5 Tips to Turn Business Travel Into Family Vacations
Update: Some offers mentioned below are no longer available. View the current offers here.
From the day I graduated from college until a few months after getting married, I was a road warrior. I traveled Monday through Thursday every week. I was young and energetic and I loved earning miles and points.
Now, one husband and two kids later, I find myself more grounded at home. I left the job with early wakeups and lots of plane flights and came to terms with not being able to earn points and miles as easily. Fortunately, I live vicariously (and still earn miles) through my husband, who travels for work.
Here are some tips to get the most out of your business travel. Hopefully, it can fund your next vacation.
Pick One Hotel Chain and Stick With It
When planning your business travel schedule, look to see which hotels are close to your destinations. If you typically travel to major cities, there is a good chance you have all the chains at your disposal. (In small towns, you might be limited.) If there is one chain of hotels that can be found in all your destinations, stick with that chain wherever you travel. (Assuming you have some control over where you stay for work.) You might like the lobby bar in one hotel and the concierge floor in another, but if they aren't within the same chain, stick with your one brand. You'll maximize your points, bonus promotions and elite status.
Focusing on one chain and earning status could also help your family sleep more comfortably and save money when you travel together. Status could get you anything from room upgrades to complimentary breakfast to lounge access and more.
Fly Southwest
If you live near a Southwest Airlines city, you can put all your eggs in one basket and try to earn the Southwest Companion Pass. Many business travelers shudder at the thought of flying Southwest because it doesn't have business-class seats, but being able to earn a pass that allows another family member to fly with you for free (plus taxes/fees) an unlimited number of times for the life of the pass is well worth it.
Southwest allows you to earn the pass two ways: Earning 110,000 qualifying points or flying 100 qualifying one-way flights each calendar year. If you are on the road most of the year, hitting that 100-flight milestone might not be difficult. Most travelers, however, will probably strive for the 110,000 points. You can combine the points earned from flying with many other qualifying activities, such as Southwest credit card spending, shopping portal activity, crediting car rentals to Southwest, etc.
Related: Southwest Credit Cards Now Offering up to 80k Sign-Up Bonus Points
Use the Best Credit Card
With business travel, there are typically three different approaches when it comes to credit card spending:
1. You can use whichever credit card you want and just fill out an expense report.
2. You have to use the company credit card, but you still get the points.
3. You have to use the company credit card and the company keeps the points.
The best situation is clearly No. 1 as you can fully maximize the points earned with credit cards. If you fall into this category, you'll want to use the best credit card for your expenses.
Airfare purchases: For your airfare purchases, the two best credit cards to maximize your points earned are the The Platinum Card® from American Express and the Citi Prestige® Card. Both cards will earn you 5x points on all airfare (when booked directly with the airline on the Amex Platinum on up to $500,000 on these purchases per calendar year). Let's say you spend $1,000 a month on airfare, that's 5,000 extra points earned each month on the respective card. Based on TPG's valuation, this is worth between $85 to $100.
Runners-up are the Chase Sapphire Reserve and Ink Business Preferred Credit Card, earning you 3x points. Both will earn you Chase Ultimate Rewards points, which is a great currency to accrue. You can also transfer those points to World Of Hyatt, Marriott, United and more.
Related: The Best Credit Cards for Airfare Purchases
Hotel purchases: Depending on your hotel of choice, you might find that using that particular hotel's cobranded credit card is the best way to maximize your points. Or, if you want to put all expenses on one card, the Chase Sapphire Reserve and Ink Business Preferred Credit Card earn 3x points on all travel purchases. This means you can put all airfare and hotel purchases on one card, which might be helpful when doing your expenses.
Related: The Best Hotel Credit Cards of 2019
Car rental purchases: Again, the Chase Sapphire Reserve and Ink Business Preferred Credit Card are your best bets as you'll continue to earn 3 points per dollar spent. Make sure to enroll in car rental loyalty programs or credit your rental to the best partner loyalty program.
Related: Five Steps to a Perfect Car Rental
Dining out: Being on the road means you are probably dining out often. These meals can add up, especially if you are the person to throw down your card when dining out with coworkers or hosting a client dinner. The two best cards for dining at restaurants are the Citi Prestige Card (5 points per dollar spent) and the American Express® Gold Card (4 points per dollar spent). While the Chase Sapphire Reserve only earns 3 points per dollar spent, it should still be a contender if you decide you want to use just one credit card for all business travel expenses.
Related: The Best Credit Card for Dining Rewards
Turn a Business Trip into a Family Vacation
Occasionally, a work trip might be scheduled to a fun destination. With one airfare taken care of and the hotel stay covered, this might be a great opportunity to bring the family along. Yes, you might be working all day, but they can enjoy the trip and you might be able to add a day or two and only be responsible for the added hotel costs (and flights for the rest of the family, of course).
Last year my husband had a work trip to Anaheim. With my daughter at the perfect age for Disneyland, she and I tagged along for a portion of the trip. We all flew out together, spent a few days in Santa Monica (on our own dime) and then played in Anaheim (with that hotel room paid for my husband's company).
Although my husband was there a few days more than his required work days, this was the perfect opportunity to significantly reduce the cost of our family trip. Not only was my husband's flight paid for, so was my daughter's, thanks to a Southwest Companion Pass. Three of us were able to fly round-trip for the cost of just one — and, of course, I used my Southwest Rapid Reward points to cover my flight cost. We only paid for half of our total hotel bill as well, so it was a win-win. We got to spend extra time with daddy while he was "away" on business and save a good amount of cash as well. Naturally, make sure this arrangement works for your employer and be sure to keep family and work expenses separate.
Take a Bump
Some of you will hate this, but hear me out. Taking a bump when you are coming back from a business trip is essentially free money and can make the cost of your next family vacation a lot less. When I traveled for work, I took bumps all the time when it wouldn't interfere with my work schedule. It allowed my now-husband and I to fly for free sometimes and we didn't even have to dip into my points (although, those were the days when bumps were easier to come by as flights were more frequently oversold).
Now it is my husband's turn to take a bump when the opportunity presents itself. For example, a while back, my husband was on a business trip to California. He had a travel day built into the trip so he didn't have any urgent meetings to attend after he landed. His flight was oversold and he was able to pocket $500 and only had to wait an extra hour in the airport for his next flight. We used that American Airlines voucher toward a family trip to London.
Obviously, you want to make sure you aren't putting your job at risk in any way here. You don't want to miss meetings or stay an extra night on the company dime. Also, make sure your family is cool with you getting home a bit later in an effort to save some money on your next vacation. My husband knows I am OK with it as long as the payoff is good.
Bottom Line
Being away from your significant other and kids for work purposes isn't fun, but if you think of the points and miles you'll earn, it might help you feel better about your business travel. The time away will result in an awesome vacation where you all can enjoy new experiences and time together if you don't leave any points and miles on the table.
Jennifer Yellin covers family travel deals for TPG and blogs at Deals We Like. Follow her family's adventures on Twitter and Instagram.
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Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.