Skip to content
Sponsored Content fromVisit Amex Travel 3's site.

I stayed at a luxury ranch in Montana — and I didn't want to go home

Jan. 31, 2022
6 min read
A horse stampede at The Ranch at Rock Creek in Montana.
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

I took a step out of my comfort zone recently when my husband and I vacationed at a luxury ranch in Montana. Living in the Bay Area and not considering myself an outdoorsy person, I didn’t know what to expect — least of all how much I’d love it.

I tend to stick to what I know — like hotels with room service, on the beach or in a big city — and I try to stay at big-name hotels where I can redeem points for my stay. I was a little hesitant to spend time in an environment so different from what I was used to, but The Ranch at Rock Creek in Western Montana is part of American Express Travel’s Fine Hotels + Resorts® program. This includes certain perks, amenities and other familiar comforts.

I had such a great time in Montana that I’m already planning a visit for the same time next year to explore more of the state — next time with my kids in tow.

Here’s how I spent three nights in the Montana wilderness at The Ranch at Rock Creek — and why I didn’t want to go home.

The amenities and perks

The Ranch at Rock Creek is not a part of any major hotel chain and thus doesn’t come with elite perks or benefits in the traditional sense. But because it is a Fine Hotels + Resorts property, our stay came with the following amenities when booked through Amex Travel using The Platinum Card® from American Express:

  • 12 p.m. early check-in, when available
  • Room upgrade on arrival, when available (some room categories are not eligible for upgrades)
  • Daily breakfast for two
  • Experience credit worth $100 (eligible on purchases at the mercantile shop and at the spa)
  • Complimentary Wi-Fi
  • Guaranteed 4pm late check-out

In addition, American Express Platinum cardholders can enjoy $200 back in annual statement credits for prepaid reservations at Fine Hotels + Resorts properties booked through American Express Travel when they pay with the Platinum Card.

The ranch has several accommodation options, including traditional hotel rooms, glamping cabins and luxury homes. Upon arrival, we were upgraded to the Cattail suite cabin, a two-suite luxury home perfect for families or friends traveling together. The two identical suites each featured one king bed and a daybed, a large bathroom with soaking tub, and double sinks. The living room was designed to be comfortable and inviting, with a wood-burning fireplace perfectly placed to encourage you to slow down and enjoy your time.

In addition to daily breakfast, dozens of activities are also included with your nightly rate when you stay at The Ranch at Rock Creek. However, I was still able to use our $100 experience credit for a massage in a Conestoga Wagon overlooking the creek. It was definitely a unique experience — and one I highly recommend.

Related: How Amex Fine Hotels & Resorts can land you elite-like benefits at top hotels

Sign up for our daily newsletter

The ranch

The massive property is thoughtfully designed with guests in mind, with transportation options varying between bikes, golf carts and luxury SUVs to get around the ranch.

Daily breakfast for two is an included benefit with each Fine Hotels + Resorts stay, and at the ranch, all additional meals — and dozens of activities — are included in your nightly rate. And the meals were phenomenal. From slow roasted BBQ to a five-course dinner with spicy marinated scallops and homemade butterscotch pudding, every meal was excellent.

Guests can participate in activities like mountain biking, archery, horseback riding and fly fishing — all at no additional charge. I was pleasantly surprised at how meditative it was to fly fish in the creek. Our instructors (Patrick and Phil) taught us the rhythmic motion of casting our fishing line before letting us try for ourselves. They even told us about a company in San Francisco that we can fly fish with when we return home.

(Photo by Wyatt Smith/The Points Guy)

In addition to fly fishing, another must-do activity at the ranch is horseback riding. The horses are gentle and beautiful, and the wranglers are professional and knew exactly what to do to settle my nerves. Before my visit, it had been over eight years since I’d ridden a horse, and that particular experience was less-than-ideal. But I felt at ease for the entire experience at The Ranch at Rock Creek — and I look forward to an opportunity to ride again soon.

Why I didn’t want to leave

Travel is meant to take you away from your day-to-day life where you can enjoy experiences that you don’t usually get to have. Even though a luxury ranch wasn’t on my short list of places to visit, it gave me more of what I look for in a vacation than I thought it would.

