Skip to content

American Airlines loyalist creates app to help flyers maximize point earning

May 14, 2022
11 min read
american airlines plane at DCA
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.

Like most American Airlines frequent flyers, Razzak Memon's interest was piqued when he learned last fall about the carrier switching its AAdvantage program to a new Loyalty Points currency.

An entirely new point-awarding system was big news to Memon, considering he flies some 250,000 miles every year and is a member of American's most prestigious elite status designation.

So he set out on a mission to understand and help other travelers decode the new Loyalty Points system through which AAdvantage members now earn status through a combination of spending on flights, with co-branded credit cards, and through the loyalty program's eShopping portal.

It's one thing to do your homework. Memon, though, had the means to do a whole lot more than that. As the owner of two technology companies, he had a web development team at his disposal as he set out to uncover his – and others' – points-earning potential when booking a Oneworld flight.

That mission has now taken shape as a new internet-based application called the Loyalty Points Calculator.

The site is live now for you to use — and Memon hopes it helps. Even better, he's not asking for a single dime in support or as much as an email address to use it.

American Airlines Concierge Key member Razzak Memon, creator of the Loyalty Points Calculator. (Photo courtesy of Razzak Memon)

the man behind the app

Most TPG readers probably have a favorite airline or hotel chain. However, Memon takes loyalty to a whole new level when it comes to his flying habits.

For more than 30 years, he's been intensely loyal to the Oneworld Alliance — first with US Airways, then American Airlines after the two carriers merged. That he can claim to be a Concierge Key member with American Airlines says a lot. When you talk with him, though, it becomes clear his passion for the airline goes beyond that.

"You can call me crazy, you can call me anything, but I am who I am," Memon told TPG. "I just love American Airlines."

Daily Newsletter
Reward your inbox with the TPG Daily newsletter
Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts

A big reason he has such rich loyalty to an airline is because he spends a whole lot of time on airplanes.

His job has taken him across the country and around the world many times over during a three-decade career that's been anchored by his ownership of two technology companies, including Pennsylvania-based R:BASE. An Arizona native, Memon spends many hours on flights between the Southwest and his offices, as well as on business trips throughout the U.S. His work also frequently takes him to Europe and Asia several times each year.

As he's built up status on American Airlines, Memon has simultaneously built a network of fellow loyalists of the carrier through social media. It's a platform for sharing travel hacks and tips.

And as you might expect, a change as significant as the AAdvantage program's March 2022 move to the Loyalty Point system was a big topic of discussion in recent months. What would it ultimately mean for travelers? How many points would you earn for a flight?

"So I decided to create an application," Memon said.

Building the app

In the weeks and months after the AAdvantage program announced the particulars of its new Loyalty Points system in October 2021, Memon got his company's web development team involved.

The team set out to build an app that would help travelers make ticket-purchasing decisions as they try to climb the AAdvantage program's elite status ladder.

Today, the site is live with both a Microsoft desktop and web-based option for users.

Loyalty points calculator page
Home page of the Loyalty Points Calculator site. (Screenshot from Loyalty Points Calculator)

The app, which Memon fittingly called the "Loyalty Points Calculator," includes three main functions. It can show you the real mileage distance between two airports, in sync with what the airlines' loyalty programs use to calculate flight distance. The program can show you how many Loyalty Points you'll earn for a particular American or Oneworld partner flight. You can also tabulate multiple flight options to do side-by-side comparisons of your potential points earnings.

It's user-driven in the sense that you have to put in all your flight information — the airline, departure and arrival airports (and then allow the site to calculate the mileage distance between the airports). Additionally, you'll need to include the base ticket price, how much you actually spent on your flight if you used a co-branded credit card and the class of service.

Once that's done, you click "calculate" and the site will show you how many Loyalty Points you can expect to earn on that American or Oneworld partner flight.

Related: Your ultimate guide to American Airlines AAdvantage

Using the app

I put Memon's app to the test by checking my earning potential. For the sake of simplicity, I looked at round trips between August 6 and 13 (a hypothetical summer vacation) from New York-John F. Kennedy International Airport (JFK) to London Heathrow Airport (LHR).

Let's first plug the two airports into the app to calculate the actual mileage between them. According to the app, on a round trip between JFK and LHR you'll fly 6,902 miles.

Loyalty pt app mileage estimate
(Screenshot from Loyalty Points Calculator)

Next up, let's see what an economy round trip between JFK and LHR would earn you on Loyalty Points.

On American's site, the trip – operated by British Airways but booked through American – comes to $1,272 including all taxes and fees. However, under the Loyalty Points system, you only earn points on the basic fare ($691 in this case) and the carrier-imposed fees ($340). Taxes are excluded from points earnings. So, you'll want to add up the $691 and $340 and take note of that sum ($1,031).

American LHR JFK booking screenshot
(Screenshot from American Airlines)

OK, back to the app. Below is the page where you enter your flight information. Let's pretend I'm Gold status for the purposes of this exercise. That's key because Gold members get a 40% bonus on whatever points and miles they earn on their flight, and that percentage increases as your status rises.

For the "airline" section, we're obviously booking on American, and the fare code is economy. Really, if it's an American flight, the fare code no longer matters for points earnings, because Loyalty Points are awarded based on spending, not class. It does matter if you're booking on partner airline, though. (More on that later.)

