Get $15 off your next Amazon order using just 1 Chase Ultimate Rewards point

Jul 29, 2020

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Editor’s note: This post is regularly updated with the latest promotion.

Prime Day might be delayed this year, but that doesn’t mean you can’t still get discounts on Amazon.

Amazon and Chase are back with another promotion that lets Ultimate Rewards cardholders save on their orders.

For a limited time, Amazon is giving targeted Chase cardholders the opportunity to get $15 off orders of $50 or more by redeeming just one Ultimate Rewards point. Not everyone is eligible for the offer, but you might be eligible now even if you haven’t been in the past.

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(Screenshot courtesy of Amazon.com)

How to get $15 off by redeeming one Chase Ultimate Rewards point

To see if you’ve been targeted for the discount and activate it, follow these steps:

  • Link your Chase Ultimate Rewards account to Amazon if you haven’t already done so. It can take up to 24 hours for your card to be linked before you can activate the offer, so don’t wait.
  • Check here to see if you’re targeted for the offer.
  • Click the “Click to activate” button before shopping.
  • Load up your cart with eligible items sold by Amazon (Amazon gift cards excluded).
  • Select your linked Chase card for the payment method.
  • Apply just one point and pay for the rest with your card.

If you were targeted for the offer and followed all of these steps, then the discount should automatically be reflected on the checkout page — no promo code is necessary. However, we only recommend redeeming a single point, since using more will yield a lower return. Ultimate Rewards points are equivalent to a paltry 0.8 apiece on Amazon, and that’s well below TPG’s valuation of Ultimate Rewards points at 2 cents each.

Note that you may want to put the rest of your purchase on the Chase Freedom (No longer open to new applicants), which is currently offering 5% cash back on up to $1,500 of combined Amazon and Whole Foods purchases through Sept. 30, 2020. However, if you also have a card like the Chase Sapphire Reserve or Chase Sapphire Preferred Card, you can combine your earnings into a single Ultimate rewards account — unlocking the ability to transfer your points to various valuable partners.

The information for the Chase Freedom has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Related: Best credit cards for Amazon purchases

The fine print

  • Offer is targeted to select Chase cardholders.
  • The maximum you could save with this promotion is $15.
  • The promotion runs through Oct. 31, 2020 or when 46,667 customers have redeemed the offer (whichever is earlier).
  • Offer is only good on items sold by Amazon. Be sure to look for the “sold by Amazon” or “sold by Amazon Digital Services.” Items that are ‘fulfilled by Amazon’ or ‘Prime Eligible’ may or may not qualify.
  • Offer does not apply to Amazon gift cards or digital content.
  • This offer is not available to eligible Chase cardmembers who have previously used Ultimate Rewards to shop at Amazon.com, but it seems like this is not strictly enforced.

Things to keep in mind

Only products sold by Amazon.com are eligible; Amazon gift cards and digital content are explicitly excluded. If you don’t have any specific purchases in mind, consider buying gift cards that you can use such as:

Note that when you activate the promotion, your Chase Ultimate Rewards points will be temporarily set as the default payment method at checkout. So, be sure to change your payment method if you make subsequent Amazon purchases after taking advantage of this offer.

You also should definitely have two-factor authentication turned on for your account in case of unauthorized use.

Related: The best ways to redeem points and miles for Amazon purchases

Bottom line

Regardless of whether you were targeted for this offer, now is a good time to make sure that all of your cards that earn Chase Ultimate Rewards, Amex Membership Rewards and Citi ThankYou Rewards are linked to your Amazon account. Although paying with points isn’t a good use of your points normally, paying with just one point can unlock excellent value during targeted promotions. Here’s how to link each type of card with Amazon:

Similar promotions currently available:

Additional reporting by Katie Genter

Screenshots from Amazon.com, featured image by Paul Hennessy/NurPhoto/Getty Images

Chase Sapphire Preferred® Card

WELCOME OFFER: 60,000 Points

TPG'S BONUS VALUATION*: $1,200

CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services.
Regular APR
15.99%-22.99% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent/Good

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