Apple Card now offering more categories with 3% cash back
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The Apple Card has only been available for a few weeks, but the company has already taken steps to boost rewards, adding merchants that offer 3% cash back — or “Daily Cash,” as Apple calls it.
First, Uber and Walgreens (including Duane Reade stores) joined purchases at Apple‘s own stores as the only third-party 3% merchants, and now T-Mobile is the first and only wireless provider offering 3% Daily Cash. T-Mobile customers will be able to earn 3% cash back with their Apple Card starting on Friday, Sept. 20.
You’ll need to pay via Apple Pay at Walgreens, with Uber and at T-Mobile to earn the 3% cash back, while purchases made with Apple can be completed through traditional methods like swiping your Apple Card.
T-Mobile is also offering 50% off any new iPhone with an eligible trade-in. If you’re a photo geek, you’re going to want to take a look at the new camera quality. As for Walgreens, it’s expanding its in-store offering of Apple products, adding accessories like headphones, power cables and cases to 2,600 locations around the US. Apple, meanwhile, has committed to adding more 3% partners, with details expected to roll out over the coming months.
With these new merchants factored in, here’s how the Apple Card stacks up to some other no annual fee cards:
|Card Name||Best For||Cash-Back Overview||Intro APR period||Foreign-Transaction Fees||Sign-Up Bonus|
|Apple Card||Apple purchases, simplicity||3% (purchases made directly with Apple, Uber, Walgreens and Duane Reade, T-Mobile)
2% (all Apple Pay purchases)
1% (everything else)
|None (12.99% to 23.99% variable APR from open)||None||None|
|Citi® Double Cash Card||Everyday spending||2% (all purchases; 1% when you buy and 1% as you pay)||0% APR for 18-months on balance transfers made within the first four months of account opening (then 15.49% – 25.49% variable APR applies)||3%||None|
|Capital One® SavorOne® Cash Rewards Credit Card||Dining and entertainment||3% (dining and entertainment)
2% (back at grocery stores)
1% (everything else)
|0% APR for 15 months on purchases and balance transfers (then a 15.74% to 25.74% variable APR applies)||None||$150 one-time bonus after you spend $500 on purchases in your first 3 months from account opening|
Additional reporting by Liz Hund
Featured photo by Wyatt Smith/The Points Guy.
This card from Bank of America gets really interesting if you have a BofA checking, savings or investment account. Depending on the value of your combined accounts you can potentially get as much as 3.5x points on travel/dining and 2.625x points on other purchases making it the richest consumer banking bonus out there.
- Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
- If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
- No limit to the points you can earn and your points don't expire
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
- Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
- No Foreign Transaction Fees
- Low $95 annual fee