The Ranch at Rock Creek brought me much needed peace and a break from the stress of the last several months. The weather in early September was perfect, the grounds were quiet, there weren’t that many guests — who all wore their masks properly — and we spent most of our time outdoors.

There’s something about nature that resets your senses, and I was sad when it was time to check out of our cabin and leave the peace that we’d experienced during our stay.

(Photo courtesy of Ashley Onadele/The Points Guy)

Bottom line

The Ranch at Rock Creek in Western Montana is an incredible place to visit, and my stay there was made even more special with the exclusive suite of benefits I received by booking through Fine Hotels + Resorts. The ranch is not part of a major hotel chain, but by booking our stay through American Express Travel, we enjoyed added benefits like a room upgrade and guaranteed 4pm late checkout that we wouldn’t have otherwise had.

Montana itself is so different from where I live but it was easy to relax and have the kind of vacation my husband and I were looking for. And while it was difficult to leave the ranch, we plan to return to Montana at the same time next year with our kids — and we can’t wait!


To see all the details of the benefits mentioned, as well as the terms and conditions, please click here.

Featured image by (Photo by Wyatt Smith/The Points Guy)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

NEW BENEFIT! TAKEOFF15!
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
3 / 5
Go to review

Rewards

1 - 3X points
3XEarn 3X Miles on Delta purchases and purchases made directly with hotels.
2XEarn 2X Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
1XEarn 1X Miles on all other eligible purchases.

Intro offer

Earn 90,000 Bonus Miles50,000 Bonus Miles
Earn 90,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 6 months.

Annual Fee

$250

Recommended Credit

670-850
Excellent/Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

Build your loyalty to Delta by applying for the carrier's mid-tier card option, the Delta SkyMiles Platinum card. The annual fee is quickly recouped by the card's travel perks, such as an application credit to Global Entry or TSA Precheck, annual companion certificate and so much more. Plus you can fast-track to elite status simply through card spend.

Pros

  • Earn bonus Medallion® Qualification Miles (MQMs) and an Medallion Qualifying Dollar (MQD) waiver when you hit specific spending thresholds with your card within a calendar year
  • Receive a Domestic Main Cabin round-trip companion certificate each year
  • Statement credit for TSA PreCheck/Global Entry fee (up to $100)
  • First checked bag free

Cons

  • Doesn't make sense if you don't fly Delta
  • SkyMiles aren't the most valuable airline currency
  • Earn 90,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 6 months.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights. Plus enjoy Main Cabin 1 Priority Boarding and settle into your seat sooner.
  • New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • Enjoy a per-visit rate of $50 per person for Card Members and up to two guests to enter the Delta Sky Club when traveling on a Delta flight.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Apply for Delta SkyMiles® Platinum American Express Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
3 / 5
Go to review

Rewards Rate

3XEarn 3X Miles on Delta purchases and purchases made directly with hotels.
2XEarn 2X Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
1XEarn 1X Miles on all other eligible purchases.
  • Intro Offer
    Earn 90,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 6 months.

    Earn 90,000 Bonus Miles
    50,000 Bonus Miles
  • Annual Fee

    $250
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent/Good

Why We Chose It

Build your loyalty to Delta by applying for the carrier's mid-tier card option, the Delta SkyMiles Platinum card. The annual fee is quickly recouped by the card's travel perks, such as an application credit to Global Entry or TSA Precheck, annual companion certificate and so much more. Plus you can fast-track to elite status simply through card spend.

Pros

  • Earn bonus Medallion® Qualification Miles (MQMs) and an Medallion Qualifying Dollar (MQD) waiver when you hit specific spending thresholds with your card within a calendar year
  • Receive a Domestic Main Cabin round-trip companion certificate each year
  • Statement credit for TSA PreCheck/Global Entry fee (up to $100)
  • First checked bag free

Cons

  • Doesn't make sense if you don't fly Delta
  • SkyMiles aren't the most valuable airline currency
  • Earn 90,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 6 months.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights. Plus enjoy Main Cabin 1 Priority Boarding and settle into your seat sooner.
  • New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Mile on all other eligible purchases.
  • Enjoy a per-visit rate of $50 per person for Card Members and up to two guests to enter the Delta Sky Club when traveling on a Delta flight.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees