Apple Card now offering more categories with 3% cash back

Sep 19, 2019

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The Apple Card has only been available for a few weeks, but the company has already taken steps to boost rewards, adding merchants that offer 3% cash back — or “Daily Cash,” as Apple calls it.

First, Uber and Walgreens (including Duane Reade stores) joined purchases at Apple‘s own stores as the only third-party 3% merchants, and now T-Mobile is the first and only wireless provider offering 3% Daily Cash. T-Mobile customers will be able to earn 3% cash back with their Apple Card starting on Friday, Sept. 20.

You’ll need to pay via Apple Pay at Walgreens, with Uber and at T-Mobile to earn the 3% cash back, while purchases made with Apple can be completed through traditional methods like swiping your Apple Card.

T-Mobile is also offering 50% off any new iPhone with an eligible trade-in. If you’re a photo geek, you’re going to want to take a look at the new camera quality. As for Walgreens, it’s expanding its in-store offering of Apple products, adding accessories like headphones, power cables and cases to 2,600 locations around the US. Apple, meanwhile, has committed to adding more 3% partners, with details expected to roll out over the coming months.

With these new merchants factored in, here’s how the Apple Card stacks up to some other no annual fee cards:

Card Name Best For Cash-Back Overview Intro APR period Foreign-Transaction Fees Sign-Up Bonus
Apple Card Apple purchases, simplicity 3% (purchases made directly with Apple, Uber, Walgreens and Duane Reade, T-Mobile)
2% (all Apple Pay purchases)
1% (everything else)
None (12.99% to 23.99% variable APR from open) None None
Citi® Double Cash Card Everyday spending 2% (all purchases; 1% when you buy and 1% as you pay) 0% APR for 18-months on balance transfers made within the first four months of account opening (then 15.49% – 25.49% variable APR applies) 3% None
Capital One® SavorOne® Cash Rewards Credit Card Dining and entertainment 3% (dining and entertainment)
2% (back at grocery stores)
1% (everything else)
0% APR for 15 months on purchases and balance transfers (then a 15.74% to 25.74% variable APR applies) None $150 one-time bonus after you spend $500 on purchases in your first 3 months from account opening

Additional reporting by Liz Hund

Featured photo by Wyatt Smith/The Points Guy.

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Intro APR on Purchases
Regular APR
17.74% - 24.74% Variable APR on purchases and balance transfers
Annual Fee
Balance Transfer Fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
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