Next up, base fare: That's the number we saved a second ago — $1,031 for the trip including the fare itself and the carrier-imposed fees. Then comes the "AAdvantage Credit Card amount." For this, you'll put in the total amount you charged to a co-branded credit card for the flight, since you earn one Loyalty Point for every dollar you spend on a Citi/AAdvantage credit card. In this case, we spent $1,272.

Generally, for normal self-made bookings, you'll leave the last section blank.

Then, you click "calculate."

LPC American screenshot
(Screenshot from Loyalty Points Calculator)

The app shows us that we'll earn 8,489 Loyalty Points for this trip.

Loyalty pts estimate AA JFK LHR
(Screenshot from Loyalty Points Calculator)

Now, let's compare that with the same exact trip – literally the same flights – booked through the British Airways website. The app will give you the opportunity to do a multi-segment/itinerary comparison now, and you can start putting in information for another trip.

For the same trip booked through British Airways, the pricing comes out exactly the same: $1,272 total, or $1,031 when you subtract the taxes. Also, with British Airways (and many other Oneworld carriers that aren't American Airlines) you are going to want to take note of the fare class. Not just whether it's "economy" or "premium economy," etc., but the letter associated with the booking. In this case, that's "S."

British Air JFK LHR booking
(Screenshot from British Airways)

Let's put that information into the app now. Still "Gold," but switch the airline to "British Airways." For fare code, this is where you'll want to select "Economy (S)." Same fare and mileage information as before. Then click "calculate."

BA loyalty points calc
(Screenshot from Loyalty Points Calculator)

The app shows us that this round trip, booked on British Airways, would earn us 6,104 Loyalty Points.

British Airways loyalty point calc
(Screenshot from Loyalty Points Calculator)

The app then allows you to compare the options and how much you'd earn for each of them. While this example certainly does not mean you'd always earn more on American over a Oneworld partner, it is what the app says would happen in this particular case.

Memon calls this page the "highlight" of the app since it allows customers to do a side-by-side comparison and figure out how they can earn the most points for their flight choices.

"It's just a calculator. It's just an estimate," he said. "It's not going to tell you what to do or what not to do. It's just giving you perspective."

Related: Here's why American's new Loyalty Points system is a game-changer for me

American Airlines plane MIA
An American Airlines plane sits at the gate at Miami International Airport (MIA). (Photo by Sean Cudahy/The Points Guy)

What does American Airlines say?

Memon said he tested the app extensively, working with both his development team and other American Airlines AAdvantage loyalists to root out kinks and bugs and verify its accuracy.

A lot of this, though, was based off information the airline has shared online, albeit often in fairly dense and often fine print.

"Everything is based upon what is already publicly available on the American Airlines website," Memon said. He even showed the program to some American Airlines officials and got some feedback in an attempt to achieve peak accuracy.

We should note here that the app is not an official American Airlines product, and the airline has not endorsed the site.

TPG did reach out to airline officials looking to get their take on the site, though.

So far, the carrier has not responded.

Not looking for money or personal information

As you can see, a lot of time and effort went into building this site. Yet Memon made it clear he has no plans to add advertisements, collect personal information or attempt to make money off of the app.

Clearly, this was a fairly significant endeavor — especially for a flyer with 2 million-plus AAdvantage miles flown and lifetime peak status whether he ever steps on another plane or not.

Razzak Memon American Airlines
"Loyalty Points Calculator" creator Razzak Memon. (Photo courtesy of Razzak Memon)

Sitting in his Tucson, Arizona, home after recently returning from his latest international trip to Dubai, Memon said that this was really just a passion project. However, it's one he hopes will help other consumers make good decisions.

"This is a hobby," he said. "And it's free to everyone."

Bottom line

Perspective is key when making decisions — and, as Memon himself pointed out, that's what this app can give you. It's not airline-endorsed and shouldn't be treated as such. However, it does give you a tool to learn more about how the AAdvantage program's new Loyalty Points system works, as well as how you might maximize it to your own benefit.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Best for businesses with high spending
TPG Editor‘s Rating
4.5 / 5
Go to review

Rewards

2 - 10X miles

Intro offer

LIMITED-TIME OFFER: Earn up to 400K bonus miles

Annual Fee

$395

Recommended Credit

740-850
Excellent

Why We Chose It

The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)

Pros

  • The Capital One Venture X business card has a very lucrative welcome offer.
  • In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
  • Business owners are also able to add employee cards for free.

Cons

  • The card requires significant spending to earn the welcome offer.
  • Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
  • LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
  • Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
  • Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
  • With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • This is a pay-in-full card, so your balance is due in full every month
Apply for Capital One Venture X Business
at Capital One's secure site
Terms & restrictions apply. See rates & fees
Best for businesses with high spending
TPG Editor‘s Rating
4.5 / 5
Go to review

Rewards Rate

2X miles2 miles per dollar on every purchase
5X miles5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel
10X miles10 miles per dollar on hotels and rental cars booked through Capital One Business Travel
  • Intro Offer

    LIMITED-TIME OFFER: Earn up to 400K bonus miles
  • Annual Fee

    $395
  • Recommended Credit

    740-850
    Excellent

Why We Chose It

The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)

Pros

  • The Capital One Venture X business card has a very lucrative welcome offer.
  • In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
  • Business owners are also able to add employee cards for free.

Cons

  • The card requires significant spending to earn the welcome offer.
  • Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
  • LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
  • Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
  • Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
  • With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • This is a pay-in-full card, so your balance is due in full every month