Apple Card now offering more categories with 3% cash back

Sep 19, 2019

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

The Apple Card has only been available for a few weeks, but the company has already taken steps to boost rewards, adding merchants that offer 3% cash back — or “Daily Cash,” as Apple calls it.

First, Uber and Walgreens (including Duane Reade stores) joined purchases at Apple‘s own stores as the only third-party 3% merchants, and now T-Mobile is the first and only wireless provider offering 3% Daily Cash. T-Mobile customers will be able to earn 3% cash back with their Apple Card starting on Friday, Sept. 20.

You’ll need to pay via Apple Pay at Walgreens, with Uber and at T-Mobile to earn the 3% cash back, while purchases made with Apple can be completed through traditional methods like swiping your Apple Card.

T-Mobile is also offering 50% off any new iPhone with an eligible trade-in. If you’re a photo geek, you’re going to want to take a look at the new camera quality. As for Walgreens, it’s expanding its in-store offering of Apple products, adding accessories like headphones, power cables and cases to 2,600 locations around the US. Apple, meanwhile, has committed to adding more 3% partners, with details expected to roll out over the coming months.

With these new merchants factored in, here’s how the Apple Card stacks up to some other no annual fee cards:

Card Name Best For Cash-Back Overview Intro APR period Foreign-Transaction Fees Sign-Up Bonus
Apple Card Apple purchases, simplicity 3% (purchases made directly with Apple, Uber, Walgreens and Duane Reade, T-Mobile)
2% (all Apple Pay purchases)
1% (everything else)
None (12.99% to 23.99% variable APR from open) None None
Citi® Double Cash Card Everyday spending 2% (all purchases; 1% when you buy and 1% as you pay) 0% APR for 18-months on balance transfers made within the first four months of account opening (then 15.49% – 25.49% variable APR applies) 3% None
Capital One® SavorOne® Cash Rewards Credit Card Dining and entertainment 3% (dining and entertainment)
2% (back at grocery stores)
1% (everything else)
0% APR for 15 months on purchases and balance transfers (then a 15.74% to 25.74% variable APR applies) None $150 one-time bonus after you spend $500 on purchases in your first 3 months from account opening

Additional reporting by Liz Hund

Featured photo by Wyatt Smith/The Points Guy.

Bank of America® Premium Rewards® Visa® credit card

This card from Bank of America gets really interesting if you have a BofA checking, savings or investment account. Depending on the value of your combined accounts you can potentially get as much as 3.5x points on travel/dining and 2.625x points on other purchases making it the richest consumer banking bonus out there.

Apply Now
More Things to Know
  • Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • No limit to the points you can earn and your points don't expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
Intro APR on Purchases
N/A
Regular APR
17.74% - 24.74% Variable APR on purchases and balance transfers
Annual Fee
$95
Balance Transfer Fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Recommended Credit
Excellent/Good

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.