aspects for many members is the complimentary Rent Day fitness classes. Bilt members can book complimentary Jan. 1, 2026, SoulCycle and Barry’s classes for this Rent Day. Specifically, 875 bikes are available for Rent Day SoulCycle classes, and 520 spots are available for Barry's Rent Day classes.
Bookings for these experiences become available Dec. 27, 2025, at 11:50 a.m. Eastern time for Platinum and Gold members and at noon Eastern time for other members. However, once you book a Rent Day fitness class, you can’t cancel and will face a fee if you don’t attend.
History of Rent Day promotions
Bilt offers at least one special promotion each Rent Day in addition to its standard offerings. Here’s a summary of the highlights from previous Rent Days:
- December 2025: Up to a 100% British Airways, Iberia and Aer Lingus transfer bonus and up to a 100% redemption bonus on select gift cards
- November 2025: Up to a 100% Etihad Guest transfer bonus
- October 2025: Up to a 50% Amazon redemption bonus and a targeted up-to-75% rent credit redemption bonus
- September 2025: Up to a 100% Virgin Red transfer bonus
- August 2025: Up to a 100% Avianca LifeMiles transfer bonus and the launch of a concert series at Bilt Home Away from Home resorts
- July 2025: Up to a 100% gift card redemption bonus
- June 2025: Up to a 200% Accor Live Limitless transfer bonus and up to a 100% Lyft redemption bonus
- May 2025: Up to a 100% Southwest Rapid Rewards transfer bonus and a targeted 25% Amazon redemption bonus
- April 2025: Up to a 100% Avios transfer bonus and up to a 100% Lyft redemption bonus
- March 2025: Up to a 200% Hilton Honors transfer bonus and the introduction of Rent Day Barry’s fitness classes
- February 2025: Status-based transfer bonus to Avianca LifeMiles and the launch of the first Bilt Neighborhood Cafe in New York City
- January 2025: Accor Live Limitless status match, with the option for Bilt elite members to redeem points for higher tiers of Accor status
- December 2024: Amazon redemption bonus, triple points on nonrent purchases that typically earn 1 point per dollar and the launch of Neighborhood Comedy experiences
- November 2024: Targeted 50% to 100% British Airways transfer bonus
- October 2024: Hilton Gold status match, with the opportunity to extend Gold or upgrade to Diamond for an extended period, and the ability to book Virgin Voyages experiences with a second guest free
- September 2024: 50% Avianca LifeMiles transfer bonus, 20% to 100% Virgin Atlantic Flying Club or Virgin Red transfer bonus, a buy-one, get-one ResortPass offer and the ability to book Virgin Voyages experiences with a second guest free
- August 2024: The ability to book select Virgin Voyages with a second guest free and access to a party at Blade Lounge East in New York City
- July 2024: Launch of the Neighborhood Dining series and a status-based Alaska Mileage Plan transfer bonus and status match
- June 2024: Earn 5 or 10 bonus points per dollar spent at Neighborhood Dining restaurants
- May 2024: 100% of points back (with a minimum of 1,000 points and a maximum of 50,000 points) toward the Bilt Home Collection when redeeming points for rent
- April 2024: Launch of fitness experiences at studios nationwide
- March 2024: Book men’s college basketball tournament tickets as Bilt Experiences and vote via a single-elimination bracket for March Rent Day benefits (the ability to earn 1,000 points per card when linking up to two new credit cards to the Bilt Cards tab won, while the chance to earn 5 points per dollar spent at grocery stores (valid for up to 2,000 points) when paying with the Bilt Mastercard finished second)
- February 2024: Status-based Air Canada Aeroplan transfer bonus.
- January 2024: Return of some of the top Rent Day promotions, including a $5 Lyft credit for Bilt cardholders, a 50% Amazon redemption bonus and status-based transfer bonuses to IHG One Rewards, Virgin Atlantic Flying Club and Air France-KLM Flying Blue
- December 2023: More points at Bilt Dining restaurants and double points on purchases that would normally earn 1 point per dollar
- November 2023: Status-based Emirates Skywards transfer bonus
- October 2023: Launch of Bilt Experiences at three professional football games and 5 points per dollar spent on eligible sports tickets (up to 10,000 bonus points)
- September 2023: Expansion of Rent Day Rides to every SoulCycle studio across the U.S.
- August 2023: 75% to 150% Virgin Red transfer bonus
- July 2023: $10 to $25 Lyft ride credits
- June 2023: Gifts for solving the June 1 Rent Day Challenge puzzle
- May 2023: 100% Air France-KLM Flying Blue transfer bonus
- April 2023: Enroll to get World of Hyatt Explorist status for 90 days and then keep Explorist status or unlock Globalist status for longer by staying 10 or 20 qualifying nights within three months
- March 2023: 50% Amazon redemption bonus
- February 2023: 100% HawaiianMiles transfer bonus
- January 2023: Launch of the ability to earn points each month through Rent Day trivia
- December 2022: 100% IHG One Rewards transfer bonus and double points on nonrent spending
- November 2022: Enroll in a complimentary United MileagePlus Premier status challenge
- October 2022: Double points on nonrent spending and themed SoulCycle Rent Day rides
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.