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How the world's most exclusive card is about to look even cooler

Aug. 16, 2021
4 min read
How the world's most exclusive card is about to look even cooler
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Years ago, I became (uncharacteristically) absorbed in a show called The Real Housewives of Orange Country. During the first episode, one of the rich guys entered an upscale furniture store and waved a black card at the staff. The employees promptly closed the store to the public and followed him from aisle to aisle, grabbing any exorbitant item at which he pointed.

That magical card was the Centurion Card from American Express. It's the most exclusive product on the market, as it's by invitation only (with few clues as to the qualifying criteria). The general consensus is that you need to spend $350,000 per year on your card even to be considered.

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Those invited to the Amex Centurion will pay an initiation fee of $10,000, plus an annual fee of $5,000. So while we all may desire the fame that accompanies this prestigious card, most of us settle for distant lustful gawks.

The information for the Centurion Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

If you're one of the few Amex Centurion cardholders, there's exciting news coming your way. American Express is reinvigorating the look of the card, and they're giving you multiple options to choose from -- including a wearable Prada card.

New looks for the Amex Centurion card

American Express has solicited two accomplished individuals to help them improve the aesthetic of their hyper-exclusive Amex Centurion Card:

  • Rem Koolhaas (Pritzker Architecture Prize winner, founder of OMA Design Group)
  • Kehinde Wiley (painter of the official Barack Obama portrait)

The designs are fresh and tasteful, and they add a unique dimension to the card. Three options give Amex Centurion cardholders the ability to personalize their card further. However, this is a marked change to what's known as the "black card." A jet-black slab of anodized titanium is distinguished and recognizable. These new variants add an element of playfulness to the Amex Centurion Card.

Check out the new designs below to see what I mean.

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(Photo by John Gribben for The Points Guy)

Rem Koolhaas' Boompjes project graces the front of a new Centurion Card. Originally commissioned to "redevelop a district in Rotterdam, Netherlands which was decimated by bombings during the second world war" (per HYPEBEAST), the project now extends to the Amex Centurion card.

(Photo by John Gribben for The Points Guy)

Kehinde Wiley's portraits regularly feature floral patterns as a background. The design on the Amex Centurion card is reminiscent of the living walls you'll encounter at the front desk of Amex Centurion airport lounges.

(Photo courtesy of HypeBeast)

Last, and by far the most unique is the "Prada Centurion" wrist wear. It's a unisex scratch-resistant black saffiàno leather strap, which includes a hidden payment chip inside.

Bottom line

American Express has enhanced its nondescript black Amex Centurion card. They've commissioned help to refresh the look of their cards and they all look pretty great. The ultra-premium "black card" now boasts yellows, blues, greens and pinks in its new card design while retaining its perks-laden reputation. And you'll now be able to wear this luxurious card on your wrist.

Let us know what you think of these new designs!

Featured image by (Photo by John Gribben for The Points Guy)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend it to a friend or a family member, we wouldn’t recommend it on The Points Guy either. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners.
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TPG featured card

Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

2 - 10X points
10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day

Intro offer

75,000 bonus miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual Fee

$395

Recommended Credit

740-850
Excellent
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023
Best card for premium perks while traveling
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10XEarn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
5X5X miles on flights booked through Capital One Travel.
2X2 Miles per dollar on every purchase, every day
  • Intro Offer
    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

    75,000 bonus miles
  • Annual Fee

    $395
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

The Capital One Venture X card is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable benefits like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth 75,000 miles after you spend $4,000 on purchases in the first three months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023