Apple Card now offering more categories with 3% cash back

Sep 19, 2019

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The Apple Card has only been available for a few weeks, but the company has already taken steps to boost rewards, adding merchants that offer 3% cash back — or “Daily Cash,” as Apple calls it.

First, Uber and Walgreens (including Duane Reade stores) joined purchases at Apple‘s own stores as the only third-party 3% merchants, and now T-Mobile is the first and only wireless provider offering 3% Daily Cash. T-Mobile customers will be able to earn 3% cash back with their Apple Card starting on Friday, Sept. 20.

You’ll need to pay via Apple Pay at Walgreens, with Uber and at T-Mobile to earn the 3% cash back, while purchases made with Apple can be completed through traditional methods like swiping your Apple Card.

T-Mobile is also offering 50% off any new iPhone with an eligible trade-in. If you’re a photo geek, you’re going to want to take a look at the new camera quality. As for Walgreens, it’s expanding its in-store offering of Apple products, adding accessories like headphones, power cables and cases to 2,600 locations around the US. Apple, meanwhile, has committed to adding more 3% partners, with details expected to roll out over the coming months.

With these new merchants factored in, here’s how the Apple Card stacks up to some other no annual fee cards:

Card Name Best For Cash-Back Overview Intro APR period Foreign-Transaction Fees Sign-Up Bonus
Apple Card Apple purchases, simplicity 3% (purchases made directly with Apple, Uber, Walgreens and Duane Reade, T-Mobile)
2% (all Apple Pay purchases)
1% (everything else)
None (12.99% to 23.99% variable APR from open) None None
Citi® Double Cash Card Everyday spending 2% (all purchases; 1% when you buy and 1% as you pay) 0% APR for 18-months on balance transfers made within the first four months of account opening (then 13.99% – 23.99% variable APR applies) 3% None
Capital One® SavorOne® Cash Rewards Credit Card Dining and entertainment 3% (dining and entertainment)
2% (back at grocery stores)
1% (everything else)
0% APR for 15 months on purchases and balance transfers (then a 15.49% – 25.49% variable APR applies) None $150 one-time bonus after you spend $500 on purchases in your first 3 months from account opening

Additional reporting by Liz Hund

The information for the Citi Double Cash card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Featured photo by Wyatt Smith/The Points Guy.

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Intro APR on Purchases
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Regular APR
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